Nash HARJI

Registered with Property118.com
Wednesday 16th April 2014


Latest Comments

Total Number of Property118 Comments: 6

Nash HARJI

15:00 PM, 11th October 2018
About 2 years ago

Consent to Let but will Halifax be awkward about recent dispute?

Reply to the comment left by mr00155 at 11/10/2018 - 13:25
Our property was on the IoW and we just weren't using it often enough so we decided to rent it. After 2 years of 'Consent to Let' we just got a BTL mortgage. We had no difficulty with the lender. After 2 years they simply wanted to charge a premium of 1% on top of the existing deal rate, not unreasonable, but we found a cheaper BTL deal.... Read More

Nash HARJI

23:30 PM, 21st April 2017
About 4 years ago

Consent to Let but will Halifax be awkward about recent dispute?

Hi

The simple form giving the reason why you wish to rent it out and for how long (12 and 24 months in my case) was all that was needed. They responded positively within 2 weeks on both occasions. Best of luck.... Read More

Nash HARJI

9:00 AM, 21st April 2017
About 4 years ago

Consent to Let but will Halifax be awkward about recent dispute?

Halifax were perfectly reasonable when I applied for 'Permission to Let'. Our intention was to retire to the property eventually and they were happy with that. After the initial period expired and we were still not ready to move they extended it for a further 2 years. This time they understandably applied a surcharge to the interest rate as we were effectively now in an informal BTL arrangement. The form is straight forward but they do need a reason for why you are renting it out. Living abroad sounds like a perfectly acceptable reason but expect to pay a surcharge perhaps not immediately but eventually if this goes on for a long time.... Read More

Nash HARJI

10:54 AM, 11th April 2017
About 4 years ago

Property118 campaign team demolish Treasury's ill-conceived arguments

I'm so glad I retired a few years ago and am no longer a 40% tax payer. My portfolio generates a humble income which fortunately will not push me over. Had I still been in work I would definitely be making a loss. The problem with us LL is that we are not a coordinated force. We don't go on protest marches or chain ourselves to railings. I wonder what the government/politicians would say if every single LL raised their rents by 30% at their next tenancy renewal to cover the extra burden. They would wring their hands with glee because of the additional tax revenues and not care two hoots about the dire financial difficulties/homelessness that tenants would face. S24 has nothing to do with housing, first time buyers or protecting tenants. It is an easy way to increase tax revenues and we are an easy target.... Read More

Nash HARJI

13:42 PM, 7th April 2017
About 4 years ago

Ongoing tenancy fee for renewal by management company

I had problems with Hazelvine when I was selling up. They refused to confirm that there were no outstanding charges until I paid these, which they had back dated it to when I first started letting. I was getting a good price for my flat so the several hundred pounds did not justify my delaying matters but had I not been selling I would have happily taken them to court. In a few cases management companies have won the right in court to charge a reasonable amount as this was specifically stated in the lease. It does however make you wonder how them knowing the actual individual tenant occupying the property at any one time makes it more secure for the freeholder.... Read More