HMO rules – What is the worst case scenario for me?Make Text Bigger
I have a tenant who for the past year has been really playing up with his rental payments and thus used one excuse or another to pay late – sometimes months etc.
Now he owes more then 2months rent (Aug 19th and Sept 19th) he has now refused to pay saying that he has informed the Council (Camden) and they will be coming to have a look at the flat – which I’ve currently let out on a room by room basis. Total of 6 rooms (4 bedrooms and convtered the large living room into 2 rooms) of which 1 is small and only has windows looking into the flat hallway – so no external windows).
I’m now having done research assume this will be a BIG PROBLEM? – also he says that the living room removed was illegal? All I’ve done is convert the large living room into 1 large and 1 small room. The other 4 rooms are actual bedrooms. So I have 6 people in the flat. Sharing 1 bathroom and 1 separate Toilet. 1 Kitchen.
What is the worst case scenario for me – will I be prosecuted or can I apply for a licence now and pay any fines and do any repairs which the council say. I know this tenant has used this as a hammer so he does not have to pay me rent which he owes. All my other tenants are all fine and up to date. He also plays loud music at late night – the council have had to come in once or twice to speak to him, neighbours have also complained. He also had a fight with one other tenant in the flat over washing left in the machine, police were called etc. Hope someone can advise me what it is I need to do now.
P.S – also we used to live in this flat and the mortgage lender who remained the same was not informed that the property was LET – so I assume that’s another issue which I will have to deal with either by SELLING the flat or re-mortgaging. As I’m sure the lender will not accept HMO lettings even if I was to request CONSENT TO LET?
Thank you all.
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