Landlord Emergency Cover
I’ve worked out that if I’d have had the Platinum version of Landlord Emergency Cover I’ve just taken out on two of my properties over the last 12 months it would have cost me £139.98 and saved me £1,100 and a whole load of stress.
The Housing Charity “Shelter” seem to believe that whenever a tenant reports a problem they will get evicted and have even managed to convince some politicians of this. Given that the Bill they proposed was defeated in the House of Commons recently, perhaps this cover is the way forward? I doubt it will be made compulsory but I can’t think of a single reason why any GOOD landlord would not wish to have this cover in place!
As many of you will know, off the back of the insurance company sponsorship of my superbike racing team I managed to negotiate a GUARANTEE to beat any ‘like for like’ landlords insurance quote for Property118 members. The take up has been phenomenal and both the insurance company and the Property118 members who have taken up the challenge are delighted. For details click HERE 
I think I may have pulled another rabbit out of the hat in terms of Landlord Emergency Cover. This is complimentary to your normal landlord insurance policy, it is not a replacement landlord buildings and/or contents policy, but I think you will like it.
The cover costs from just £4.00 – £5.80 per property per month depending on cover selected. The tenant gets the insurance company details in case of a claim so if a problem occurs the tenant reports it to the insurance company.
A good example is a boiler breakdown. The insurers deal with the matter so that the landlord doesn’t need to get involved. The payout per claim ranges from £250-£750 depending on cover and you can have unlimited claims per year. Cover also extends to blocked drains, water leaks, lost keys etc. etc. I took out the Platinum cover at £69.99 per year because the £750 maximum per claim with unlimited claims will sort most problems.
But remember, this is not landlord buildings or contents insurance – it is emergency cover for breakdowns and problems. Details of the cover can be obtained by completing the form below. Check the details for yourself, the website that you will be linked through to makes it really easy to understand.
Landlord Emergency Cover - MORE DETAILS
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Member Since June 2014 - Comments: 175 - Articles: 99
12:18 PM, 17th November 2015, About 10 years ago
Hi John
Don’t apologise, you have had a poor experience and I have already emailed your comments to the MD of Surewise and asked for an explanation.
The Trustpilot score for SW is very good, but that is not reflected by you.
I will report back as soon as I can.
Jason
Member Since March 2015 - Comments: 8
5:32 PM, 17th November 2015, About 10 years ago
I pulled out of BG Homeserve to go to Surewise with 7 btl properties.
Big mistake. The hassle of getting any kind of service out of Surewise is beyond a joke. My tenants called them out 3 times so far……, they only managed one emergency repair. AVOID
Member Since February 2016 - Comments: 5
12:28 PM, 10th June 2016, About 10 years ago
Reply to the comment left by “Alan Loughlin” at “04/12/2014 – 11:14“:
I agree Alan, and I NEVER refer to Shelter as a ‘Charity’ because in my opinion they are a vigilante group who are naïve (or ignorant) to just how much they contribute to making things worse in the housing sector.
Member Since October 2014 - Comments: 2
6:19 PM, 10th June 2016, About 10 years ago
Neither Sure nor Wise!
Like Antoinette and John (see earlier comments in this thread), I had a very negative experience with Surewise last year so I cancelled. I suppose I should have followed the old advice that, if something seems to good to be true, then it probably is….
In contrast, the emergency call-out service I have with my own home insurance has been brilliant; shame they don’t cover rented properties.
Member Since June 2014 - Comments: 175 - Articles: 99
8:38 PM, 10th June 2016, About 10 years ago
Hi Paul
We have taken Surewise to task on this and they have now changed underwriter as a result.
Small conciliation for your experience, but at least 118 listens to your comments!
Member Since September 2016 - Comments: 20 - Articles: 1
11:54 PM, 2nd May 2017, About 9 years ago
A year on, is anyone still using this?
I’m now looking…
Member Since March 2015 - Comments: 5
6:39 PM, 21st March 2018, About 8 years ago
Reply to the comment left by Jason McClean at 10/06/2016 – 20:38
Hi Jason Do you still use surewise yourself or do you use someone else I have been with them for 2 years now they only gave I discount for the first year for people from property 118 I’m looking to renew my 5 properties this month I’m just wondering is their a better company about?. Thanks
Member Since June 2014 - Comments: 175 - Articles: 99
8:45 AM, 22nd March 2018, About 8 years ago
Hi Tim
Surewise are fine, try speaking with them directly to see if they can add any discount.
If we could look at your properties as well a home emergency, we may be able to save you money on a bundle deal – if that is of any interest, please call on 01832-735388.
Best
Jason
Member Since March 2015 - Comments: 5
8:55 AM, 22nd March 2018, About 8 years ago
Reply to the comment left by Jason McClean at 22/03/2018 – 08:45
Hi Jason. Thanks for your reply
Member Since August 2021 - Comments: 1
7:00 PM, 18th August 2021, About 5 years ago
Reply to the comment left by Paul H58 at 10/06/2016 – 18:19
So can anyone recommend a good and competitively priced home emergency cover for landlords with multiple properties?
I took out home emergency cover with my LL insurance provider but it is useless and has you jumping through hoops before any claim is considered and 9 times out 10 they reject on technicalities. I think it disgusting!