I have mentioned this once or twice in the past, but I’m now giving it serious consideration as the roll out of Universal Credit looms. I’m not looking for alternative suggestions on how to solve the problem, rather just answers as to how this could be achieved. I’m talking about car logbook loans as a […]

The Residential Landlords Association (RLA) have reported on figures obtained from DUP MP Jim Shannon’s parliamentary questions requesting figures on HMRC self assessment tax brackets for the 1.9 million unincorporated individual landlords in the UK. Of these 66% or two thirds of all individual landlords are basic rate tax payers, 30% are high rate tax […]

I just thought I would write a brief post setting out what it is we do and what we offer clients who come to us for one to one advice. With my one to one consultancy / coaching sessions, people can explore whatever area is of special interest to them, work out a particular buy […]

Mortgages for Business have reported that 78% of all Buy to Let applications are now in the name of limited companies post Section 24 mortgage interest relief reductions coming into force. 73% of all completions including remortgages this quarter were for limited companies up from 62% in the first quarter of this year. Click here […]

2017 may be proving to be a tough year for Buy to Let landlords, who face increased taxation by the HMRC and a more stringent lending environment as a result of PRA changes, but there are alternative areas of property investment that may actually benefit from legislative intervention this year. At the start of the […]

Professor David Miles was a Monetary Policy Committee member at the Bank of England from 2009 until 2015 and has said the tax attacks against landlords by the government with Section 24 and Stamp Duty surcharges are “profoundly wrongheaded”. Speaking at an event held by New City Agenda David Miles told the audience that government policies designed […]

I have a tenant who left in the middle of a tenancy never returned, but with all of their belongings still in the house. To add to the misery, the letting agent also folded at the same time, so we have no valid contact details of the tenants nor even the number of deposit lodged […]

Hi, I have 4 properties all with British Gas Home care policies for central heating breakdown. The renewal premiums appear to be 10% up on last year. I have been on the phone and argued successfully for a discount but would like to look at better value alternatives. The cost for a 2 bedroom flat […]

I made a post a few months ago here: https://www.property118.com/im-being-threatened-by-a-tenants-solicitor/94613/ So after all these months I have an update on this. The tenants solicitor got a surveyor, who confirmed minimal works needed to be done. He confirmed the mould in the brand new kitchen was caused by condensation, not damp. We agreed to the scott […]

Sajid Javid has granted an amnesty from prosecution for tenants that illegally subletted their council property in Grenfell Towers. This despite the limited and long overdue legislation introduced by the Tory government only a few years ago. He has probably given the green light and amnesty to anybody who was responsible for innocent adults and […]

On Tuesday 27th June 2017 there was a debate in the House of Commons on Universal Credit, Damian Hinds Minister for Employment informed the audience that DWP recognised the concerns raised and are working to resolve them. To date over a million people have made a Universal Credit Claim with £530,000 currently on the new […]

Dear 118 Readers and Team, I’ve got an on going issue with a window contractor who overhauled the sash windows on a listed property we rent out, being listed means no UPVC so we upgraded the existing to be as efficient as they could be. Total job came to over £10k. However, I have an […]

In today’s age, our requirements are constantly changing and individuals are increasingly requiring flexibility with regards to their travel accommodation. Hotels have restricted offerings that cannot always accommodate the needs of the modern traveler, hence why more people are considering serviced apartments. Serviced apartments – the concept Serviced apartments are a relatively recent phenomenon. They […]

I have a tenant in an HMO who, after 6 weeks of his 6 month contract has said his company is moving him. As such, he has said he will leave in 3 weeks and only pay then. As the area is now quite hard to find tenants in (and as I had more than […]

Can BTL insurance be obtained for a Landlord contracting to provide a house for a company which houses such individuals for local authorities? All the usual providers seem to have an exclusion clause in the finest of the fine print. Many thanks Brian

I would appreciate your assistance on helping resolve the following issue. I do believe we will need to take professional legal advice and would welcome recommendations on who could help. A management Company was set up to buy the freehold of a block of 6 flats in 1999. Four owners of the flats purchased 100% […]

Millpond View is a luxury care home investment based in a popular south west England retirement location with a growing elderly population and a lucrative investment allowing for returns of 10% for ten years. Millpond View is based in the county of Cornwall, a popular retirement destination for Britain’s elderly population due to its vast […]

If you haven’t issued a tenant with a EPC cert when commencing a tenancy agreement can you still evict for non payment of rent? Also if you have a improvement notice order can you still evict for non payment of rent? Regards Tony

I would like to know if you by a property out of your own money, can you take the money back each year from the profit of your rent tax free? Any ideas would be appreciated regards Tony

This may be the first time we’ve had to do this …. so I need a Section 21 form to issue to my tenant, but doing a Google Search seems to offer only agencies requiring me to complete details – who will then no doubt (despite stating they are FREE) expect me to pay a […]

Northgate Studios student accommodation investment is located in the historic city of Chester and just 700m from the university campus. Investors can enjoy 40% net return over 5 years starting August 2018. Chester is one of England’s oldest and most historic cities where planning permission is nearly impossible, making this development an incredibly rare opportunity. […]