Do SIS arrangements breach mortgage terms and invalidate Section 162 relief?
Author: Mark Alexander
20th August 2026, 24 hours ago | 0
Mark Alexander
£400,000 just to pay rent in retirement – who will house Britain’s pensioners?
Author: Mark Alexander
19th August 2026, 2 days ago | 27
Clause 2.4 and the rise of the professional ambulance chaser
Author: Mark Alexander
19th August 2026, 2 days ago | 0
Why experience matters when incorporating a property business
Author: Mark Alexander
18th August 2026, 2 days ago | 0
Is Sunderland really smarter than Cambridge for landlords?
Author: Mark Alexander
17th August 2026, 4 days ago | 1
Refinanced at incorporation? Your adviser may need to notify their PI insurer
Author: Mark Alexander
16th August 2026, 5 days ago | 2
From landlord to lender: the due diligence behind my 10% loan note
Author: Mark Alexander
16th August 2026, 5 days ago | 0
Could a genuine property bargain fund most of its own deposit?
Author: Mark Alexander
14th August 2026, 6 days ago | 0
Buy-to-let arrears are down 26%, so why are landlord possession claims rising?
Author: Mark Alexander
13th August 2026, 1 week ago | 0
Construction firms are collapsing. Did Britain forget who used to finance housing demand?
Author: Mark Alexander
12th August 2026, 1 week ago | 8
From landlord to lender: why I invested at 10% instead of buying another rental property
Author: Mark Alexander
11th August 2026, 1 week ago | 5
Seven findings in the Property118 Tribunal judgment critics seem reluctant to discuss
Author: Mark Alexander
10th August 2026, 2 weeks ago | 5
Freezer and growth shares explained: separating control, income and future family value
Author: Mark Alexander
9th August 2026, 2 weeks ago | 0
Professional advisers and PI insurers cannot afford to ignore HMRC’s tax rewrite
Author: Mark Alexander
4th August 2026, 2 weeks ago | 3
Did tax advisers, lawyers and lenders get landlord incorporation wrong?
Author: Mark Alexander
4th August 2026, 2 weeks ago | 1
Could your family afford to keep your property portfolio after you die?
Author: Mark Alexander
3rd August 2026, 3 weeks ago | 1
Serviced office company loses inheritance tax relief despite extensive services
Author: Mark Alexander
31st July 2026, 3 weeks ago | 0
The leasehold consultation that could change what landlords pay for decades
Author: Mark Alexander
27th July 2026, 4 weeks ago | 0
£42,500 landlord fine: when tenants create squalor, who is really responsible?
Author: Mark Alexander
24th July 2026, 4 weeks ago | 6
Corporate landlords are building more homes, but they cannot replace private landlords
Author: Mark Alexander
23rd July 2026, 4 weeks ago | 5
Mark Alexander
Registered with Property118.com
17th January 2011
Total Posts
1,466
Total Comments
12,251
Bio
UK landlord since 1989.
Founder of Property118.com - the mission statement of which is “to facilitate the sharing of best practice among UK landlords and associated professionals”
I live in Portugal, but I am very much British with a UK property rental and development business.
Happy to be interviewed on your Podcast, your YouTube channel and other online events.
I don’t offer mentoring or training as I am semi-retired and enjoying a fantastic work/life balance, but I do comment, frequently publish articles and answer questions posted here on Property118.
16th August 2026, 5 days ago
A further comment from Dan Neidle is now worth revisiting. On 13 October 2023, Dan was asked whether he would apologise if HMRC accepted the Property118 arrangements. He replied: “I would also tear up my law license, because it would...
Read More →16th August 2026, 5 days ago
Further evidence has emerged showing just how widely refinancing at incorporation was regarded as the conventional approach. On 15 October 2023, Dan Neidle—one of Property118’s most persistent critics—was asked whether a company would normally be expected to arrange new mortgages...
Read More →Reply to comment left by Ryan Stevens at 12/08/2026 - 15:15
Reply to the comment left by Ryan Stevens at 12/08/2026 - 15:15Ryan, I agree with the principle behind your warning. Lendy is a useful reminder that the words “asset backed”, the existence of a personal guarantee and a double-digit coupon...
Read More →Reply to comment left by [email protected] at 10/08/2026 - 12:23
That’s an almost impossible question to answer without going through the consultation process fully. Minimum £10,000. When you have the proper numbers we can also help you calculate Return on Investment and whether incorporation is right for you. A lot...
Read More →5th August 2026, 2 weeks ago
He got the last point wrong too!
Read More →5th August 2026, 2 weeks ago
I have listed the substantive articles first and excluded routine social-media reposts that merely link back to the same coverage. 1. FT Adviser Property 118 and Cotswold Barristers win HMRC appeal in ‘major win for landlords’ Published 4 August 2026....
Read More →Reply to comment left by Paul Rush at 05/08/2026 - 11:52
Reply to the comment left by Paul Rush at 05/08/2026 - 11:52Paul, with respect, that is not what the judgment says. This was not a win on a technical detail. Following a ten-day hearing, the Tribunal considered each of the...
Read More →5th August 2026, 2 weeks ago
HMRC loses Upper Tribunal appeal over the meaning of ‘business’ https://www.property118.com/hmrc-loses-upper-tribunal-appeal-over-the-meaning-of-business/
Read More →4th August 2026, 2 weeks ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 2 weeks ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 2 weeks ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 2 weeks ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 2 weeks ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →28th July 2026, 3 weeks ago
HMRC has responded as follows: Dear Mr Alexander, Thank you for your email and open letters. I acknowledge receipt of your correspondence and have shared it with the relevant HMRC colleagues. HMRC does not generally provide individual responses to feedback...
Read More →28th July 2026, 3 weeks ago
HMRC has responded as follows: Dear Mr Alexander, Thank you for your email and open letters. I acknowledge receipt of your correspondence and have shared it with the relevant HMRC colleagues. HMRC does not generally provide individual responses to feedback...
Read More →24th July 2026, 4 weeks ago
She obviously hasn't read my latest article: https://www.property118.com/prime-minister-burnham-and-the-manchester-housing-crisis/
Read More →Reply to comment left by Stephanie Gay at 22/07/2026 - 21:04
The earliest I could find was from 2017 https://web.archive.org/web/20170501080657/https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700
Read More →Reply to comment left by Stephanie Gay at 22/07/2026 - 21:04
Here’s a Wayback Time Machine link to what it said in Feb 2026 https://web.archive.org/web/20260210154433/https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700 And another from September 2023 https://web.archive.org/web/20230924132622/https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700
Read More →Reply to comment left by [email protected] at 19/07/2026 - 18:21
Reply to the comment left by Denise G at 19/07/2026 - 18:21I’ve emailed you and a superb accountant to introduce you to each other.
Read More →18th July 2026, 1 month ago
Hi Denise Is there any reason that you and Dale haven’t registered your rental property business as a partnership? If you had done so you would be exempt from MTD. It’s not too late. You operate the business together for...
Read More →Showing 20 of 12,250 comments