Insurance Archives - Property118

Shield with house icon standing in floodwater, symbolising landlord flood insurance protection

Insurance with flood cover for landlords

Author: Jason McClean

5th March 2026, 2 months ago | 0

If you own a let property in a flood area or have suffered flooding previously, then you know how hard...

Dog sitting on destroyed sofa with stuffing scattered, symbolizing pet damage concerns for landlords

Pet charity warns landlords may reject pets after insurance amendment

Author: Property118.com Landlord News Team

5th September 2025, 8 months ago | 4

A pet charity has warned a government amendment to remove the right for landlords to require pet damage insurance will...

Puppy surrounded by torn items illustrating pet damage risk for landlords

Insurer launches pet damage policy for landlords ahead of Renters’ Rights Bill

Author: Property118.com Landlord News Team

11th August 2025, 8 months ago | 17

A new landlord pet damage policy has been launched to provide financial protection for landlords against damage caused by tenants’...

Hand holding phone showing emergency call alert, symbolizing urgent landlord repairs.

Landlords called out for tenant ’emergencies’ from lightbulbs to leaks

Author: Property118.com Landlord News Team

25th July 2025, 9 months ago | 12

Landlords summoned to address what a tenant describes as an ’emergency’ find that many of these issues prove to be...

Businessman under umbrella symbolizing landlord protection from financial risks

Common mistakes landlords make when buying landlord insurance

Author: Property118.com Landlord News Team

23rd July 2025, 9 months ago | 0

Buying landlord insurance may seem straightforward, but many landlords are caught out by the small print or by assuming a...

a person looking outwards at a city skyline with arrows pointing in different directions with a blue tick mark shield.

Choosing the right landlord insurance: What every landlord needs to know

Author: Property118.com Landlord News Team

17th July 2025, 9 months ago | 0

Choosing the right landlord insurance can be overwhelming, depending on the type of cover you want. Landlords may assume landlord...

A hand breaking through a wall next to a cannabis plant, with text asking, "Are you covered?"

Does landlord insurance cover tenant damage?

Author: Property118.com Landlord News Team

30th June 2025, 10 months ago | 1

Even the best of tenants can cause damage to your property, but what happens if something goes wrong? It’s important...

Less than half of tenants have contents insurance

Author: Property118.com Landlord News Team

30th June 2025, 10 months ago | 2

Only 46% of the UK’s private tenants currently hold contents insurance, down from 51% in 2023 in the face of...

a wooden house under an umbrella next to a question mark

Directors liability insurance?

Author: Readers Question

27th June 2025, 10 months ago | 9

Hi, my daughter-in-law owns a flat in a block of four. She and another owner are Directors, the other two...

Text saying commercial landlords UK participate in an online study £200 compensation

💷 Calling UK Commercial Landlords – Get £200 for Your Insights!

Author: Property118.com Landlord News Team

20th June 2025, 10 months ago | 0

We’re pleased to announce that FG Connect, a respected market research company, has engaged Property118 to assist in their latest...

many asylum seekers walking away with a label saying Tailored insurance and a red umbrella on top

Landlord insurance for letting to asylum seekers

Author: Jason McClean

20th June 2025, 10 months ago | 3

WHATEVER your politics, the option of letting your rental property to a government agency or charity to house asylum seekers...

Black question mark, wooden dominoes against an umbrella and a small wooden house

Who is responsible for buildings insurance in a share of freehold property?

Author: Readers Question

6th June 2025, 11 months ago | 11

Hello, I’m hoping for some advice or a steer in the right direction. I own a first-floor flat with a...

A vape with a background of fire and smoke and text saying invalid

Fires from disposable vapes could impact landlord insurance claims

Author: Property118.com Landlord News Team

21st May 2025, 11 months ago | 4

Warnings over the dangers of incorrectly throwing away disposable vapes could invalidate home insurance. But what does this mean for...

A home in a lake with a red umbrella, the text rejected and a stormy background

Insurers rejecting storm and flood claims as landlords face flood insurance challenges

Author: Property118.com Landlord News Team

28th April 2025, 12 months ago | 3

A new report by consumer group Which? reveals insurers are rejecting weather-related claims such as storms and floods – and...

Landlord maintenance costs skyrocket as landlords turn to DIY to fix damage

Author: Property118.com Landlord News Team

24th April 2025, 12 months ago | 0

Landlord maintenance costs have soared as disputes over who’s responsible for repairs continue to rise. According to Towergate Insurance, landlord...

House under blue umbrella with red “Invalid” stamp showing voided landlord insurance

Landlords face insurance pitfalls as tenant actions could invalidate policies

Author: Property118.com Landlord News Team

25th February 2025, 1 year ago | 0

Landlords are being warned that their insurance policies could become worthless due to oversights and tenant actions. Specialists from Quotezone.co.uk...

House protected by red umbrella during heavy rain and lightning storm

Does landlord insurance cover storm damage?

Author: Property118.com Landlord News Team

28th January 2025, 1 year ago | 0

The winter months often bring bad weather, and storms can cause huge damage to a property, leading to expensive repairs....

Model house with cracks and plasters symbolising home insurance protection

The importance of building insurance for landlords

Author: Property118.com Landlord News Team

6th January 2025, 1 year ago | 0

When renting out a property, you need to be careful of several risks. Imagine your property being damaged by a...