Can I claim for hail damage 12 months ago?Make Text Bigger
May Bank Holiday 2018 there was a large hailstorm in our area which caused damage to a number of conservatory roofs including my sister-in-law and mother-in-law’s. They successfully claimed and have new roofs.
At the time I contacted my letting agent to ask them to contact the tenant in the property to have a look at the conservatory roof and report any holes. I have an email saying that they could not see any and that it was not leaking.
My tenant vacated the property on Friday gone and I went round yesterday to check it over to release the deposit. To my dismay I found that the hail had gone through the first layer of poly carb in at least a dozen places the size of a 10 pence piece. I’m not here to apportion blame as my lady tenant who has been trouble free and tidy may have been looking for a complete hole in the roof. I would also point out that my letting agents report in March 2019 also did not flag up the holes.
My question is how likely am I to be able to claim from my insurance with the fact that I only found out yesterday and the damaged being caused over 12 months ago.
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