I did not realise even insurers held us in such contempt?

11:08 AM, 12th March 2021, 6 years ago 13

I just applied for Home Insurance with Hiscox, I was declined because I am a Landlord!

I made it clear it was for my home only, but it made no difference.

I did not realise even insurers held us in such contempt.

Has anyone else had this, why are we seen as such low life?

Michael


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  • Member Since July 2013 - Comments: 2058 - Articles: 21

    10:48 AM, 15th March 2021, About 6 years ago

    Michael
    Shop around. Try other insurers. The important thing is that you get cover in place for your own protection and to comply with your obligations to lenders.

  • Member Since February 2021 - Comments: 5

    3:41 PM, 15th March 2021, About 6 years ago

    Reply to the comment left by Anthony Hawes at 12/03/2021 – 13:13
    Insurance is about risk, which is why life insurance premiums for a Vicar would be a lot less then someone who works in Bomb Disposal.

  • Member Since August 2017 - Comments: 20

    3:51 PM, 15th March 2021, About 6 years ago

    Reply to the comment left by Jon Pike at 15/03/2021 – 15:41
    Thanks for that – everyday is a school day I guess. 😉

    Just seems to be a little at odds with the idea that insurers are not allowed to take gender into consideration when calculating premiums.