I am currently working outside the UK and will need to let me property, that I lived in previously. The mortgage is with Halifax and they require a ‘consent to let’ form. I understand that I can apply for 1-2 years consent to let it out.
Does anyone know if the approval / consent is a straight forward process, or are there things that Halifax will take into consideration that may be problematic for me?
I recently got into a dispute with them, as they hadn’t told me that my mortgage payments were in arrears when I called their call centers to get my balance information – essentially I argued to them that I shouldn’t have my credit rating penalised as they gave me the wrong information, and if I had received the correct info, I would have paid straight away.
I really appreciate your help and advice, thanks in advance!