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Partial Sell-Down and Debt Re-basing | Landlord Guide

8th September 2025

Selling everything is rarely necessary. A partial sell-down uses the sale of one or two weaker units to retire expensive debt on the keepers. Debt re-basing then sets a resilient portfolio LTV and smoother maturities so cash flow is stronger and life is simpler. This article shows how to pick what to sell, how much […]

Group discussion during a confidential landlord support session.

Council offers support surgeries to help landlords

8th September 2025

A council wants to be seen “as a supportive partner, not an enforcement body” to landlords as it launches drop-in sessions to support landlords ahead of the Renters’ Rights Bill. Fylde council in Lancashire is holding free and confidential bi-monthly surgeries for landlords to help them navigate legislative changes and improve standards across the private […]

Landlord facing looming Renters Rights Bill deadline with clock symbolizing urgency

Landlords unprepared for Renters’ Rights Bill ahead of it becoming law

8th September 2025

Only one in six landlords are fully prepared for the Renters’ Rights Bill which returns to Parliament today (8 September), a survey reveals. The poll of 1,000 landlords by letting agents Cavendish reveals a mixed understanding of the bill, with many landlords still having questions. The news comes as the Renters’ Rights Bill prepares to […]

Map of UK student rental affordability with highlighted cities and downward rent trend

The cheapest student cities for rent are…

8th September 2025

As students across Great Britain prepare to start or resume their university journeys, new findings reveal which cities are the most budget-friendly for renting. According to Rightmove, Hull and Sunderland have average monthly rents of £804, making them 49% more affordable than the national average of £1,565. Carlisle follows closely, with rents averaging £828. For […]

Pink piggy bank hot air balloon symbolizing rising rental income for UK landlords

Property income from landlords reaches record levels pre-section 24

8th September 2025

New official statistics from HM Revenue & Customs (HMRC) reveal that property income received by unincorporated landlords has reached its highest level in the past five years. Although this does not take into account the wide differences in what landlords actually earn after Section 24 mortgage interest relief restrictions. The property rental income statistics for […]

When a Tenant Found a Python in the Toilet

8th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Australia. Imagine lifting the toilet lid in your rental flat and finding a large snake coiled inside the bowl. That is exactly what happened to a startled tenant in Queensland, who came face to face with a carpet […]

Landlords face new 8% blow as selling rates rise before the Autumn Budget

5th September 2025

The last few days have revealed that whispers from Westminster about the introduction of National Insurance on rental income are gaining momentum. If the measure goes ahead, landlords could see an extra 8% shaved off their rents. For an industry that’s been struggling in the last two years, combined with the fact that we’ve experienced […]

Angela Rayner walking toward an exit doorway after resignation as Housing Secretary

Rayner resigns over stamp duty scandal before she abolishes Section 21 evictions

5th September 2025

They say a week is a long time in politics. In Angela Rayner’s case, that was certainly true this week, following the revelation in the Telegraph at the end of last week that the Housing Secretary had failed to pay the additional SDLT surcharge amount. HMRC says: “You’ll usually have to pay 5% on top […]

Angela Rayner waves goodbye in front of a note reading "time to say goodbye" after her resignation.

Angela Rayner resigns from government after stamp duty controversy

5th September 2025

Angela Rayner has resigned from government as Housing Secretary and Deputy Prime Minister. Her resignation comes after she admitted to failing to pay enough stamp duty on her flat in Hove and the ethics watchdog found she broke the ministerial code. Sky News also reports a wider reshuffle of the cabinet is expected, with Chancellor […]

Wooden house model in wallet symbolizing financial pressure on landlords

Financial strain on landlords could worsen housing crisis claims industry body

5th September 2025

An industry body has warned further financial constraints on landlords could cause “huge irreversible effects”. Propertymark’s latest Housing Insight report for July reveals some landlords are serving Section 21 notices to “problem tenants” ahead of the Renters’ Rights Bill becoming law, as they do not want to take on additional risks. Propertymark also says speculation […]

Houses of Parliament with “Final Stages” banner highlighting Renters’ Rights Bill progress

Renters’ Rights Bill enters final stages next week

5th September 2025

The Renters’ Rights Bill is approaching its final stages in Parliament and will resume its passage on Monday (8 September). The new law will bring the biggest change to the PRS for landlords and tenants in 30 years. Next week could see a ‘ping pong’ process as the bill navigates between the House of Commons […]

Dog sitting on destroyed sofa with stuffing scattered, symbolizing pet damage concerns for landlords

Pet charity warns landlords may reject pets after insurance amendment

5th September 2025

A pet charity has warned a government amendment to remove the right for landlords to require pet damage insurance will mean fewer landlords accepting pets. AdvoCATS, along with 47 organisations including Landlord Action and Propertymark, have written to Housing Secretary Angela Rayner and Housing Minister Matthew Pennycook asking them to overturn the amendment. The Housing […]

Model house with pound symbol balloon symbolizing rising UK property prices

Average house price hits record £299,331 – Halifax

5th September 2025

Property prices across the UK have grown for the third month to reach a record £299,331, Halifax says. Its latest index reveals that in August, house prices grew by 0.3%, or £932. The annual price growth was up 2.2%, which is down from July’s annual price rise of 2.5%. Also, the average first-time buyer price […]

Lease Options Challenge training to master property investment in three days

Get Paid to Buy Property in 2025

5th September 2025

Most people believe you need lots of money to get started in property investing. It’s true that most people do. But what if I told you there’s a way that you could actually get paid to buy cash-generating property? At first, this might sound too good to be true. Yet this is exactly what some […]

Property investment concept with pound symbol and houses in businessman’s hand

The top property investment hotspots revealed

5th September 2025

Bradford has solidified its position as the nation’s most sought-after property market, maintaining its lead for the third investment index report, according to OnTheMarket. It says the city topped the Hotspots Index from May to July, following its dominance in the prior two reports covering November 2024 to January 2025 and February to April. The […]

Buy to let mortgage options with new fixed and variable rate deals for landlords

New fixed rates and BTL options from leading landlord lenders

5th September 2025

Several buy to let lenders have rolled out updated borrowing choices aimed at supporting landlords with lower fixed mortgage rates and improved options. Dudley Building Society has introduced a selection of locked-in interest periods for two and five years covering BTL, holiday lets and expat deals. Highlights include a BTL five-year fixed deal with 70% […]

Mystic Mortar landlord horoscope featured image for Friday, 5 September 2025

Mystic Mortar Landlord Horoscope 5 Sep 2025

5th September 2025

Mystic Mortar’s Landlord Horoscope Edition: Friday 5 September 2025 Welcome, star-gazers and key-holders. The nights grow longer and the skies whisper of fresh starts. Take this as playful guidance, not professional advice. Entertainment only, lovely UK landlords, though the cosmos does admire a well-timed tenancy renewal and a steady flow of rent. Astrological Snapshot – […]

The Day a Cow Knocked at a Fourth-Floor Flat

5th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in India. On a rainy morning in Lucknow, residents opened their doors to a sight they could not quite process. Standing in the corridor outside a fourth-floor flat was a full-grown cow, calm but clearly out of place. The […]

Hand using laptop with housing icons and fees concept, symbolizing landlord registration costs.

Landlord database fees to reflect burden on landlords claims Housing Minister

4th September 2025

The Housing Minister, Matthew Pennycook, has confirmed fees to register for the landlord database will consider the burden on landlords. Mr Pennycook also claims the Private Rented Sector (PRS) Ombudsman will not be able to make a profit and the fee will be “proportionate and good value”. As previously reported on Property118, the government has […]

Asylum seekers walking past outlines of new-build houses, symbolising housing challenges in the UK

Nearly twice as many asylum seekers live rent free in homes than hotels – claim

4th September 2025

Almost double the number of asylum seekers are living in taxpayer-subsidised rented homes compared to hotels, the Daily Mail has revealed. By the end of December, 38,000 asylum seekers were housed in hotels, costing £5.5 million every day. However, 66,000 have been placed in ‘dispersal accommodation,’ primarily shared private rentals. The Home Office claims this […]

Angela Rayner, deputy PM, interviewed on Sky News about not paying stamp duty

Deputy PM Angela Rayner admits to underpaying stamp duty on flat

4th September 2025

Angela Rayner, the deputy prime minister and housing secretary, has confessed to underpaying stamp duty on a Hove flat purchase, saying her mistake was down to flawed tax guidance. She has voluntarily referred herself to the Independent Adviser on Ministerial Standards to address the issue. In an emotional interview on Sky News’ Electoral Dysfunction podcast […]