Readers Question

Interest restriction impact on high rate earners – Help?

Author: Readers Question

5th January 2017, 10 years ago | 5

My wife and I are both employed full time on basic annual salaries of £45k and £97k respectively. We let...

Council want proof front door complies with FD30S fire regs?

Author: Readers Question

4th January 2017, 10 years ago | 24

I have had a letter from the local Council asking me for proof that the front door to my flat...

Selling Buy to let and CGT

Author: Readers Question

3rd January 2017, 10 years ago | 22

I would like to sell a couple of long term buy to let properties I own in order to purchase...

Unilateral second charge on my mortgage

Author: Readers Question

3rd January 2017, 10 years ago | 15

My current mortgage arrangement ends in June 2017 which means I have to repay my lender, C&G. The property was...

What are the legal issues purchasing a repossession?

Author: Readers Question

3rd January 2017, 10 years ago | 4

We are purchasing a repossessed residential property in Gloucestershire and have engaged a solicitor I haven’t used before (the previous...

To issue or not to issue an AST

Author: Readers Question

3rd January 2017, 10 years ago | 4

Can I please have your advice on a matter that a mate of mine has found herself in? She has...

Tax advantages/disadvantages in selling a property company vs selling the properties individually

Author: Readers Question

1st January 2017, 10 years ago | 19

When I first became a landlord I was advised of the tax advantages in holding buy to let properties in...

Has anyone taken another landlord to court for loss of rent due to their tenant?

Author: Readers Question

29th December 2016, 10 years ago | 10

I got a problem with a landlord of a property next door to mine and I would like some advise...

Stupid stupid Banking systems!

Author: Readers Question

28th December 2016, 10 years ago | 12

Could not get a £30k BTL mortgage on a £380k house that has had a >95% occupancy since 2002. The...

Mortgage to buy an SPV Ltd Company and property it sits in?

Author: Readers Question

28th December 2016, 10 years ago | 11

I want to buy an HMO which is already held in a SPV Ltd company. I want to retain the...

What to do when your sole trader letting agent dies?

Author: Readers Question

27th December 2016, 10 years ago | 7

I’m a landlord of two houses. I use an agent to manage them. He is a sole trader and really...

Online Estate Agents seem too good to be true?

Author: Readers Question

23rd December 2016, 10 years ago | 10

Hello an online estate agent is offering a hard to believe marketing deal to advertise property on all the big...

Landlord being repossessed and letting agency burying heads in the sand!

Author: Readers Question

22nd December 2016, 10 years ago | 10

So, the short of this is, my partners rented property is being repossessed. She passed on information that the mortgage...

Impossible to Get a Remortgage?

Author: Readers Question

22nd December 2016, 10 years ago | 12

Hi there. I have been renting a property out for the last 15months (having lived in it beforehand) and have...

Ongoing new build flat window leak saga?

Author: Readers Question

19th December 2016, 10 years ago | 7

I have a 5th floor flat which for a number of years has had a leak, the leak only happens...

Ending a tenancy and sorting out a subletting mess?

Author: Readers Question

19th December 2016, 10 years ago | 4

I have a property which I have had tenants in for 9 years. The rent is now well below market...

Unable to obtain mortgage on auction purchased ex-local authority flat?

Author: Readers Question

19th December 2016, 10 years ago | 14

I’m in a bit of financing conundrum and was hoping your good selves might be able to provide some potential...

Can’t get in to rental property due to domestic violence team putting in mortice locks and alarms?

Author: Readers Question

19th December 2016, 10 years ago | 11

My brother has been letting out a mid terrace house privately to a tenant for three years, lady with children...

Negative equity and end of mortgage term?

Author: Readers Question

19th December 2016, 10 years ago | 22

I have 2 properties both in negative equity to the tune of about £30K each on interest only mortgages. They...

Freehold directors removed me under company law and MOA?

Author: Readers Question

19th December 2016, 10 years ago | 3

I have been ganged up on by two directors who are acting improperly and have conspired and colluded to remove...

Can they pull the rug out this fast ??

Author: Readers Question

19th December 2016, 10 years ago | 4

I have had fully licensed 6 bed HMO for 5 years ( Basinghall finance mortgage ) who granted the change...