Landlords Calculator

by Mark Alexander

20:50 PM, 23rd October 2019
About 3 weeks ago

Landlords Calculator

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Landlords Calculator

This latest version of our Landlords Calculator includes fields for you to add budgets for maintenance costs, management costs, voids periods, ground rents, service charges, re-letting costs and insurance. This replaces just one field in version 2 of our landlords calculator which grouped all of these costs together as a percentage of rent before working out net cashflow, return on capital invested and interest rate break-even points. Landlords Calculator Version 3

Version three also has a much improved reporting function which allows you to have a report of the calculations emailed to you along with suggestions on where you may be able to tweak up your returns by reducing your ongoing costs.

Please provide feedback in the comments section below the calculator.

Landlords Calculator v3.2

This calculator is FREE TO USE and all we ask is that you consider making a small donation towards the running costs of Property118, but this is NOT compulsory
  • Gross annual rent expressed as a percentage of property value.
  • LTV stands for "Loan to Value". It is your loan expressed as a percentage of the value of your property. This is also known as gearing. It's important to know this when you are looking at which mortgage products are best suited to your requirements.
  • Equity is the money you would get back if you were to sell your property after repaying your mortgage. You would probably have to pay an estate agent or an auctioneer and also a solicitor too so not all of this money would end up in your pocket if you were to sell.
  • (excluding mortgage interest)
  • If you decide to download a summary report of these calculations we will share ideas on reducing your costs.
  • After deducting all mortgage interest payments and costs your current return on equity or averaged monthly cashflow in £ is
  • This is your net annual cashflow expressed as a percentage of the equity you have in your property. This calculation is also referred to as; return on cash, cash on cash return, return on capital employed/invested, ROC and ROCI. NOTE - if you have zero or negative equity the this figure is not relevant.
  • Based on the figures you have entered the break even interest rate is ....
  • Only complete the sections below if you would like to download a full report for your own records which includes suggestions on how to increase your returns and protect your cashflow.
  • For your own reference purposes only
  • For your own reference purposes only
  • For your own reference purposes only
  • For your own reference purposes only
  • E.G. bank base rate plus 1.75% for the remaining term of the mortgage. NOTE - this field is for your own reference purposes only
  • For your own reference purposes only
  • For your own reference purposes only
  • For your own reference purposes only
  • For your own reference purposes only
  • For your own reference purposes only
  • For information regarding capital gains tax payable on sale, how it may be reduced and the importance of reporting the sale to HMRC whether you have made a profit or not please see the Tax section of this website


Comments

Mark Alexander

10:01 AM, 7th February 2014
About 6 years ago

Twitter feedback ....


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Mark Alexander

14:51 PM, 7th February 2014
About 6 years ago

More supportive Tweets, thanks guys 🙂


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