Page 41 – Property118
Person celebrating as money falls from above, symbolising a record-breaking charity fundraising achievement

Agent Rainmaker smashes fundraising record with £102,250 for children’s charity

26th November 2025

Agent Rainmaker has set a new benchmark after raising £102,250 for Promise Dreams, the highest total the charity has ever received from a single event. The sum was generated at Agent Rainmaker Live, which took place in London recently and attracted hundreds of letting agency owners from around the country. The two-day gathering celebrated business […]

Model houses with stacked coins illustrating the Mansion Tax

Landlords withdraw record equity for portfolio expansion

26th November 2025

Landlords pulled record levels of equity from buy to let remortgages in the first six months of the year as confidence slowly returned to the market. A Paragon Bank analysis shows that between January and June, investors withdrew £1.94 billion to finance portfolio growth. That’s the largest amount ever recorded for an opening half year […]

New BTL mortgage options with interest rate symbols and property icon under magnifying glass

BTL lenders unveil new products, criteria and processing upgrades

26th November 2025

A trio of buy to let (BTL) lenders has moved to strengthen options for landlords with Darlington Building Society, Shawbrook and Pepper Money each launching enhancements. Darlington Building Society has entered the limited company buy to let space with two fixed rates. It has rolled out a two-year fix at 5.29% and a five-year alternative […]

Cartoon of a shocked landlord holding a tenancy agreement while two large dogs sit inside a rental property with a calm tenant.

The pet clause oversight that left a landlord powerless

26th November 2025

The tenancy started smoothly, with no mention of pets. But months later, the landlord discovered two large dogs living in the property. The tenancy agreement made no reference to pets at all — neither granting permission nor prohibiting them. When complaints arose about noise and damage, the landlord found they had no contractual grounds to […]

Landlords reacting with concern to a looming National Insurance charge on rental income

Autumn Budget 2025: Landlords brace for National Insurance threat

25th November 2025

Leading PRS figures say the proposal to bring a landlord’s rental income into the scope of National Insurance comes at the worst possible moment. Its introduction will pile pressure on landlords who are already grappling with the demands of the Renters’ Rights Act and fragile market confidence. Experts say the move in tomorrow’s (26 November) […]

Hand selecting a wooden house marked “Sold” to illustrate council buyback costs

Council faces backlash after Right-to-Buy loophole costs millions

25th November 2025

A council with the biggest social housing waiting list in England has come under fire for buying back ex-council homes for millions of pounds. The Big Issue reports Newham council sold off 130 properties for £10.6 million, only to buy them back for £33.3 million, losing £22m on homes it had owned just a few […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Unoccupied rental properties – What insurance covers

25th November 2025

Every landlord experiences voids from time to time, but few realise how quickly insurance cover changes when a property is unoccupied. Most landlord policies reduce cover after 30 consecutive days, and some exclusions apply immediately. Understanding these rules is essential to avoid declined claims, particularly during refurbishments or long reletting periods. How Long Before Cover […]

Cartoon of a landlord handing over keys to a tenant without proper referencing checks.

The referencing shortcut that backfired on a landlord

25th November 2025

The tenant seemed reliable — polite at viewings, full deposit ready, and keen to move in quickly. Wanting to avoid a void, the landlord rushed the process and skipped full referencing checks. Within weeks, rent payments faltered. By the third month, the tenant had defaulted completely. When possession proceedings began, it emerged that the tenant […]

Top 10 Landlord and Tenant Cases That Still Matter

25th November 2025

Case law plays a large role in shaping the rules that govern the relationship between landlords and tenants. Statutes create the framework, but it is the courts that interpret those rules and decide how they apply in everyday situations. Some rulings fade as legislation evolves. Others remain central because they cut to the fundamentals of […]

Energy efficiency rating graphic and piggy bank symbolising EPC upgrade costs and rental market impact

Housing minister declines to clarify on landlords recouping EPC costs

25th November 2025

Housing Minister Matthew Pennycook has refused to give a clear answer on whether landlords will be able to recoup the costs of EPC upgrades. Under the Renters’ Rights Act, tenants will be able to challenge rent increases in court. Mr Pennycook said that a Tribunal must assess the rent a property could command on the […]

Confused renters reacting to uncertainty about the Renters’ Rights Act

Majority of renters unaware of Renters’ Rights Act

25th November 2025

New findings reveal the majority of tenants have a lack of awareness about the Renters’ Rights Act, as the government admits a tenant campaign about the act will not be ready until a month before it begins. The TDS Charitable Foundation reveals in a poll of 1,000 renters that seven in ten have never heard […]

Wooden house icons with coloured roofs above the word “RULES” relating to new HMO regulations

Council moves to tighten rules on HMOs

25th November 2025

Another council has revealed it is preparing a major clampdown on unregulated Houses in Multiple Occupation (HMOs) amid rising concerns about safety. It also warns that rising HMO numbers are causing community disruption and the loss of family homes across key neighbourhoods. Gloucester City Council is following in the footsteps of Ealing Council which announced […]

Scotland map with emphasis on affordable housing amid calls for increased social home building

Organisations call for more affordable homes to tackle Scottish housing crisis

25th November 2025

Shelter Scotland has called on the Scottish government to deliver more than 15,000 affordable homes every year of the next parliament. The housing charity, alongside the Chartered Institute of Housing (CIH) and Scottish Federation of Housing Associations (SFHA), has written to Finance Secretary Shona Robison, warning that homelessness will rise if the government fails to […]

Rachel Reeves holding a red ministerial-style briefcase beside wooden house and heart shapes, symbolising housing policy impacts

NRLA urges Chancellor to support landlords in upcoming Budget

24th November 2025

Ahead of the Autumn Budget, the National Residential Landlords Association (NRLA) is calling on Chancellor Rachel Reeves to support the private rented sector (PRS). The NRLA warns Ms Reeves rather than add “another layer of taxation” to landlords, the Budget should recognise the vital role the PRS plays in the economy. Media speculation ahead of […]

Why landlords are selling but the PRS keeps growing

24th November 2025

Many landlords feel the market is collapsing, yet the data shows a very different picture. Comment threads across the landlord community often paint a bleak picture. Many long-standing investors feel worn down by the political mood, by constant changes, and by the simple weight of dealing with tenancies after twenty or thirty years in the […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

Will Rachel’s Autumn Budget break private rented sector landlords?

24th November 2025

The final countdown to Rachel Reeves’ Autumn Budget this week has begun, and I’m wondering whether the announcements might finally wake up landlords in the private rented sector. I’m prepared to accept that a substantial number of landlords haven’t heard of the Renters’ Rights Act, or considered its impact, but a tax rise might just […]

Audience watching a theatre performance criticised as poorly received

Critics pan new anti-landlord play promoted by Acorn

24th November 2025

There’s a new anti-landlord play touring theatres which is being promoted by tenant campaign group Acorn, but London critics were far from impressed. The Good Landlord bills itself as a dark comedy about renters spiralling into disaster. It follows in the footsteps of the Fringe show we highlighted in August called ‘How to kill your […]

How to sell rental property quickly picture of David Coughlin Landlord Sales Agency

Celebrating a Landmark Milestone: 150 Articles from Landlord Sales Agency

24th November 2025

When landlords look back on the last few years, many will remember a period defined by shifting legislation, stubborn costs and a housing market that rarely holds still long enough to feel predictable. Through all of this one sponsor on Property118 has delivered something rare. Clear guidance, steady results and a service that helps landlords […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

What happens when a buy to let mortgage application is declined?

24th November 2025

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents, only to be told your case doesn’t meet criteria. In 2025, with lenders applying strict affordability and compliance rules, declines are more common than many landlords expect. The good news is that a decline is […]

Cartoon of a worried landlord holding an unsigned guarantor agreement.

The guarantor gap that left a landlord exposed

24th November 2025

The tenancy looked secure because a guarantor was in place. Confident, the landlord agreed to let the property despite some concerns over the tenant’s income. Months later, arrears built up and the guarantor was approached. But there was a problem — the guarantee form had not been properly executed as a deed, and one page […]