How One Landlord Restructured £5m of Debt with Commercial Finance
Author: Mark Alexander
31st December 2025, 7 months ago | 0
Mark Alexander
Non-Disclosure and Misrepresentation – Why Insurers Decline Claims
Author: Mark Alexander
30th December 2025, 7 months ago | 0
From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal
Author: Mark Alexander
24th December 2025, 8 months ago | 0
Illegal Activity by Tenants – Are You Covered?
Author: Mark Alexander
23rd December 2025, 8 months ago | 2
Exit Strategies: What Happens When a Buy-To-Let Mortgage Term Ends
Author: Mark Alexander
22nd December 2025, 8 months ago | 1
Buy-To-Let Mortgages and Personal Guarantees – What You Need to Know
Author: Mark Alexander
22nd December 2025, 8 months ago | 0
How to Protect Your Liquidity When Refinancing a Portfolio
Author: Mark Alexander
17th December 2025, 8 months ago | 0
Landlords risk fines, bans and bankruptcy – The answer?
Author: Mark Alexander
16th December 2025, 8 months ago | 25
Flood Risk and Landlord Insurance – What You Need to Know
Author: Mark Alexander
16th December 2025, 8 months ago | 0
Buy-To-Let Mortgages for First-Time Landlords
Author: Mark Alexander
15th December 2025, 8 months ago | 0
When Britain last faced a housing crisis, lenders became mega-landlords. The same pattern could emerge again
Author: Mark Alexander
14th December 2025, 8 months ago | 13
Chapter One – The Day the Portfolio Stopped Being the Point
Author: Mark Alexander
14th December 2025, 8 months ago | 0
Chapter Three – From Landlord to Legacy Investor
Author: Mark Alexander
14th December 2025, 8 months ago | 0
The Landlord’s Legacy: Why Wills and LPAs Are Just the Beginning
Author: Mark Alexander
14th December 2025, 8 months ago | 0
Power and Protection: Understanding Lasting Powers of Attorney
Author: Mark Alexander
14th December 2025, 8 months ago | 0
Tenancy in Common vs Joint Tenancy – Small Words, Big Consequences
Author: Mark Alexander
14th December 2025, 8 months ago | 0
Landlord Lessons Finale: Property is a business, not passive income
Author: Mark Alexander
13th December 2025, 8 months ago | 0
Mark Alexander
Registered with Property118.com
17th January 2011
Total Posts
1,454
Total Comments
12,247
Bio
UK landlord since 1989.
Founder of Property118.com - the mission statement of which is “to facilitate the sharing of best practice among UK landlords and associated professionals”
I live in Portugal, but I am very much British with a UK property rental and development business.
Happy to be interviewed on your Podcast, your YouTube channel and other online events.
I don’t offer mentoring or training as I am semi-retired and enjoying a fantastic work/life balance, but I do comment, frequently publish articles and answer questions posted here on Property118.
5th August 2026, 2 days ago
He got the last point wrong too!
Read More →5th August 2026, 2 days ago
I have listed the substantive articles first and excluded routine social-media reposts that merely link back to the same coverage. 1. FT Adviser Property 118 and Cotswold Barristers win HMRC appeal in ‘major win for landlords’ Published 4 August 2026....
Read More →Reply to comment left by Paul Rush at 05/08/2026 - 11:52
Reply to the comment left by Paul Rush at 05/08/2026 - 11:52Paul, with respect, that is not what the judgment says. This was not a win on a technical detail. Following a ten-day hearing, the Tribunal considered each of the...
Read More →5th August 2026, 2 days ago
HMRC loses Upper Tribunal appeal over the meaning of ‘business’ https://www.property118.com/hmrc-loses-upper-tribunal-appeal-over-the-meaning-of-business/
Read More →4th August 2026, 3 days ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 3 days ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 3 days ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 3 days ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →4th August 2026, 3 days ago
A wonderful parable based on this article: https://www.taxjournal.com/articles/funding-the-business-
Read More →28th July 2026, 1 week ago
HMRC has responded as follows: Dear Mr Alexander, Thank you for your email and open letters. I acknowledge receipt of your correspondence and have shared it with the relevant HMRC colleagues. HMRC does not generally provide individual responses to feedback...
Read More →28th July 2026, 1 week ago
HMRC has responded as follows: Dear Mr Alexander, Thank you for your email and open letters. I acknowledge receipt of your correspondence and have shared it with the relevant HMRC colleagues. HMRC does not generally provide individual responses to feedback...
Read More →24th July 2026, 2 weeks ago
She obviously hasn't read my latest article: https://www.property118.com/prime-minister-burnham-and-the-manchester-housing-crisis/
Read More →Reply to comment left by Stephanie Gay at 22/07/2026 - 21:04
The earliest I could find was from 2017 https://web.archive.org/web/20170501080657/https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700
Read More →Reply to comment left by Stephanie Gay at 22/07/2026 - 21:04
Here’s a Wayback Time Machine link to what it said in Feb 2026 https://web.archive.org/web/20260210154433/https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700 And another from September 2023 https://web.archive.org/web/20230924132622/https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700
Read More →Reply to comment left by [email protected] at 19/07/2026 - 18:21
Reply to the comment left by Denise G at 19/07/2026 - 18:21I’ve emailed you and a superb accountant to introduce you to each other.
Read More →18th July 2026, 3 weeks ago
Hi Denise Is there any reason that you and Dale haven’t registered your rental property business as a partnership? If you had done so you would be exempt from MTD. It’s not too late. You operate the business together for...
Read More →2nd July 2026, 1 month ago
Thanks everyone for taking the time to comment. It’s been a genuinely interesting discussion and there are some excellent points being made. I just wanted to clarify one aspect of the article. My references to institutional fixed-income investments were included...
Read More →Reply to comment left by Phil rosenberg at 28/06/2026 - 13:51
Reply to the comment left by Phil rosenberg at 28/06/2026 - 13:51Thanks Phil. I think we’re actually talking about two different investment metrics rather than disagreeing. The article deliberately focuses on cashflow return on equity, not total investment return. I...
Read More →30th June 2026, 1 month ago
I received an interesting email from a reader of this article today and thought it would be worth sharing the Q&A with a wider audience. THE MAIN QUESTION (extracted from a much longer email) I read your blog with interest...
Read More →Reply to comment left by [email protected] at 28/06/2026 - 21:39
The discrimination argument has already been tested. The Axe the Tenant Tax campaign sought to challenge Section 24 in the courts on a number of grounds, including discrimination, but permission for the judicial review was refused. If you want to...
Read More →Showing 20 of 12,246 comments