Farce of credit searches and court judgementsMake Text Bigger
It is supposed to be easy to find out if a prospective tenant has any county court judgements and general poor credit, but this is not the case.
CCJ’s are supposed to follow you around like a “bad smell”, and yet the reality is very different. Experian state they are informed of all CCJ’s for a particular person and yet if the person decides to use a series of addresses, that information seems to get lost. Experian will not comment, surprise!
The moral of this is FULL REFERENCING, including not only the “friends and family” address, but the one before that, and the one before that one as well.
Prospective landlords, ask for a credit report, Noddle do one for free, it will have all the address information going back years, I know, mine has.
Just don’t rely on a simple reference, done on the quick by a letting agent, whose only concern is to get a tenant into your property, and get their fee.
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