Landlord Emergency Cover

Landlord Emergency Cover

13:01 PM, 3rd December 2014, About 9 years ago 31

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I’ve worked out that if I’d have had the Platinum version of Landlord Emergency Cover I’ve just taken out on two of my properties over the last 12 months it would have cost me £139.98 and saved me £1,100 and a whole load of stress.

The Housing Charity “Shelter” seem to believe that whenever a tenant reports a problem they will get evicted and have even managed to convince some politicians of this. Given that the Bill they proposed was defeated in the House of Commons recently, perhaps this cover is the way forward? I doubt it will be made compulsory but I can’t think of a single reason why any GOOD landlord would not wish to have this cover in place!

As many of you will know, off the back of the insurance company sponsorship of my superbike racing team I managed to negotiate a GUARANTEE to beat any ‘like for like’ landlords insurance quote for Property118 members. The take up has been phenomenal and both the insurance company and the Property118 members who have taken up the challenge are delighted. For details click HERE Landlord Emergency Cover

I think I may have pulled another rabbit out of the hat in terms of Landlord Emergency Cover. This is complimentary to your normal landlord insurance policy, it is not a replacement landlord buildings and/or contents policy, but I think you will like it.

The cover costs from just £4.00 – £5.80 per property per month depending on cover selected. The tenant gets the insurance company details in case of a claim so if a problem occurs the tenant reports it to the insurance company.

A good example is a boiler breakdown. The insurers deal with the matter so that the landlord doesn’t need to get involved. The payout per claim ranges from £250-£750 depending on cover and you can have unlimited claims per year. Cover also extends to blocked drains, water leaks, lost keys etc. etc. I took out the Platinum cover at £69.99 per year because the £750 maximum per claim with unlimited claims will sort most problems.

But remember, this is not landlord buildings or contents insurance – it is emergency cover for breakdowns and problems.  Details of the cover can be obtained by completing the form below. Check the details for yourself, the website that you will be linked through to makes it really easy to understand.

Landlord Emergency Cover - MORE DETAILS


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Comments

Mark Reynolds

15:29 PM, 15th December 2014, About 9 years ago

Reply to the comment left by "Alan Loughlin" at "15/12/2014 - 15:10":

Can you post a link please Alan?

Fed Up Landlord

15:38 PM, 15th December 2014, About 9 years ago

Ahh...I can see the ad now..."Shelter...the new bank account for money grabbing CEOs....

Alan Loughlin

16:17 PM, 15th December 2014, About 9 years ago

Housing charity Shelter will be hit by a three-day strike next week after staff voted to take industrial action over pay cuts of up to £5,000 for frontline workers.

Union Unite has announced that 400 of its members who work for the charity will walk out on Tuesday 16 December, after the action was backed by 69.2% of those who took part in a strike ballot held last week.

Unite says that advice and support workers are angry over the imposition of a new pay scale at the charity leading to pay cuts of up to £5,000 for new starters, with the pay of current frontline staff only being guaranteed until 2016.

Paul H58

11:37 AM, 28th December 2014, About 9 years ago

Jason, many thanks for posting details of this Landlords' Emergency Cover - it seems to offer very good value, so I have bought their Platinum cover.

My existing provider recently sent me a renewal notice. They had quoted me £150 for a similar level of cover, up from £65 in 2013, even though I have never made a claim with them!

Antoinette Cunningham

13:06 PM, 25th March 2015, About 9 years ago

This Landlord Emergency cover sounds too good to be true! I have British Gas Homeserve on all my rental properties which is fantastic but is getting very expensive, I e now £35 p month!

Paul Baker

16:27 PM, 22nd July 2015, About 9 years ago

I was very interested in the Emergency Cover but I seem to recall that the toilet won't be covered if there is another in the property.
My property has a bathroom and an ensuite and it is failures on the toilet &/or the flush that I particularly liked the sound of insuring against in an emergency situation but it would appear it won't be of any use to me for that particular situation.
I'd like to proved incorrect...

Mike

20:16 PM, 22nd September 2015, About 9 years ago

I'm trying to get through your 0844 8221979 24/7 number, but "the destination is not accepting calls", why is that?

Jason McClean - The Home Insurer

20:56 PM, 22nd September 2015, About 9 years ago

Hi Gordge, try 01268 200 020 and that should get you through - you'll need to say you are with Property 118 though. Push for a 10% discount...

Best

Jason

JohnCaversham

11:56 AM, 17th November 2015, About 8 years ago

LL Boiler Breakdown with SureWise...???

DON'T DO IT..Utter utter rubbish! Have had 7 properties insured and claimed on 2 of them.. Each time has been a huge stress for both tenants and myself..SW subcontract all the work at every level-claim handling, obtaining an initial quote to the final engineer who turns up to fix the boiler ..IT CAN TAKE UPWARD OF 7 DAYS FOR A SIMPLE FIX.!
PLUS HERE'S THE BEST BIT- Define a boiler breakdown?? Well according to SW if your boiler has say no heating but HW or visa-versa or its intermittent or sort of firing up then shutting down again the sort of thing that most boiler issues manifest as then its not a Breakdown it s a Fault and they won't fix it..They'll make you wait a week until an engineer has visited then it goes through a claims process, finally a week later they'll tell you that you're not covered as the boiler hasn't actually 'broken down'! By this time your chilly tenant is fuming and the relationship soured, you as LL are utterly fed up with spending 2 hrs a day calling SW call center on a premium rate number........A poor experience at best..I think the only time they are happy help is when the boiler is absolutely dead-ziltcho..
Far better off with HomeServe/BG and paying circa £150ish p/y with free LLGas cert thrown in too...BG out in 2hrs for one fault we had...!
Be wise don't SureWise..sorry but there you go!

ps On one occasion i had to source my own engineer as they couldn't find one in the area!

Rgds J

JohnCaversham

12:12 PM, 17th November 2015, About 8 years ago

Reply to the comment left by "John Maynard" at "17/11/2015 - 11:56":

Apologies to you Jason-i know you champion this group but my experience has pretty poor and I've been waiting for an opportunity to post some home truths about them!
In my case the cover was useless but more of a hindrance was the time taken to deal with the claims whilst all the time the tenant having a boiler that was U/S-i'm developing a nervous twitch as i write just thinking about it!

I could give you a comedy of errors type list of how they handled my claims...!

Rgds J

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