Page 42 – Property118

Sharing the Legacy: When Family Becomes the Real Investment

23rd November 2025

Chapter 4 … Sunday morning. The smell of roast chicken and coffee fills the kitchen. The younger grandchildren are building Lego castles on the floor while your daughter scrolls through Zoopla on her phone. For once, the conversation isn’t about tenants, maintenance or mortgage renewals, it’s about the family’s future. “You know,” she says, “if […]

Why Property118 Is Changing Its Tone

21st November 2025

For more than a decade, Property118 has reported every major change affecting private landlords in the UK: legislation, taxation, finance, and policy. We’ve also become a forum for landlords to share experiences, challenge ideas and, at times, vent their frustrations. That honesty has always been our strength, but over time, the tone of landlord news […]

three puppies beside a “No Pets” sign illustrating pet-request rules for landlords

Government tells landlords how to handle pet requests and refusals

21st November 2025

The government has released guidance on what landlords need to do when their tenants request a pet. Under the Renters’ Rights Act, tenants have the right to reasonably request a pet, and landlords cannot unreasonably refuse permission. The government have listed examples and refusals on when landlords can refuse pets and when they cannot refuse. […]

Digital tax interface showing a hand selecting a tax icon for Making Tax Digital compliance

Landlords face higher costs with Making Tax Digital and need to prepare

21st November 2025

Landlords face extra costs and administrative burdens under Making Tax Digital (MTD) but they need to start preparing now, claim experts. In an exclusive video interview with Property118, accountants Simon and Louise Misiewicz warn in the short term, landlords will face frustration and financial penalties if they file late. Under the controversial scheme, from April […]

Has Any Landlord Actually Managed to Access EPC Upgrade Grants?

21st November 2025

I have been following the conversations about EPC upgrades and the grants that are supposed to help landlords improve older properties. I am struggling to find clear information on what support actually exists, how to apply for it, or whether it even works in practice. My question is this: Has any landlord here successfully accessed […]

Where to invest if I sell my rentals?

21st November 2025

We often begin asking ourselves these types of questions long before completion takes place. We start thinking about selling a property, or several, and the next thought arrives quickly: where should I invest the money if I sell my rentals? It is a reasonable question because releasing equity creates both opportunity and uncertainty. We want […]

Property118 Explains Why £2million Mansion Qualified for 5% SDLT

21st November 2025

When a buyer secures a £2million mansion in the English countryside and pays just 5% Stamp Duty Land Tax (SDLT), eyebrows inevitably rise. It is not the saving most buyers or selling agents expect on a prime residential property, particularly one with a chapel, a lake, and six holiday let cottages. In this case, the […]

Cartoon of a stressed landlord overwhelmed by receipts and a large HMRC tax bill.

The tax record slip that cost a landlord dearly

21st November 2025

The landlord managed their portfolio casually. Rent came in, expenses were paid, and tax returns were filed each January. But when HMRC opened an enquiry, gaps appeared. Receipts had been misplaced, mortgage interest had been miscalculated, and repair costs were confused with improvements. The result was an unexpected bill for underpaid tax, plus penalties and […]

Refund policy graphic with house keys illustrating unexpected rent refunds

Rent refund to all tenants years after S21 eviction?

21st November 2025

Do any landlords know why several former tenants (who each rented a self-contained flat within a very large house) might each receive a “rent refund” from the letting agency years after their AST tenancies ended (and given that rent wasn’t actually overpaid)?! A vulnerable friend, who has learning difficulties, rented one of these flats from […]

Property expert warns landlords rushing Section 21 evictions before ban

Landlords race to serve notices ahead of Section 21 abolition – Landlord Action

21st November 2025

Landlord Action has reported its busiest month in more than two years, with instructions from landlords to serve eviction notices up 62% year-on-year in September 2025. Landlord Action recorded significant growth in both Section 21 notices and combined Section 21 and Section 8 instructions as landlords sought clarity and control ahead of the upcoming Renter’s […]

BTL interest rate reduction illustrated with a downward percentage arrow

Mortgage Works, Aldermore and Leeds BS cut landlord BTL rates

21st November 2025

The Mortgage Works is shaving rates again, announcing reductions of up to 0.20 percentage points across several buy to let (BTL) deals. Its refresh brings a one-year fixed at 2.49% with a 2% fee at up to 75% LTV for both purchases and remortgages, trimmed by 0.20%. The two-year fixed shifts to 2.71% with a […]

Piggy bank and judge’s gavel symbolising tenancy deposit rules under the Renters’ Rights Act

Government clarifies deposit rules under the Renters’ Rights Act

21st November 2025

Under the Renters’ Rights Act, many landlords have expressed concerns about how deposits will affect their ability to regain possession of their properties. Property118 received Readers’ Questions and comments on deposits under the Renters’ Rights Act about a particular part of the government guidance, which says: “If your tenant paid you a deposit, a court […]

Lawyer with gavel and Lady Justice beside warning icon symbolising missing rent appeal tribunal data

Government has no data on rent appeal workload as Renters’ Rights Act nears

21st November 2025

The government has admitted it does not know how long the rent appeals system takes to handle cases, raising concerns that the Tribunal could be flooded with challenges when the Renters’ Rights Act takes effect. That’s on 1 May next year and a Freedom of Information response sent to property lawyer David Smith confirms that […]

Black Friday promotion for Property Investors Network encouraging early sign-ups for priority list.

The Black Friday Property Opportunity You’ll Want To Be Ready For

21st November 2025

Every year I see the same divide. Some investors position themselves early, stay switched on and secure opportunities that move them forward faster than anything else they do all year. Others wait until the noise begins, only to discover the strongest offers have already disappeared. This year, Black Friday runs from Friday 28 November to […]

Blue figures forming a circle while a red figure stands outside, symbolising rental discrimination rules

Government publishes rules for landlords on rental discrimination

21st November 2025

The government has issued guidance for landlords on rental discrimination under the Renters’ Rights Act. Landlords are prohibited from taking any action that could prevent a tenant from renting because they have children or receive benefits. Those who break the rules even without their knowledge could face fines of up to £7,000 for each offence. […]

Hands holding a glowing crystal ball with a small house inside, symbolising a landlord horoscope.

Mystic Mortar Landlord Horoscope – 21 Nov 2025

21st November 2025

Mystic Mortar’s Landlord Horoscope Edition: Friday 21 November 2025 Welcome, star-gazers and key-holders, to a week where the stars draw you into bold changes, magnetic encounters, and important decisions for your landlord path. The skies promise sparkle, yet whisper gently: charm without caution may prove costly. This week the Sun completes its journey through Scorpio […]

Broken piggy bank with scattered coins symbolising landlord uncertainty over deposit rules

Deposit return under Renter’s Rights Act eviction?

20th November 2025

Looking at the .gov – Renter’s Rights Act: An overview for Landlords, I saw this under ‘Evicting Tenants’. (After 01 May 2026) If your tenant paid you a deposit, a court will only give a possession order to evict them if you have put the deposit into a government approved tenancy deposit scheme. A possession […]

Landlord reviewing documents about the Renters’ Rights Act at his desk

Landlords say they aren’t ready for the Renters’ Rights Act

20th November 2025

More than half of landlords admit they are not ready for the Renters’ Rights Act and expect letting agents to take the lead as the sector prepares for the legislation. Research from Dwelly shows 57% of landlords feel unprepared for the new law, despite months of political debate and a deadline for the law’s implementation. […]

Concerned renter reacting to delayed home repairs alongside household tools

Slow landlord responses to repairs fuel tenant anxiety – survey

20th November 2025

Long waits for landlords to carry out repairs are piling pressure on renters, with many saying the delays are more stressful than the fault itself. Adiuvo, a property management support platform, surveyed 1,013 tenants and found that 62% had dealt with a maintenance problem in their home. While many renters praised quick action, a significant […]