Page 66 – Property118
Scissors cutting percentage blocks symbolizing mortgage rate reductions

BTL lenders cut rates as new initiative to cut transaction times launches

12th September 2025

Two leading buy to let lenders have unveiled rate cuts across their ranges, while a major industry initiative seeks to tackle delays in property transactions. CHL Mortgages for Intermediaries has launched its most extensive portfolio to date, unveiling a broad mix of new options alongside reductions of up to 44 basis points. The lender’s refreshed […]

Rising rental costs shown with red arrow, house model, and pound sign

Rental home shortage drives up rents as the property market stalls – RICS

12th September 2025

Britain’s private rented sector is facing mounting pressure as landlords continue leaving, driving rents up while the broader housing market experiences continued weakness, the latest RICS research reveals. The organisation’s August residential survey of surveyors shows that landlord instructions have plummeted by 37% – the sharpest drop since April 2020. The fall coincides with sustained […]

Car key dropped on a road as a man walks away, symbolizing landlords leaving the rental market.

93,000 BTL landlords set to exit the PRS – claim

12th September 2025

Researchers have found that a shocking 93,000 buy to let landlords are set to abandon the PRS this year. The findings from Black & White Bridging show that brokers are predicting a 6% drop in landlord numbers. HMRC data shows 2.84 million unincorporated property owners operating in the UK during 2023, with 57% of them […]

The Apartment That Became a Cat Colony

12th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Canada. A landlord attending a flat in Ontario for what should have been a routine inspection was met with the sound of meows echoing through the corridor. On opening the door, it became clear why. The tenant had […]

Stacks of gold coins with house model and speech bubble showing rental rules

New rent increase rules could affect landlord income warns letting agency

12th September 2025

A letting agency has warned of challenges under new rent increase rules, which will affect landlord income. Under the Renters’ Rights Bill, landlords will only be able to raise rent once every 12 months using a Section 13 notice and must give two months’ notice before an increase. Leaders Roman Group (LRG) says that rent […]

Stacks of coins with yield sign and percentage symbol representing rental yield growth.

Landlord yields equal a decade high

12th September 2025

The average rental yield for landlords has bounced back to equal a 10-year high, research reveals. According to market analyst Pegasus Insight, the average return on a rental property has climbed to 6.5% – equalling the previous high recorded in late 2024. Data from this year’s second quarter shows a big regional divide in yields […]

Young couple sitting on floor looking at house outline with “First Time Home Buyers” text.

Landlord tax reforms enabled a claimed 1.1 million first-time property purchases

12th September 2025

Government tax policies targeting private landlords have enabled 1.1 million households to secure their first property purchases, research claims. A study by the Joseph Rowntree Foundation found that taxes on individual landlords and higher stamp duty charges for additional properties, implemented from 2016 onwards, have fundamentally altered Britain’s housing landscape. The foundation’s policy adviser Darren […]

Mystic Mortar landlord horoscope featured image for Friday, 12 September 2025

Mystic Mortar Landlord Horoscope 12 Sep 2025

12th September 2025

Mystic Mortar’s Landlord Horoscope Edition: Friday 12 September 2025 Welcome, star-gazers and key-holders, to another week where the heavens whisper through rent rolls and the constellations shimmer above your properties. Step closer, for the stars have tales to tell of charm, caution, and cosmic opportunity in your landlord life. This week, Mercury in Libra squares […]

Magnifying glass highlighting repossessed apartment building with legal symbol.

Landlord repossessions surge ahead of the Renters’ Rights Bill implementation

11th September 2025

Landlord repossessions across England and Wales have rocketed in the past year, ahead of the Renters’ Rights Bill becoming law and scrapping Section 21 ‘no-fault’ evictions. An analysis by letting agency acquisition firm Dwelly shows a 6.8% national increase in repossessions compared to the previous year, while some towns recorded far sharper rises. Thurrock leads […]

An EPC certificate with an F rating held in front of a UK rental property.

Atom bank study questions accuracy of EPC ratings

11th September 2025

The official methods for assessing household EPC emissions may be overstating the environmental impact of British homes by as much as half, a study reveals. According to Atom bank, its findings raise concerns about whether current tools can genuinely support the UK’s ambition to reach ‘Net Zero’. Working with Experian and Durham University, Atom compared […]

First 30 Days After A Landlord’s Death | Practical Playbook

11th September 2025

What To Do In The First 30 Days After A Landlord’s Death This guide gives you a clear first month plan so lenders stay calm, tenants see continuity, and the family keeps control. It is written for company directors, LLP members and executors who need to act now without creating problems later. Companion guides If […]

Stacked coins with percentage blocks showing new mortgage and buy-to-let deals

YBS and MFS improve semi-commercial and BTL mortgage deals

11th September 2025

Two specialist landlord finance providers have revealed enhancements to their mortgage ranges to offer landlords more choice and flexibility. YBS Commercial Mortgages has announced a series of changes to its semi-commercial and buy to let offerings. The organisation is lifting the loan-to-value (LTV) threshold on its range for part-residential, part-commercial assets, with financing now available […]

Louisa Sedgwick, the managing director of Paragon Bank,

Buy to let investment booms in the Midlands and North – Paragon

11th September 2025

Landlords investing in rental property has shifted decisively towards the Midlands and northern regions, according to Paragon Bank. Data from the lender shows that landlords secured nearly half of new buy to let purchases with mortgages in the East and West Midlands, North West, North East and Yorkshire and Humber. That’s for the first half […]

Piggy bank and coins beside electricity meter with question mark symbolizing rising energy costs.

EICR and tenant debt?

11th September 2025

The 5-year EICR (Electrical Installation Condition Report) is about to run out on my rental property The tenant is in major debt and is unable to pay to get the debt cleared from the electricity meter (it’s a prepayment meter and showing £135 of debt). He is vulnerable and has bipolar issues. I have tried […]

The Tenant Who Took the Roof With Them

11th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Nigeria. In Lagos, a landlord was left speechless when he arrived to inspect a property after an eviction notice. The house was still standing but the corrugated iron roof was gone. According to reports, the departing tenant had […]

Wooden scales balancing a stack of money with a pound symbol against a small model house

House prices stall in August amid economic uncertainty

11th September 2025

House prices in England and Wales showed no shift from July to August, with a 0% rise between July and August, research reveals. That’s according to the latest e.surv chartered surveyors index which does reveal a 2.8% drop in values from 12 months previously. The stagnant monthly figures suggest recent downward pressure may be stabilising, […]

Calculator showing the words How Much?

Error in probate date of death valuation?

11th September 2025

Hi all, I’ve phoned the HMRC CGT tax office and spoken to the Probate court, and I am still stuck on what’s best to do. When my mum passed, 2 months ago, I stupidly used the valuation which the mortgage company had provided in a drive-by valuation prior to death (unsure how “prior” to death […]

Business professional working on tax calculations with digital tax icons overlay.

Landlords won’t be forced into Making Tax Digital – claims impact assessment

10th September 2025

The government has confirmed landlords will not be forced into signing up for  the controversial Making Tax Digital (MTD) scheme as its impact assessment reveals it could cost the landlord hundreds of pounds to do so. The government has released the impact assessment for Making Tax Digital, the scheme for Income Tax Self Assessment (ITSA). […]

Businessman smashing the word "RULE" on a wall with a sledgehammer, symbolizing breaking unfair rules.

Council’s selective licensing team says landlords CAN break the rules

10th September 2025

Yes, you read the headline right, they really did. Basically, if another department of Nottingham City Council is breaking the rules and conditions, and as long as the council gets their selective licensing fee, it will let this flagrant breach happen. After all, everything has a price, doesn’t it? They say if it’s out of […]

House outline with percentage symbol representing remortgage deals for landlords

BTL lenders boost landlord options as remortgage activity grows

10th September 2025

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking to remortgage. United Trust Bank has removed all upper limits on landlord portfolio sizes so borrowers can mortgage up to six properties, with maximum lending increased to £2.5 million. Portfolio landlords will also find streamlined […]