Commercial Finance

Commercial finance news and guidance for landlords and property investors. We track lender criteria, stress-test calculations, swap-rate movements and how these impact access to commercial mortgages, bridging and development funding. You will find practical explainers on refinancing portfolios, moving borrowing into an SPV or company, reading term sheets, understanding debentures and personal guarantees, and preparing an application that meets underwriters’ expectations. Case studies cover HMOs, multi-unit freehold blocks, semi-commercial assets, conversions and refurbishment projects, with worked examples on DSCR, LTV, fees and exit strategies. We also publish broker notes on rates, arrangement and valuation fees, early-repayment charges, and options after works or change of use.
Subscribe to stay on top of lender changes and market conditions so you can plan refinances, manage risk and secure funding on commercial terms that suit your business.