Readers Question

Area size requirement for mortgage purposes

Author: Readers Question

5th June 2014, 12 years ago | 11

What are the permitted overall area sizes of a studio or 1 bed flat to get an individual mortgage via...

Estate Agent charging for NOT selling my house!

Author: Readers Question

5th June 2014, 12 years ago | 7

Let the SELLER beware! I was shocked when I recently gave notice to my estate agent but received an invoice...

Never received section 21

Author: Readers Question

5th June 2014, 12 years ago | 20

My landlord sent me a letter on the 28th May saying my tenancy comes to an end on the 17th...

Raising Capital or Retaining Cashflow on a Bank Base Rate Tracker

Author: Readers Question

4th June 2014, 12 years ago | 21

Wrestling with a common dilemma whether to sell a good cashflowing flat on a low rate BoE tracker or sell...

Private address required for HMO Licence!

Author: Readers Question

3rd June 2014, 12 years ago | 52

I’m applying for a HMO licence and the council officer is insisting we give our private residence address but I’m...

LIBOR rate question

Author: Readers Question

2nd June 2014, 12 years ago | 10

I have two buy to let mortgages with Mortgage Trust that are LIBOR linked and several others that are base...

Building Insurance – Is it compulsory ?

Author: Readers Question

2nd June 2014, 12 years ago | 7

I manage a couple of properties for a landlord who has a portfolio of about 12 in total, all mortgage...

Cancelling a guarantor mid contract

Author: Readers Question

1st June 2014, 12 years ago | 4

A friend has just asked what they need to do as a tenant wants to cancel his guarantor after 4...

Tenancy Renewal Fees charged by Estate Agents

Author: Readers Question

29th May 2014, 12 years ago | 3

My estate agent found a tenant for me and sent me a bill for £1,000 plus vat for finding me...

Council flat and contribution towards double glazing

Author: Readers Question

29th May 2014, 12 years ago | 14

I own an ex council flat that I rent out which I had double glazed some years back. I’ve just...

Second home tax relief

Author: Readers Question

28th May 2014, 12 years ago | 10

Please help me … I am rather confused on this issue. I have paid off mortgage on my primary residence....

Invoice for property secured after police break in

Author: Readers Question

28th May 2014, 12 years ago | 31

I have received an invoice after my property was secured after a police break in. My tenant of 7 years...

Eviction based on morals

Author: Readers Question

27th May 2014, 12 years ago | 9

Our tenants son is been done for ‘sex trafficking offences’, he’s given his address as his parents address so our...

Refund of service charge credit on selling a leasehold flat

Author: Readers Question

26th May 2014, 12 years ago | 5

Does anyone know the legal position on my dilemma? I was paying a reasonable service charge of £60 per month...

Advice starting out as a BTL Landlord

Author: Readers Question

26th May 2014, 12 years ago | 10

My wife and I have been considering starting with BTL for quite some time with the aim of building a...

Tenants Smoking in Non Smoking Flat – is it a breach?

Author: Readers Question

26th May 2014, 12 years ago | 14

I am a new B2L landlord and after 18 months of trouble free letting I now have a troublesome tenant. ...

Early termination of a fixed one year tenancy agreement

Author: Readers Question

26th May 2014, 12 years ago | 30

Following the non payment of rent due on the 1st May, my tenants have requested an early termination of their...

Selective Licensing – Liverpool landlord needs help

Author: Readers Question

26th May 2014, 12 years ago | 19

Liverpool City Council is proposing to bring in ‘selective licensing’ for all private landlords – if you own property in...

Any reports of tenants successfully claiming 3 times deposit

Author: Readers Question

23rd May 2014, 12 years ago | 11

I am about to issue section 21 notices on two of my properties, I plan to sell one property and...

BTL Stress testing – increased affordability rates?

Author: Readers Question

23rd May 2014, 12 years ago | 8

I found out yesterday that Woolwich have now started using a reference rate of 5.79% at 125% in their rental...

Can I do tenant checks myself?

Author: Readers Question

23rd May 2014, 12 years ago | 2

Can I as a Landlord, do my own tenant checks? Or is my only real option to use an agent...