Readers Question

Vandalism of Period Features

Author: Readers Question

10th January 2017, 10 years ago | 34

Just bought an untouched house built in 1980 which I intend to let. The agent tells me the bathroom suite...

BTL investor to pay Stamp Duty surcharge for first main residence?

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10th January 2017, 10 years ago | 9

I’m currently in the process of buying a property for myself and my partner to live in. We both currently...

Rent debt recovery loan agreement?

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9th January 2017, 10 years ago | 8

My tenant has agreed to leave but owes £4500 in rent arrears. He has also agreed to pay off the...

Birmingham Midshires consent to let and negative equity

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9th January 2017, 10 years ago | 2

I have a residential mortgage with negative equity. I have had to rent out the property and am concerned about...

“Right of way” what are the limits of their use?

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9th January 2017, 10 years ago | 10

Hi everyone, there is a piece of land adjacent to ours and the people that own it are applying for...

Excessive rental income demanded for BTL loan- 2017 is this the new normal?

Author: Readers Question

9th January 2017, 10 years ago | 9

I am interested in a Buy to Let flat in central London valued 625k. I would like to borrow 359k....

Help with passing property rental to my wife for tax purposes

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6th January 2017, 10 years ago | 28

I own two flats for which up until now I have been receiving the income and declaring it under self...

Non-resident landlord must fill in a Self Assessment Tax return?

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5th January 2017, 10 years ago | 2

I am planning to become a non-resident landlord in the UK but I am anxious to avoid filling in a...

Withdrawing re-financed debt from a property owning SPV?

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5th January 2017, 10 years ago | 4

I am a relatively new property investor with two investment properties which are owned personally. As I am a higher...

Conflicting advice from 2 accountants on how to sell and re-invest

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5th January 2017, 10 years ago | 7

My husband and I own a portfolio of properties in Aberdeen and want to sell to re invest in smaller...

Open retention and unknown costs on Repo – Should I complete today?

Author: Readers Question

5th January 2017, 10 years ago | 13

We are buying a repossessed freehold property with shared common areas, car park spaces and gardens. The management company have...

Lewisham council tenant desperate for help?

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5th January 2017, 10 years ago | 14

My sister is a Lewisham council tenant for over 25 years and for the last 8 months her life has...

Interest restriction impact on high rate earners – Help?

Author: Readers Question

5th January 2017, 10 years ago | 5

My wife and I are both employed full time on basic annual salaries of £45k and £97k respectively. We let...

Council want proof front door complies with FD30S fire regs?

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4th January 2017, 10 years ago | 24

I have had a letter from the local Council asking me for proof that the front door to my flat...

Selling Buy to let and CGT

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3rd January 2017, 10 years ago | 22

I would like to sell a couple of long term buy to let properties I own in order to purchase...

Unilateral second charge on my mortgage

Author: Readers Question

3rd January 2017, 10 years ago | 15

My current mortgage arrangement ends in June 2017 which means I have to repay my lender, C&G. The property was...

What are the legal issues purchasing a repossession?

Author: Readers Question

3rd January 2017, 10 years ago | 4

We are purchasing a repossessed residential property in Gloucestershire and have engaged a solicitor I haven’t used before (the previous...

To issue or not to issue an AST

Author: Readers Question

3rd January 2017, 10 years ago | 4

Can I please have your advice on a matter that a mate of mine has found herself in? She has...

Tax advantages/disadvantages in selling a property company vs selling the properties individually

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1st January 2017, 10 years ago | 19

When I first became a landlord I was advised of the tax advantages in holding buy to let properties in...

Has anyone taken another landlord to court for loss of rent due to their tenant?

Author: Readers Question

29th December 2016, 10 years ago | 10

I got a problem with a landlord of a property next door to mine and I would like some advise...

Stupid stupid Banking systems!

Author: Readers Question

28th December 2016, 10 years ago | 12

Could not get a £30k BTL mortgage on a £380k house that has had a >95% occupancy since 2002. The...