Readers Question

Repercussions of flipping from BTL to Residential mortgage

Author: Readers Question

27th January 2017, 10 years ago | 12

I would like to buy a house that I could let out, however if necessary I would be happy to...

Chartered Institute of Housing warns 250,000 social rented homes could be lost by 2020

Author: Readers Question

27th January 2017, 10 years ago | 3

An article in The Planner reports social housing numbers are dropping much faster than they are being built and that...

My letting agent delays on transferring rent to me every month!

Author: Readers Question

26th January 2017, 10 years ago | 13

I’ve had my lettings agent now for around 2 years, and every month there is an excuse for him to...

Is it all 50/50 Tax question?

Author: Readers Question

26th January 2017, 10 years ago | 4

Can anybody clarify the following:- Me – High rate tax earner Wife – Lower rate tax earner My wife and...

Will HMRC let you claim for a property purchase that fell through?

Author: Readers Question

26th January 2017, 10 years ago | 20

Can anyone please advise me on an HMRC issue? We were buying our first Buy to Let property at the...

Buying and splitting 2 self contained flats in one Freehold into Leaseholds?

Author: Readers Question

26th January 2017, 10 years ago | 7

I am interested on any advice people can give on my current situation. I am looking to buy a house...

Sliding scale of rents depending on tenant risk?

Author: Readers Question

25th January 2017, 10 years ago | 18

I have a couple of properties becoming available for family lets, but in the past I have found them to...

President Trump and the regulatory burden!

Author: Readers Question

24th January 2017, 10 years ago | 9

Irrespective of opinions and views, Trump has promised to slash and bin regulations. Ronald Reagan once said that the words...

Am I self employed?

Author: Readers Question

24th January 2017, 10 years ago | 8

Am I classed as self employed if I am a property landlord? Many thanks Caroline

Can I rely on what HMRC says about Sharia mortgages in an online webchat?

Author: Readers Question

24th January 2017, 10 years ago | 7

In short, I’ve just used the HMRC web chat to ask whether the rent element of a Sharia mortgage would...

Fence dispute with Housing Association?

Author: Readers Question

23rd January 2017, 10 years ago | 27

The fence between my property and the neighbours blew down near the start of last year. The fence is believed...

Our RTM company has a Non paying leaseholder

Author: Readers Question

23rd January 2017, 10 years ago | 7

We have a small block of 5 flats, landlord and previous management company did nothing to maintain it, so we...

How far back can I use a capital loss?

Author: Readers Question

23rd January 2017, 10 years ago | 5

Does anyone know how far back I can use a capital gains loss? I made a massive loss in 2011...

BTL remortgage me out and my wife in?

Author: Readers Question

23rd January 2017, 10 years ago | 5

I wonder if you can advise or offer some thoughts please on this. My wife and I jointly own a...

Changing a studio into a one bed apartment – Do you need planning?

Author: Readers Question

23rd January 2017, 10 years ago | 3

Hi, I am looking at buying a studio apartment with the view to changing it to a one bed apartment...

Permitted development subdividing 1 flat into 2?

Author: Readers Question

19th January 2017, 10 years ago | 7

I have a 3 bed flat and would like to convert it into 2 x 1bed flats. It is above...

How do I deal with benefit cap on single parent with 4 kids?

Author: Readers Question

19th January 2017, 10 years ago | 37

Could any one out there tell me how they have got round the benefit cap? I have a single parent...

Buying the Freehold Title of a Leasehold house?

Author: Readers Question

19th January 2017, 10 years ago | 1

I have some questions regarding purchasing the freehold title of a long leasehold house. I have issued the initial notice...

What documents should a Landlord expect from their Agent?

Author: Readers Question

19th January 2017, 10 years ago | 1

I’m at the start of my journey as a landlord. The property is full refurbished, have Gas certificate and EPC....

Help with Consent to Let after whirlwind romance

Author: Readers Question

19th January 2017, 10 years ago | 42

Thanks in advance to anyone who takes the time to offer advice on this!. I have a rather unusual situation....

Tenant With 2 Months Arrears – “Do what you like”!

Author: Readers Question

19th January 2017, 10 years ago | 43

Hi guys, I am in a situation where tenant has defaulted 2 months in a row as such she is...