Page 63 – Property118

The Tenant Who Built a Pub in Their Living Room

24th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Scotland. A landlord conducting a routine inspection was shocked to discover that their tenant had transformed the living room into a fully functioning pub. Complete with a bar counter, beer pumps, bar stools and neon signs, the property […]

Honouring 35 Years of Friendship – In Memory of Mike “Woody” Woodfine

23rd September 2025

It is with deep sadness that I share the passing of my dear friend and long-time business partner, Mike “Woody” Woodfine. A proud Yorkshireman, Mike carried with him the grit, honesty and no-nonsense humour his roots are famous for. Before I met him, he had already lived a life of service and adventure, serving his […]

The Tenant Who Raised a Lion Cub at Home

23rd September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in South Africa. In Johannesburg, a landlord received a tip-off from neighbours that something unusual was happening inside one of their properties. Upon inspection, they discovered a lion cub living in the tenant’s lounge. The tenant had been bottle-feeding […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Loss of Rent vs Rent Guarantee, What is the Difference?

23rd September 2025

These phrases are often used interchangeably, yet they insure two very different risks. Loss of rent responds when your property becomes uninhabitable because of an insured peril. Rent guarantee responds when a tenant falls into arrears. Mixing them up can lead to declined claims and a painful gap in cash flow. This article sets out […]

Electrician testing a fuse box with failed safety inspection stamp

Council criticised for serious failings over tenant safety

23rd September 2025

A council has come under fire from the Regulator of Social Housing (RSH) after failing to carry out electrical safety checks on more than 400 of its own housing stock. Tandridge District Council in Surrey claims they are “disappointed but accept the findings” after being given a C4 grading for very serious failings. According to […]

Whiteboard with a drawn house and keys and the word mortgage with a label New Product

Lenders reduce rates and launch new buy to let deals

23rd September 2025

Three specialist buy to let lenders have unveiled fresh rate changes and new products to support brokers working with landlords. Dudley Building Society has expanded its BTL range with new two and five-year fixed rates. Pricing starts at 5.50% for a two-year fix at 70% LTV, while a five-year deal at the same LTV is […]

Row of terraced houses with large blue arrows symbolising decline in HMO availability

HMO stock drops as landlords leave the sector

23rd September 2025

The number of Houses in Multiple Occupation (HMOs) stock drops by more than half (60%) in some parts of England as landlords leave due to HMO stigma, according to new data. Research by HMO management platform COHO reveals in England, the number of available house shares has fallen by -15.2% between June and September 2025. […]

Energy efficiency rating chart on a dice with the word "SELL," symbolizing landlord concerns over EPC rules.

Landlords lose confidence in the EPC system as many plan to sell

23rd September 2025

The energy performance certificate (EPC) system needs “practical reform, not political” as landlords lack confidence in the system, according to a new report. All private rented homes will need to meet EPC C targets by 2030 and 2028 for new tenancies. However, a report by Leaders Romans Group (LRG) reveals landlords have concerns over whether […]

Tenant dispute with landlord over harassment and eviction issues highlighted by unhappy face rating scale.

Council unveils free landlord service to prevent evictions

23rd September 2025

A council has introduced a free early-intervention programme to help private landlords in resolving tenancy disputes before they escalate to eviction. The ‘Call Before You Serve’ initiative focuses on keeping tenants in their homes, cutting down on costly legal battles, and reducing the risk homelessness in the borough. Croydon Council says it is offering landlords […]

Wooden house model with Scottish flag symbolising Scotland’s housing crisis and construction challenges

Scottish government must build more than 15,000 affordable homes to combat housing crisis

23rd September 2025

The Scottish government must deliver more than 15,000 homes a year in the next Parliament to tackle the housing emergency, claims Shelter Scotland. The housing charity, together with the Scottish Federation of Housing Associations (SFHA) and the Chartered Institute of Housing (CIH) Scotland, has funded a report showing that the government must invest in affordable […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Portfolio Landlords: How Lenders Assess 4+ Property Owners

22nd September 2025

Once you own four or more mortgaged buy-to-let properties, lenders place you in the portfolio landlord category. The application process becomes more rigorous, because the lender needs to see that the portfolio as a whole, not just the subject property, is strong enough to carry current and future borrowing. Understanding the criteria and preparing well […]

AVMs for Landlords: Fast Valuations You Can Actually Use

22nd September 2025

Automated Valuation Models (AVMs) are a quick way to price your portfolio without booking a full inspection. Used correctly, they are good enough for decision-making, broker conversations and annual reviews. This guide shows how to build a tidy AVM pack, when to trust it, when to upgrade to a RICS valuation, and how to use […]

The Tenants Who Built a Swimming Pool Indoors

22nd September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in the United States. A group of tenants in Massachusetts decided that their flat was missing one thing – a pool. Instead of visiting the local leisure centre, they sealed the living room floor with plastic sheeting, brought in […]

Stamp duty bag and house model with rumours speech bubble and the Chancellor

Rumours of reforming stamp duty heat up before Budget

22nd September 2025

Chancellor Rachel Reeves may spread stamp duty payments across several years rather than in one lump sum, according to media reports. A story by CityAM, claims the idea of staggered stamp duty payments frequently pops up at The Treasury. While many approve of the idea of reforming stamp duty, critics argue spreading payments could push […]

Orange hard hat with question mark on building plans, symbolizing uncertainty about housing regulations

Is my converted property exempt from HMO licensing?

22nd September 2025

Hi, I bought a converted 3-storey property a few years ago. It was converted into three flats in 1988. A building regs full plan was submitted correctly. I don’t have a copy of the Building Regs submission but a later Lawful Development Certificate refers to it, and the council’s legal department saw it. The HMO […]

Packed boxes and essentials in a student dorm room ready for college move-in

Renters’ Rights Bill will create a nightmare for student landlords

22nd September 2025

Student landlords fear the consequences of the Renters’ Rights Bill and plan to leave, according to new data. Using landlord testimony and survey data, the National Residential Landlords Association (NRLA) reveals ongoing uncertainty for student landlords will drive up rents and reduce supply. The NRLA points to data from Scotland, where fixed-term tenancies were abolished […]

Square newspaper-style graphic with headline “How Landlords Can Turn £100k into £160m” and Property118 branding, promoting the equity recycling and leverage growth article.

How Landlords Turn Small Deposits into Dynastic Wealth

19th September 2025

Ask any successful landlord how they built their portfolio, and the story rarely starts with huge cash reserves. More often, it begins with something modest, perhaps £100,000. The real accelerator is a simple formula: Leverage + Recycling = Compounding Wealth. Property enables modest deposits to control larger assets. The true engine of scale is equity […]

UK Parliament building with “Final Stage” text and justice scales symbolizing Renters’ Rights Bill progress

Renters’ Rights Bill moves to final stage before becoming law

19th September 2025

The Renters’ Rights Bill will return to Parliament on the 14th of October in the final stage before it becomes law. The bill will once again enter the Lords in the ‘ping pong stage’, where it will go back and forth between the Lords and Commons to resolve any remaining disagreements on amendments. This means […]