Readers Question

Can I block the sale of my building?

Author: Readers Question

16th August 2016, 10 years ago | 6

I bought a Buy to Let flat in 1999 and since then there has been significant capital growth. Two years...

My Buy to Let properties are being undervalued?

Author: Readers Question

16th August 2016, 10 years ago | 24

Has anyone else been finding that valuers are undervaluing properties for remortgage purposes. They seem to have gone from one...

Liverpool landlord licensing farce continues for Agent

Author: Readers Question

15th August 2016, 10 years ago | 5

Following on from an excellent article recently regarding Liverpool City Council, I have now ( I am an Estate Agent...

Inheritance tax planning to take property over from father?

Author: Readers Question

15th August 2016, 10 years ago | 18

I was wondering if any one had knowledge or a solution for a property ownership issue with inheritance liability in...

Is an inspection charge normal practice for student lets?

Author: Readers Question

15th August 2016, 10 years ago | 11

As a small scale landlord myself I was surprised when my student Son complained to me that he and the...

10 year term mortgage can’t now be extended – help please

Author: Readers Question

15th August 2016, 10 years ago | 7

I read with interest Dene’s post in respect to exceeding the term, repossession by NRAM and his regrettable position. 9...

How to purchase properties I intend to flip?

Author: Readers Question

15th August 2016, 10 years ago | 6

I have some buy to Let properties in my limited Company and also in my and my wife’s private names....

BTL repossession by NRAM

Author: Readers Question

11th August 2016, 10 years ago | 14

NRAM is repossessing our BTL property, because we have exceeded the term! My wife and I purchased a BTL property...

Should letting agent or landlord keep 12 months upfront rent?

Author: Readers Question

11th August 2016, 10 years ago | 20

I use a letting agent to manage a few of my student HMO’s. The current tenants have paid a full...

Getting rid of an untidy and unhygienic HMO Tenant?

Author: Readers Question

11th August 2016, 10 years ago | 12

We let a 3 bedroom flat as an HMO accommodating 3 tenants. For the most part this has worked very...

Declined porting mortgage whilst we have consent to let

Author: Readers Question

10th August 2016, 10 years ago | 6

I own a property that I bought on a five year fixed residential mortgage. My circumstances changed and I moved...

Possible subsidence issues on new purchase?

Author: Readers Question

10th August 2016, 10 years ago | 11

A friend is looking to buy a property but discovered that it may have been built on a farm or...

Can I induce tenant to leave faster?

Author: Readers Question

10th August 2016, 10 years ago | 10

The Court has allowed us possession following a S8, tenant is to leave within 14 days. If tenant does not...

Declaration of Trust twice?

Author: Readers Question

9th August 2016, 10 years ago | 12

I purchased a property in 2007 with my Mother. My Mum’s name purely went on the mortgage for loan purposes...

Is this a deposit and can it be kept?

Author: Readers Question

9th August 2016, 10 years ago | 11

We paid a £400 holding deposit (half of the full deposit amount) for a room a few days ago. The...

Renting to a registered charity?

Author: Readers Question

9th August 2016, 10 years ago | 18

We have agreed to rent to a charity and have been told that an AST can’t be used. Can anyone...

Landlord myself badly bothered by noisy tenant and desperately need help!

Author: Readers Question

8th August 2016, 10 years ago | 3

I’m a landlord myself, but this is a situation with my own home in Newham in London desperately needed someone’s...

LPA receivers called in for just over 2 months arrears?

Author: Readers Question

8th August 2016, 10 years ago | 6

Mortgage Express have passed my property on to LPA receivers. The mortgage is £254 a month and I owed £546...

Existing Mortgage Lender will not change product direct?

Author: Readers Question

8th August 2016, 10 years ago | 8

I recently want to change an existing BTL mortgage product. The mortgage in question had completed a fixed term and...

Forced entry by Police due to medical emergency?

Author: Readers Question

8th August 2016, 10 years ago | 13

Hello I am a tenant in a home where my diabetic girlfriend passed out and hit her head in a...

Living in a BTL property and getting another BTL mortgage

Author: Readers Question

8th August 2016, 10 years ago | 5

A client of mine is currently living in her BTL property due to some circumstantial issues. She can not release...