Page 39 – Property118
Rent increase concept with house model, rising arrow and question mark

Why a rent increase might be held up by Renters’ Rights Act?

2nd December 2025

Say your flat’s rent is due to increase on 1 January 2027, and you serve a Section 13 notice on 1 November 2026 (providing the required two months’ notice). If the tenant contests the increase and the matter goes to the First-tier Tribunal, with a hearing on 1 September 2027, the tribunal may approve the […]

Model house beside a sign about landlord income tax reflecting concerns over rising rental taxes.

Rachel Reeves’s landlord tax will shrink rental supply and fuel rising rents

2nd December 2025

The Chancellor Rachel Reeves’s Budget move to increase tax on landlords’ rental income is set to push up rents and force landlords to sell, one mortgage expert is warning. Simon Gammon, the founder and managing director of Knight Frank Finance, told The Independent that the 2% uplift will be the ‘last straw’ for many landlords. […]

Cartoon of a landlord facing police after an unlawful eviction attempt, holding a wrench and a court notice.

The DIY eviction disaster that cost a landlord dearly

2nd December 2025

Frustrated by months of rent arrears, the landlord decided to take matters into their own hands. They changed the locks while the tenant was out, leaving belongings inside. The tenant returned, called the police, and later pursued a civil claim. The court found the landlord guilty of unlawful eviction, awarding the tenant thousands in damages […]

Could Section 24 be extended to Limited Companies? The fear landlords cannot shake

1st December 2025

Section 24 left a scar on the private rented sector that has never fully healed. It arrived fast. It arrived without consultation. It arrived in a way that many landlords still describe as a betrayal. The shock changed the psychology of investment for a generation. The result is predictable. Every time a tax announcement surfaces, […]

Gavel and hourglass symbolising court delays in landlord possession cases

Landlords face lengthy court delays ahead of Section 21 abolition

1st December 2025

Landlords continue to wait weeks to gain court hearings to regain possession, as the Renters’ Rights Act could trigger an avalanche of claims. Under the current Section 21 route, landlords can repossess a property without the need for a court hearing. However, if a tenant challenges the claim or the application is incomplete, a hearing […]

Red arrow rising among houses and flats illustrating how higher landlord taxes may increase rents

Autumn Budget tax hikes set to raise rents for renters

1st December 2025

Increased costs for landlords in the Autumn Budget will push rents higher for tenants, claims mortgage lender. A poll by mortgage lender Together suggests Chancellor Rachel Reeves’ decision to raise tax rates on dividends, property, and savings income by two percentage points in the Autumn Budget will force landlords to either raise rents or sell […]

Rent increases illustrated by rising arrow over house icon against Scottish flag

Landlord exodus and rent controls drive rising rents across Scotland

1st December 2025

Rents continue to rise in Scotland as the Scottish Association of Landlords (SAL) warned this was inevitable due to landlords leaving the sector and anti-investment rhetoric. According to new data from the Scottish government, rents have climbed across property sizes. The news comes as the Scotland Housing Act gained Royal Assent and will see ministers […]

Red “unpaid” stamp symbolising rising scrutiny on tenant arrears and affordability checks under the Renters’ Rights Act.

Rent arrears drop but landlords tighten referencing checks

1st December 2025

Despite rental arrears falling, tenants may face stricter referencing checks ahead of the Renters’ Rights Act. Data by Reposit reveals the value of rent arrears has fallen for the third consecutive quarter of 2025, at £1,824 in Q3 25, 13% lower than in Q2 25 and 23% lower than in Q1 25. However, the firm […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Incorporation and Mortgages: Financing When You Move to a Company

1st December 2025

Many landlords in 2025 are considering moving their portfolios from personal ownership into limited companies. The drivers are varied: restructuring for succession planning, creating refinancing flexibility, or managing long-term liabilities. While incorporation can deliver commercial benefits, the mortgage implications are significant. Lenders treat company structures differently, and planning ahead is essential to avoid being caught […]

Model houses with stacked coins illustrating the Mansion Tax

Practicalities of the Mansion Tax?

1st December 2025

I can’t get my head around how this Mansion Tax can ever work in practice. HMRC can surely only work with agreed valuations from the District Valuer, not the likes of Rightmove / Zoopla. If there is no surcharge council tax payable at £1.999m and £2m pays an extra £2500, anything up to say £2.25m […]

Cartoon of a worried landlord holding a liability notice as a contractor uncovers asbestos in the ceiling and a worker in protective gear stands by

The asbestos surprise that left a landlord liable

1st December 2025

What started as a routine maintenance job quickly escalated. Contractors repairing a ceiling identified asbestos insulation board. Work stopped immediately, and the property was deemed unsafe until a licensed removal team could be brought in. The landlord had not carried out an asbestos survey and was unaware of the material. The result was weeks of […]

The Toast to Grandad on His 90th Birthday

30th November 2025

Chapter 5 … The candles flicker against the glasses. Laughter fills the room. Grandad sits at the head of the table, surrounded by his family, four generations, one story. The roast has long been finished, the plates pushed aside, the smell of red wine and wood smoke mingling in the air. His eldest grandson stands, […]

Free MTD webinar for landlords: live briefing and Q&A

28th November 2025

Making Tax Digital for landlords is getting closer, and many landlords tell me they still feel uncertain about what will actually change in practice. The worry is not technology. It is the fear of making mistakes, missing deadlines and losing control of records at a time when everything else in the rental market already feels […]

Should you sell with tenants in place? A practical strategy many landlords overlook

28th November 2025

Many landlords assume that selling a property means obtaining vacant possession and listing it on the open market. This belief is so widespread that it is rarely questioned. The assumption feels natural because estate agents, lenders and even family members often speak as though there is only one way to dispose of a property. There […]

Rent rules graphic with stacked coins and house icons illustrating rising rental costs under new legislation

Rent increase rules for landlords under the Renters’ Rights Act

28th November 2025

The government has issued guidance on how rent increases will work under the Renters’ Rights Act. Tenants will be able to challenge rises in court, and Tribunals can defer increases by up to two months in cases of hardship. Landlords will be limited to one increase per year, and rent review clauses will be banned, […]

UK map highlighting southern England with icons representing falling house prices and market activity

Southern England sees first house price fall in 18 months – Zoopla

28th November 2025

House prices have slipped across London and the South for the first time in 18 months, Zoopla’s data reveals. But it warns that the Budget’s removal of a proposed property tax on homes above £500,000 offers relief for more than 210,000 sellers. The property platform also says there has been a clear shift with buyer […]

Eviction notice beside piggy bank and deposit form highlighting tenancy deposit issues

Can I evict a tenant from a 2004 tenancy without a protected deposit?

28th November 2025

I have had a tenant since Oct 2004. I gave him Section 9 notice to quit, which expired 30th Sept 2025. I have allowed him extra time to find a home, mainly as he can only afford council property, and it took a while for him to register to bid due to the council giving […]

Hand raised in refusal beside model house symbolising new Hackney landlord licensing rules

London council signs off on borough-wide landlord licensing

28th November 2025

Hackney Council has signed off on a borough-wide licensing overhaul that will require most private landlords to obtain a licence for every home they let. Landlords will have to fork out £925 for a single rented home, while a house in multiple occupation will cost £1,400. The plans, agreed by the council’s cabinet after a […]

Frozen blue house symbolising continued freeze of Local Housing Allowance rates

Backlash grows over continued frozen LHA rates

28th November 2025

Landlord and tenant organisations have criticised the Chancellor Rachel Reeves for freezing local housing allowance (LHA) rates in the Autumn Budget. The government has confirmed housing benefit rates will remain frozen for a second year in a row in 2026/27. Generation Rent, Shelter and the National Residential Landlords Association (NRLA) say the move will hit […]