Page 43 – Property118
Coins spilling from jar beside VAT lettering to illustrate small-business VAT threshold impact

Budget 2025 – The case for a reduction in the VAT threshold

20th November 2025

Lowering the VAT threshold. Why I believe it will make FHL (Furnished Holiday Let) and other small businesses more profitable and increase GDP. “After all the FHL changes, if I have to go VAT registered and give away tax on turnover to the VAT man, that will be the final nail in the coffin of […]

New housing beside railway lines demonstrating plans for development near well-connected train stations

New rules allow homes to be built near train stations

20th November 2025

Housebuilders will receive automatic approval to construct homes near train stations under new government plans. Housing Secretary Steve Reed has announced updates to planning rules that will streamline development on land within a 15-minute walk of train stations, including some green belt areas. Councils in England will also be required to notify the government when […]

Balloon labelled 5% lifting a house to illustrate rising UK rent costs

UK rents climb 5% as growth slows – ONS

20th November 2025

The UK’s private rents grew by 5% in the year to October, although the pace of growth has begun to ease, the Office for National Statistics says. The annual rise seen in September was 5.5% and the average monthly rent is £1,360. England’s average was up 5% to £1,416, Wales saw a stronger 6.7% increase […]

Group standing before a TV displaying “Fake News” to illustrate media bias in housing policy debate

Why the Renters Rights Act is a sham akin to agenda led BBC Journalism?

20th November 2025

The BBC has admitted to skewing evidence to give an exaggerated or false picture of Trump. Unfortunately, the desire to follow a set narrative appears to be a cancer in organisations such as the government, courts and the Ombudsman, where populist agendas are followed and evidence is ignored. The Renters Rights Act is a shining […]

Victorian terraced houses in a residential London street affected by new HMO planning controls

London council tightens HMO rules amid rising complaints

20th November 2025

A London council has revealed a clamp down on the spread of HMOs by bringing under full planning control any bid to convert family homes into a house in multiple occupation. The shift marks a significant change in how the borough manages shared housing, and officials say it is aimed at protecting neighbourhoods without shutting […]

Cartoon of a stressed landlord overwhelmed by a huge service charge bill.

The service charge shock that wiped out a landlord’s profit

20th November 2025

The buy-to-let looked like a solid investment. The figures stacked up, tenants paid on time, and the landlord assumed service charges were routine admin. But after ignoring several demands from the freeholder’s agent, arrears mounted. A county court judgment followed, along with legal costs and interest. The landlord’s entire year’s rental income was swallowed by […]

Eviction notice paperwork with a house model and warning symbol highlighting Section 21 deadline

Landlords urged to prepare ahead of 30th April 2026 deadline for Section 21 notices

19th November 2025

Landlords will have until 30 April 2026 to serve Section 21 eviction notices in England. The government has published guidance on the Renters’ Rights Act for landlords and letting agents, including a guide on evicting tenants and key dates. Property118 has picked out the key parts of the guidance to help landlords. Section 21 claims […]

Piggy bank on a calculator beside a warning symbol highlighting risks in tenancy deposit calculations

Tenancy Deposits – a rounding error could cost landlords dear!

19th November 2025

The Renters’ Rights Act 2025 (RRA) has received Royal Assent and will be implemented in stages starting on 1 May 2026. Landlords need to be aware of a new risk, and those who try to protect themselves by taking the maximum permissible tenancy deposit need to check their procedures, as they may already be in […]

Digital property search with shared home listings displayed above a laptop

Rightmove rolls out Shared Lists to help renters and buyers’ search

19th November 2025

Rightmove is introducing a new tool that lets people hunting for a place to live share their shortlisted homes with the friends or relatives they plan to move in with. It will, the platform says, mark a shift towards more collaborative property searching. The feature, called Shared Lists, is available to both renters and buyers. […]

Rising tax pressures illustrated with stacked coins and upward arrows in context of landlord budget concerns

Landlords warn Budget tax rises could fuel rental shortages

19th November 2025

Landlords are sounding the alarm over tax proposals, warning that the November Budget could deepen the country’s rental supply crisis if tax rises are introduced. The latest figures from Pegasus Insight show anxiety building across the private rented sector. It found that eight in 10 landlords describe the proposed National Insurance charge on rental income […]

Breakdown of annual landlord maintenance costs shown through a four-colour pie chart segmenting common repair categories

Landlords should set aside a quarter of rental income for maintenance

19th November 2025

As the Renters’ Rights Act approaches its commencement date, a property management company has outlined how much landlords should be setting aside for repairs and maintenance. Aduivo says landlords may need to spend close to a quarter of their rental income (23.6%) on maintenance. Landlords are also required to carry out regular safety checks, including […]

Elizabeth line train at station illustrating rising rents along the route

Elizabeth line drives surge in rents as commuter towns soar ahead

19th November 2025

Rents along the Elizabeth line have surged ahead of the wider London market, with some commuter towns recording growth of more than 40% since the route opened in May 2023. Research from London lettings and estate agent Benham and Reeves shows that average rents near the line’s stations have risen by 13.3% over the past […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

What lenders really think about EPC regulations and ‘green’ finance

19th November 2025

Energy efficiency and sustainability have become central themes in the property market. For landlords, EPC regulations are not just a compliance issue – they increasingly shape lender appetite. Green finance products are also emerging, offering better terms for energy-efficient properties. But how do lenders really view EPC requirements, and what does this mean for landlords […]

Person at desk with a paper-bag mask giving thumbs down to represent frustration with poor rental conditions

Mayor vows crackdown on ‘rogue’ landlords with the Renters’ Rights Act

19th November 2025

A regional mayor is warning what he calls ‘rogue’ landlords that they will face severe repercussions if they ignore the Renters’ Rights Act. West Midlands’ mayor Richard Parker welcomed the legislation and promised the region would act swiftly to enforce the new rules, aiming to boost living standards and safety for people in private accommodation. […]

Cartoon of a landlord holding a rejected rent increase notice while a tenant refuses.

The rent increase mistake that left a landlord out of pocket

19th November 2025

The landlord wanted to keep up with rising costs and decided to raise the rent. A quick letter was drafted and sent to the tenant giving 30 days’ notice of the new amount. The tenant refused to pay and sought advice. It turned out the notice was invalid — the tenancy agreement required a Section […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Holiday Lets and Airbnb – What’s Covered and What’s Not

18th November 2025

Short-let properties are not the same as standard buy-to-lets from an insurer’s point of view. Higher guest turnover, longer unoccupied gaps, and additional amenities like hot tubs or log burners all change the risk profile. Many claims are declined because a landlord used a standard landlord policy for a property that was being advertised on […]

An EPC certificate with an F rating held in front of a UK rental property.

The EPC blindspot that stopped a landlord letting

18th November 2025

The flat had always been easy to let. But when the last tenant moved out, the landlord hit an unexpected roadblock. The EPC showed an F rating, below the minimum standard of E required for private rental properties in England and Wales. Until costly upgrades were completed, the property could not be legally let. The […]

Model buildings with business professionals discussing rising property costs and management reform

Commonhold hopes rise among landlords for cheaper charges and better-run blocks

18th November 2025

Landlords are pinning their hopes on commonhold to cut rising costs and improve building management, research from Landbay reveals. It found that nearly half of respondents (46%), said they were banking on lower service charges if commonhold is introduced. Many see the current model as bloated and opaque yet believe a reset could shift control […]

Burning clock with a for-sale sign symbolising a rushed sell-off before the Renters’ Rights Act

‘Six-month fire sale’ looms as Renters’ Rights Act nears

18th November 2025

Critics of the Renters’ Rights Act have warned of a “six-month fire sale” as landlords rush to sell before the act comes into force. The government announced the Renters’ Rights Act will come into effect on 1 May 2026, with rules including landlords no longer being able to use Section 21 evictions, and fixed-term tenancies […]

Digital city skyline and rising financial charts representing growth in the property investment market

Professional landlords fuel surge in specialist buy to let products

18th November 2025

Professional landlords are reshaping the market as they move into specialist buy to let products and complex portfolio strategies, Foundation Home Loans reveals. The lender’s latest quarterly research points to a sector that is shifting towards structured borrowing, targeted acquisitions and a more corporate approach to property investment. Foundation says that one in 10 landlords […]

Falling UK house prices illustrated with wooden houses, percentage markers and a downward arrow

Property prices slip as oversupply hits sales market

18th November 2025

The UK’s housing market is quickly cooling as a glut of properties for sale starts to drag down prices and sap confidence among buyers, new figures show. According to Home.co.uk, the shift is no longer confined to weaker areas with regions that recently propped up national growth are now struggling. For months, northern markets have […]