Readers Question

Valuation by lender surveyor cost me £25,000

5th September 2016, 10 years ago | 5

When the valuation by a surveyor for the existing bank is substantially lower then market expectation. Force to get a...

Evicting my son – help please

Author: Readers Question

5th September 2016, 10 years ago | 2

I have both of my sons living with me in my home which is in NE Scotland. One is very...

Avoiding hand wash basins in HMO bedrooms

Author: Readers Question

5th September 2016, 10 years ago | 0

It has been three years since a discussion was started on this topic https://www.property118.com/hmo-bedrooms-with-basins-mandatory/46580/ and I would love to know if...

Housing Benefits over payment recovery from landlord issues?

Author: Readers Question

5th September 2016, 10 years ago | 4

I have received a Housing Benefit (HB) Over payment recovery decision notice from the council, which is saying they will...

May possibly default on my Buy to Let properties?

Author: Readers Question

5th September 2016, 10 years ago | 5

I have a number of Buy to Lets purchased high end of market in the Liverpool area. All are in...

My sub tenants have not paid rent and claim I have no rights?

Author: Readers Question

5th September 2016, 10 years ago | 2

Dear Readers, my situation is as follows, I rented a 3-bed flat in 2010 and lived there with my friend...

No rate cut? Name and Shame!

Author: Readers Question

5th September 2016, 10 years ago | 12

After last months 0.25% BoE rate cut, let’s see which lenders have accordingly cut their variable rate mortgages and which...

Freeholder playing hardball breaking bicycle locks!

Author: Readers Question

5th September 2016, 10 years ago | 12

I have two flats in a 1930’s block of 120 ish. The Freeholders have given less than 24 hours notice...

Lodger not moving out and threatening

Author: Readers Question

2nd September 2016, 10 years ago | 2

I have a lodger and given him a written notice of three months instead of one month to leave as...

Tenant not removed property not cleaned and not yet returned keys

Author: Readers Question

2nd September 2016, 10 years ago | 17

I am a recent renter, and have the following end of tenancy problem. A week after end of tenancy, the...

Expat BTL or standard BTL?

Author: Readers Question

1st September 2016, 10 years ago | 4

I have found this website very helpful and I am now in a situation where my BTL mortgage is approaching...

Restrictive Covenants and Indemnity

Author: Readers Question

31st August 2016, 10 years ago | 14

7 years ago I bought an ex council house. I was not aware that there is a restrictive covenant by...

Who should pay for cat litter leak damage?

Author: Readers Question

31st August 2016, 10 years ago | 13

I am looking for some advice please, I received a call whilst on holiday from the letting agent for the...

Are Damp Surveys a waste of money?

Author: Readers Question

31st August 2016, 10 years ago | 3

Before buying a property I got a Homebuyers survey done that identified some damp at the rear of the building....

How do I value property if I became joint owner 6 years after purchase?

Author: Readers Question

30th August 2016, 10 years ago | 13

I really hope you guys can help. My wife kept her property when we purchased ours. She let it out...

Deal Breakers to pay attention to before determining value

Author: Readers Question

30th August 2016, 10 years ago | 2

When it comes to achieving maximum value, it is easy to forget that what is appealing in terms of taste...

Tenant wants reduced rent to cover Green Deal loan?

Author: Readers Question

30th August 2016, 10 years ago | 21

I have updated a property of mine with a new extra wall insulation on green deal finance, new boiler and...

Should Management Fee be passed onto tenants?

Author: Readers Question

30th August 2016, 10 years ago | 14

We have a small portfolio of BTL properties one of which incurs an annual Management Fee which we have paid...

Deed of Trust CONFUSION! HELP!

Author: Readers Question

30th August 2016, 10 years ago | 29

I will try to keep this as simple as possible! I am the sole owner of 5 buy to let...

97 year old woman with Alzheimers being persecuted by Director!

Author: Readers Question

28th August 2016, 10 years ago | 9

My mother is 97, has Alzheimers and a pacemaker. She lives in a mansion block, is a freeholder and probably...

Insurance included in flat service charge – will it cover letting?

Author: Readers Question

28th August 2016, 10 years ago | 6

I am very near to completion on an investment flat that I intend to rent out. The service charge includes...