9:15 AM, 4th February 2016, About 6 years ago 12
I’m in need of some advise. I have a mortgage which was taken out through Keystone mortgages. I also took out 6 mortgages with Mortgage Express.
The Keystone mortgage was then taken over by MX. Keystones wording is identical to MX on the consolidation side. As all the mortgages are with MX/UKAR, can they ask to consolidate the lot if I sell that property mortgaged to Keystone ?
I am aware that the terms are transferable, but that would be a bit unfair.
I also want to sell a couple of the MX ones, but I don’t think MX will let me, as their computer valuation system puts them at 95%LTV when actually they are 80%. I have emailed them, but two weeks has passed and I’ve heard nothing. Have chased but still nothing.
Any advice would be appreciated.
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