Page 67 – Property118
Red piggy bank with pound symbol sliding down a slide under a London sign, symbolising falling property values

London’s property investment market loss shines as prices slide

10th September 2025

London’s housing market is losing its shine as real-terms values stall, leading landlords and investors to sell up, an analysis reveals. According to wealth management firm Rathbones, it has found that between 2016 and 2024, residential values in the capital increased by only 1.3% annually, well below the 3.8% rate of inflation. The poorer performing […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Why NACFB Membership Matters – Safeguarding Landlords When Borrowing

10th September 2025

Choosing the right broker can be the difference between securing finance and hitting a brick wall. With hundreds of lenders and products in the market, landlords need more than just introductions – they need protection. That is why NACFB membership matters. It gives landlords confidence that their broker is not only connected but also regulated […]

Westminster with Big Ben and crossed-out rental sign symbolizing ban on landlord MPs

Motion calls for MPs to be banned as landlords

10th September 2025

A left-wing MP has tabled an Early Day Motion (EDM) calling for MPs to be barred from being landlords while in office. Independent MP Zarah Sultana, who introduced the motion, claimed: “MPs should be focused on serving their constituents without the influence of financial interest.” The news comes after Labour was found to have the […]

The Room Filled With 200 Bottles of Urine

10th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Australia. After a tenant finally moved out of a suburban house-share, the owner expected a quick tidy and a key handover. Instead, he opened the bedroom door to find floor space taken up by rubbish bags, food cartons […]

The Real Problem with Rent to Rent

10th September 2025

1. Introduction – The Real Problem with Rent to Rent Rent to Rent, often abbreviated to R2R, is one of the most hotly debated strategies in the UK’s private rented sector. On paper, it sounds straightforward. A Rent to Rent operator takes on a property from a landlord under a lease or management agreement, pays […]

AGM agenda document with financial chart on a desk with pen

Agent failed to present my AGM ‘other business’ when unfavourable to them?

10th September 2025

Hello, The factor (property manager or managing agent) sent out an AGM invitation letter plus agenda and asked property owners to add “other business” and return the form by a specified date. I returned the form by email attachment on time and followed up with a call to see if the original form should be […]

Westminster with “Rejected” stamp symbolizing defeat of Renters’ Rights Bill amendments

MPs reject amendments to Renters’ Rights Bill ahead of Royal Assent

9th September 2025

The government have rejected most amendments for the Renters’ Rights Bill as it nears Royal Assent. MPs debated amendments from across all parties for the bill, but the majority were rejected. Housing minister Matthew Pennycook insisted the bill must receive Royal Assent as soon as possible, while Conservatives argued it undermines the private rented sector […]

An unprotected tenancy deposit form beside an open padlock and broken chain.

Return of deposit fight after Section 8 and Money Order?

9th September 2025

Having successfully evicted my tenant through section 8 and getting a money order for £4.5K, I am now trying to have the protected deposit paid to myself, as so far the disposal of his abandoned belongings, cleaning the house and repairing damaged radiators has far exceeded the deposit amount held. However, the tenant has decided […]

Labour’s proposed House Value Tax could replace Stamp Duty and Council Tax in the UK.

Stamp Duty and Council Tax To Be REMOVED For House Value Tax

9th September 2025

The UK property market is facing one of the biggest shocks in years. The Labour Party is considering introducing a House Value Tax UK, designed to replace Stamp Duty and reform Council Tax. This Labour Party property tax plan could have major consequences, particularly for landlords who are already facing significant UK property investors tax […]

Rent prices in the UK rise sharply with demand outpacing supply.

Rents hit record high as landlords grow increasingly worried

9th September 2025

Rents in Great Britain have reached a record high, with tenants paying £1,577 each month on average, data from Rightmove reveals. Its Insight report shows that rents rose by 3% compared to the same period 12 months ago, which matches the projection made by the platform previously. Even with fewer tenants hunting for places, the […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Buildings vs Contents vs Combined Landlord Insurance

9th September 2025

One of the most common questions we hear from landlords is whether they need buildings insurance, contents insurance, or a combined policy. The right choice depends on what you own, how you let, and the risks you want to protect against. Making the wrong choice can mean paying for cover you don’t need or, worse, […]

The Tenants Who Turned a Flat into a Miniature Zoo

9th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Canada. When a landlord in Toronto finally gained access to a unit after months of unpaid rent, they expected clutter and possibly damage. Instead, they found an improvised zoo. Inside were dozens of exotic animals, including snakes, lizards, […]

Split house showing rent control exemptions for Build-to-Rent and mid-market rental properties in Scotland

Two-tier rental market warning as Build-to-Rent exempt from rent controls in Scotland

9th September 2025

The Scottish government has been accused of creating a “two-tier rental market” after a consultation revealed that Build-to-Rent (BtR) and mid-market rent (MMR) properties could be exempt from rent controls, unlike the private rented sector. In its action plan to tackle Scotland’s housing emergency, the government appears to confirm that rent controls will not apply […]

Landlord reviewing documents with a stamp, considering licensing requirements.

HMO licence application surveyor issue?

9th September 2025

Hello Everyone, I have a some HMO properties that are shortly due to be subject to additional licensing scheme by a council. The council has stipulated the scheme to come into effect on the 1st of October. They state landlords will be given three months to apply for a licence. The housing act of 2004 […]

Landlord holding a model house while thinking about planning reforms

Most landlords doubt they will benefit from Labour’s planning reforms

9th September 2025

Fewer than one in four landlords expect Labour’s planning changes will help their business, a survey reveals. The poll from BTL lender Landbay found that 77% of landlords believe the reforms will not bring any advantage to their buy to let activities. Just 13% think relaxed rules might increase options for buying new properties. And […]

Tenant dispute with landlord over harassment and eviction issues highlighted by unhappy face rating scale.

Harassment and illegal eviction claim – not yet gone to tribunal?

9th September 2025

Hello, I’m a landlord managing a tenancy situation that has gone badly wrong. We’ve been hit with a letter before action and a claim for rent repayment but it’s not been filed for yet. It’s for harassment and illegal eviction by K. Here’s the background: a few days after moving into a single tenancy style […]

A person passing a key to a woman

Selling a property below market rate?

8th September 2025

How many of you have seen these ‘we buy anything, anywhere’ companies? I think it is fair to say most landlords would not even consider them – WELL I have just sold for the second time a property at under market rate, and I am not the least bit concerned. Here is my reasoning: Currently […]

Family in cramped temporary accommodation showing stress and fear of eviction

Shelter warns families living in fear of eviction as new campaign video released

8th September 2025

Shelter and HSBC have teamed up for a video campaign to show the realities of the housing crisis, as the housing charity claims people are living in fear over Section 21. The housing charity and bank claim the video titled ‘Our House’ shows the realities for families living in “grotty-unsafe temporary accommodation where vital repairs […]

Steve Reed introduced as new Housing Secretary with welcome message

Steve Reed announced as new Housing Secretary

8th September 2025

In the ever-revolving door of Housing Secretaries, Steve Reed has become the 12th person to take on the role since 2010. The former Environment Secretary replaces Angela Rayner, who resigned following controversy over the stamp duty scandal. His appointment comes as the Renters’ Rights Bill reaches its final stages and returns to Parliament today. Build, […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Fixed vs Tracker: Which Buy-To-Let Mortgage is Best in 2025?

8th September 2025

With mortgage pricing shifting and lender criteria evolving, many landlords are weighing up whether to fix for certainty or track the Bank of England base rate for potential savings. There is no one-size-fits-all answer. The right choice depends on cashflow, risk tolerance, portfolio plans and refinancing flexibility. This article sets out how both options work, […]