Page 40 – Property118
Buy-to-let mortgage rate cuts and cashback deals for landlords

BTL lenders cut rates and launch cashback remortgage deals

18th February 2026

Buy to let lenders have stepped up competition across both mainstream and specialist sectors, unveiling fresh products, rate cuts and cashback incentives. Landbay has rolled out five new five-year fixed remortgage deals under its Premier range, each with £500 cashback alongside a free valuation. The products target borrowers with portfolios of up to 15 properties […]

Demolition of former social housing as sold signs stand outside terraced homes

England loses thousands of social homes as building fails to keep pace

18th February 2026

More social homes are being sold or demolished than they are being built, according to government figures. Data by the Ministry of Housing, Communities and Local Government reveals in England, 16,291 social homes were either sold or demolished last year, yet just 10,807 social homes were built. Housing charities Crisis and Shelter have called for […]

Short-term let sign outside a London home highlighting 90-day rental limit debate

Labour MP introduces bill to track short-term lets

18th February 2026

MPs have called for the government to go further to clamp down on short-term lets by changing data-management rules. Labour MP for Westminster and Cities of London, Rachel Blake, has introduced a Ten-Minute Rule bill to keep track of how many nights a home is rented out as a short-term let. In London, short-term lets […]

Leaving the UK - Statutory Residence Test?

Leaving the UK – Statutory Residence Test?

18th February 2026

After 31 years of living in the UK, I have decided to leave shortly before 6 April 2026. I am a full-time landlord with a portfolio of 20 properties in London. These are personally held (a few in joint ownership with my wife), and all residential. I manage the properties myself, including managing repairs, insurance, […]

Hands holding a digital tax interface, illustrating Making Tax Digital for landlords

Government ramps up campaign to prepare landlords for Making Tax Digital

17th February 2026

The government claim they are working with the software industry to make Making Tax Digital (MTD) compatible products available for landlords. In answer to a written question, the government claim they are ramping up their campaign to inform landlords about Making Tax Digital. Under the controversial scheme, from April this year, landlords earning more than […]

Woman holding a cat while sneezing into a tissue, illustrating landlord pet allergy concerns.

Landlords pet allergies being ignored?

17th February 2026

While it’s always good to check that tenants are not allergic to animals, it is the treatment of landlords as being non-human that grates me more and more. Has no one considered the landlord’s allergies!  People say inspect your properties regularly, make sure everything is in order, but I can’t if there is or has […]

Wooden figures symbolising private renters with selective licensing text above

Labour-run council hires extra staff for selective licensing crackdown

17th February 2026

A council has doubled the size of its staff to deal with selective licensing. Westminster council claims it has recruited 52 new posts to its Private Renters Team to process selective licensing applications and move from “reactive enforcement to a more proactive approach”. The licence costs nearly £1,000, and an online reporting tool has been […]

Smiling couple holding house-shaped frame symbolising positive renting experience in England

Tenant satisfaction is high across England’s PRS

17th February 2026

Three-quarters of tenants in England say they are happy with their renting experience, with only a small minority reporting dissatisfaction, research reveals. According to Pepper Money, it found 74% of private renters describe themselves as happy in their current home, while 11% say they are unhappy. Satisfaction levels remain steady across the country, although some […]

House on a key above stacked coins and financial charts representing buy to let borrowing trends

Professional landlords still powering BTL borrowing

17th February 2026

Professional landlords remain the engine behind buy to let borrowing and mortgage advice activity, although sentiment has dipped as regulatory pressure builds, research suggests. Foundation Home Loans’ latest Landlord Trends study indicates experienced operators continue to refinance, raise capital and restructure debt. That’s despite growing unease over how the Renters’ Rights Act will affect day […]

Model house with EPC rating scale and coins illustrating £5,000 fines for energy-inefficient rentals

Council fines landlords £5,000 over poor EPC ratings

17th February 2026

A council has targeted more than 550 private rented properties rated EPC F or G and issued £5,000 fines. Wandsworth council says it has contacted more than 150 private landlords whose properties fail to meet energy-efficiency standards. Under government rules, it is currently illegal to rent out properties rated EPC F or G without a […]

Frustrated renter looking into empty wallet as cash falls around him beneath “Rent” headline

Tenants spend more than £10,000 on rent as affordability hits

17th February 2026

The average UK renter paid £10,580 in rent during 2025, swallowing 41% of their take home pay, research reveals. According to Canopy’s Rental Affordability Index, that share has climbed sharply from 36% a year earlier, underlining the growing financial strain facing tenants. Individual rent contributions rose by £684, a 6.9% increase, while net earnings edged […]

Landlord reviewing tenant documents with laptop, questioning referencing checks under new Renters’ Rights Act

Tenant referencing under the Renters’ Rights Act?

17th February 2026

Given the Renters’ Rights Act becoming statute on the 1st May 26, I’m interested to ask how landlords will be referencing their prospective tenants, please? Personally, I will be asking for at least 10 months’ bank statements, National Insurance (NI) number, previous landlord’s reference (cross-checked the landlord’s name and address on HMLR title register (£3.00) […]

Landlord handing over keys to a tenant beside a To Rent sign and housing benefits form

Council turns to private landlords to house benefit tenants

16th February 2026

A council is urging landlords to rent out their properties to tenants in receipt of housing benefits. Sheffield city council is looking for landlords to lease their properties through its private rented sector (PRS) scheme. The news comes as last month, Exeter city council urged landlords to fill vacant homes via a free scheme. Guaranteed […]

Hands typing on a laptop with digital privacy and security graphics overlaying the screen

Putting your home address on Labour’s public Landlord Database?

16th February 2026

I, having left the PRS, would not be putting my home address on Labour’s ill-thought-out and honestly quite dangerous publicly accessible Landlords Database. Even more so, as it would appear when no longer a PRS landlord, you cannot be removed. Yes, tenants have, as legally required, an address for their PRS Landlord if the landlord […]

Estate agents walking past suburban homes with multiple for sale signs amid landlord sell-off

Landlords leaving the market as Renters’ Rights Act looms

16th February 2026

Landlords are panicking and exiting the market before the Renters’ Rights Act, a new report has claimed. Propertymark’s Housing Insight report features comments from member agents across the country who warn that landlords are hesitant to re-let or expand their portfolios. Propertymark is calling for more clarity around rental reform to reassure landlords. Landlords are […]

A row of house and UK notes floating above an arrow pointing upwards

North West is tops for HMO growth

16th February 2026

The North West holds the largest concentration of HMO homes anywhere in Britain, underlining the region’s growing importance for landlords targeting higher-yielding assets. According to the property management platform, Lendlord, the area accounts for 17.9% of all Houses in Multiple Occupation, placing it ahead of every other region. Greater London follows at 16.5%, reinforcing the […]

House with pound symbol linked to flatlining heartbeat line, representing stalled UK property prices

UK house prices flatline in February after January’s record rise

16th February 2026

The price of newly listed property barely moved in February, slipping by £12 to £368,019, as the market paused following a sharp rise at the start of the year. The standstill represents a 0% monthly shift, well below the typical 0.8% February uplift seen over the past decade. However, the flatlining comes straight after a […]

Buy to let companies sign in front of UK residential houses

Buy to let company boom hits record high

16th February 2026

A record number of buy to let companies were established last year, underlining how landlords are continuing to restructure their portfolios. The analysis from Hamptons shows 66,587 new limited firms were set up to hold rental property in 2025, an 8% rise on 2024 and 363% higher than a decade ago. By the end of […]

Hourglass beside eviction notice illustrating court delays in landlord possession cases

NRLA hits out at court eviction delays

16th February 2026

The National Association of Residential Landlords (NRLA) is warning that the justice system is heading towards breaking point as government data show mounting delays in possession proceedings. The Ministry of Justice figures show it took courts an average of more than eight months to process and enforce landlord claims last year. That is the second […]

Black mould spreading across a damp bedroom wall corner above wooden flooring

What action can be taken when tenants fail to manage damp?

16th February 2026

The weather in England has been very wet. Additionally, there has been very little frost. Consequently, the moisture has not been freezing out of the atmosphere as it might do otherwise. Consequently, homes are more damp than usual. We do have AST agreements with tenants, which require them to take steps to look after the […]

Hand unlocking a door to a home with moving boxes inside, symbolising renting out a spare room to a lodger.

Lodger supply drops for first time since 2020 amid rising rents

16th February 2026

Rental supply from lodger landlords has fallen for the first time since the pandemic, according to new data. Findings by SpareRoom reveal that landlords who rent out rooms in their own homes make up a quarter of all supply in the flatshare market, but this has declined in recent years due to the government not […]