Guest Authors

DWP are sending me claimants NI numbers – ICO complaint

Author: Mick Roberts

28th February 2019, 8 years ago | 14

Dear Information Commissioner, DWP are disclosing multiple tenants’ National insurance numbers to me. I am also copying in some of...

Dear Universal Credit Stage 1 complaints

Author: Mick Roberts

21st February 2019, 8 years ago | 11

Dear Universal Credit Stage 1 complaints, Today I have ANOTHER payment gone into my bank account from DWP and I...

Maximise Rental Yield and Increase Capital Value of BTL’s

Author: Malcolm Jones

14th February 2019, 8 years ago | 0

With the 3 main changes within the BTL market: 1. The introduction of the 3% stamp duty on second properties...

An easy way for landlords to keep up to date and be compliant with the law

Author: Tessa Shepperson

8th February 2019, 8 years ago | 1

Special offer for Property 118 readers: Things are getting tougher and tougher for landlords.  Despite Brexit, the Government is continually...

Landlords already planning Brexit war chest strategy

Author: Howard

5th February 2019, 8 years ago | 0

With jitters that prices may drop, but still with plans to buy later this year (at reduced prices?), some of...

Rates on post BICT incorporation BTL products reduced

Author: Malcolm Jones

30th January 2019, 8 years ago | 0

We had a very positive meeting yesterday with one of the lenders who can do post BICT incorporation refinancing. Their...

Reduced rate VAT for landlords

Author: Robert Mellors

21st January 2019, 8 years ago | 15

Businesses, tradesmen, and contractors, are overcharging VAT to customers. Homeowners, property developers, and landlords, are routinely being charged VAT at...

BEST PRACTICE – letter template to go with eviction notices

Author: Robert Mellors

16th January 2019, 8 years ago | 11

Did you know that legislation exists to ensure that tenants are treated by Council’s as being at risk of homelessness...

Nottingham Council – Why do you refuse to work with Good Landlords?

Author: Mick Roberts

17th December 2018, 8 years ago | 22

Open Letter to Nottingham Council: Some Landlords have asked me to talk to you regarding your refusal to work with...

Free valuations with excellent BTL portfolio lender

Author: Howard

13th December 2018, 8 years ago | 0

One of our excellent Buy to Let portfolio lenders, Fleet mortgages, has announced it is now offering free valuations on...

Now it’s a different beast

Author: Howard

4th December 2018, 8 years ago | 0

“When something gets a bad name it’s difficult for matters to be reversed – whether it’s a school, a street...

BTL Nectar Points with Sainsbury’s Bank!

Author: Howard

13th November 2018, 8 years ago | 0

Sainsbury’s bank has now added the Personal Touch Financial Services network to its list of Buy to Let Partners so...

New Refurb BTL to help maximise rental yields

Author: Malcolm Jones

12th November 2018, 8 years ago | 0

A new refurb buy-to-let proposition has been launched designed to help landlords maximise rental yields by refurbishing a target property...

Deposit/Bond – Paper Guarantees?

Author: Robert Mellors

12th November 2018, 8 years ago | 30

I am hoping to create a Deposit Guarantee Scheme, “Choice Deposits”, whereby the prospective tenant would have the option of...

UC – MASSIVE arrears & homelessness picking up pace!

Author: Mick Roberts

12th November 2018, 8 years ago | 12

All Landlords need to read this, as we could all be close soon to having some Universal Credit (UC) tenants....

Pragmatic and straightforward commercial approach

Author: Malcolm Jones

23rd October 2018, 8 years ago | 0

The commercial, Buy to Let, Development and Bridging finance market is maturing and developing to match the needs of the...

80% LTV for Trading Ltd co. Buy to Let

Author: Howard

23rd October 2018, 8 years ago | 0

Keystone Property Finance now have a very landlord friendly product and criteria range. In particular they will consider Trading Limited...

Homelessness Reduction – Four Simple Ideas

Author: Robert Mellors

19th October 2018, 8 years ago | 12

This is an article that I recently published on my Linked In page – Homelessness Reduction: PRS co-operation Homelessness, and...