Is Cambridge the best place to invest right now?
Author: Jason McClean
23rd March 2016, 10 years ago | 0
Jason McClean
Student property purchases surge ahead of stamp duty hike
Author: Jason McClean
16th March 2016, 10 years ago | 1
Average tenant pays £40,000 in rent over five years
Author: Jason McClean
4th March 2016, 10 years ago | 9
Insurance Explained – What is Landlord Insurance?
Author: Jason McClean
22nd February 2016, 10 years ago | 8
Demand increases around London tube stations in Zones 5 and 6
Author: Jason McClean
19th February 2016, 10 years ago | 1
Now is a good time for Landlords to carry out mid-tenancy inspections
Author: Jason McClean
10th February 2016, 10 years ago | 4
Demand from renters to accelerate past a million
Author: Jason McClean
3rd February 2016, 10 years ago | 5
Parking spaces add up to 13% to the cost of new properties
Author: Jason McClean
26th January 2016, 10 years ago | 1
London falls from the top 10 European cities for property investment
Author: Jason McClean
13th January 2016, 10 years ago | 0
Energy efficiency is a top priority for tenants in 2016
Author: Jason McClean
7th January 2016, 10 years ago | 1
Buy To Let mortgages could require a 50% deposit in the future
Author: Jason McClean
8th December 2015, 10 years ago | 4
UK home buyers consider conveyancing process to be out of date
Author: Jason McClean
4th December 2015, 10 years ago | 0
The easiest and hardest places to sell a house in the UK revealed
Author: Jason McClean
2nd December 2015, 10 years ago | 2
UK tenants want to be allowed to decorate their properties reveals new survey
Author: Jason McClean
20th November 2015, 10 years ago | 4
Landlords – what do you need to know about changes to electrical safety laws?
Author: Jason McClean
11th November 2015, 10 years ago | 15
Landlords make sure you prepare your property for the winter!
Author: Jason McClean
6th November 2015, 10 years ago | 0
Rents hit a record high of £816 a month with Londoners paying 12% more than last year
Author: Jason McClean
29th October 2015, 10 years ago | 0
Record level for rents in England and Wales
Author: Jason McClean
21st October 2015, 11 years ago | 0
Jason McClean
Registered with Property118.com
11th June 2014
Total Posts
99
Total Comments
175
Bio
With a background in journalism and then owning a successful motorcycle world championship race team, Jason did not take the typical career route into insurance. A Director and Shareholder in the business, he now enjoys solving home insurance problems for clients on a daily basis.
A keen cyclist and reader of books, he said: “Thatch, unoccupied, landlord, flood, land – you name it, I like solving insurance problems for clients and saving them money. Almost as much as I like riding my bike, supporting the Ulster rugby team or travelling with the family.”
23rd September 2025, 7 months ago
Well said, Mark. Mike was inspirational and spread happiness. Will miss you, my friend.
Read More →20th June 2025, 10 months ago
Hi Reluctant Landlord There is no way of giving an average cost, you would need to run through the entire risk with us over the phone and we would ask underwriters if they want to quote and how much. Legal...
Read More →Reply to comment left by GEORGE WARREN at 29/04/2025 - 12:57
Reply to the comment left by GEORGE WARREN at 29/04/2025 - 12:57Hi George, I understand you have a high rebuild total sum insured and low price. Some non standard in there as well. I would read your small print on...
Read More →14th April 2025, 1 year ago
Hi Clem Thanks for the question. The answer is pretty clear though, the wording provided by your insurers includes the terms you need to adhere to. There is not any room for interpretation. Cooking in a room that is not...
Read More →21st March 2024, 2 years ago
Hi Tony We do not sell Rent Guarantee Insurance as we have deemed it a worthless product given prior experience. There may be an insurance out there that you can get that is worth its weight. If you find it,...
Read More →26th February 2024, 2 years ago
Hi JB Property owner’s liability will normally cover anything to do with the communal building. If a tile falls off the roof and hits a car, then that is usually covered. You are right; inside the flat, the landlord will...
Read More →20th February 2024, 2 years ago
Hi Tim If you have more than 4-properties then generally you can access some price discount when held together in a portfolio. The other benefits are same renewal date, terms, endorsements and insurer. However, portfolio insurance is not for everyone....
Read More →Reply to comment left by Fen Jen at 03/08/2023 - 12:22
Reply to the comment left by Fen Jen at 03/08/2023 - 12:22Hi Fen Jen, Tom will try calling you shortly. We received your form mid-July and note policy needed September, so are now in a position to engage with you....
Read More →23rd March 2023, 3 years ago
Hi G Master The tenant isn't buying the insurance, so not an issue to insurers. However, the landlord will have to disclose tenant type when applying for insurance and that may impact on cover.
Read More →22nd March 2023, 3 years ago
Hi Folks My understanding is if you are a legal UK resident (regardless of where you are in the world), then you can buy the insurance. Hope this helps.
Read More →21st March 2023, 3 years ago
Hi Raz Sadly the same is true of the policies we sell - you must be a UK resident for them to be activated. I believe this is down to any potential claims where litigation will not cross borders and...
Read More →9th March 2023, 3 years ago
Hi NG Answering your issues from an insurance perspective: 1&2: Pure legal discussions, you need to talk to a solicitor. 3: It is up to the managing agent to meet the demands and needs of the stakeholders/owners/freeholders/interested parties. 3a: If...
Read More →9th March 2023, 3 years ago
Hi Adrian You are covering a lot of ground here, so I'll try to answer each point in turn. Insuring as a block is common, with a managing agent organising. You need to tell the managing agent what you need...
Read More →18th November 2022, 3 years ago
Hi Angie If you are the named policyholder, then the payment/benefit from the policy is made to you. If it's a cash settlement then you may decide not to allow/tell the tenant about any amount for disturbance. Insurance policies are...
Read More →13th September 2022, 4 years ago
Hi Barbara It's difficult to comment without knowing the details of the insurance you had in place. How they treat malicious damage and claims depends on the company and the circumstances. I understand why the insurer says lifestyle choice and...
Read More →19th July 2022, 4 years ago
Hi oi2004as Whatever you think, you need to answer the question. If it asks: "Have you had any claims in the last 5-years", which is a common question, then you need to answer yes. What normally happens is they ask...
Read More →Reply to comment left by Jonathan Cocks at 06/07/2022 - 12:35
Reply to the comment left by Jonathan Cocks at 06/07/2022 - 12:35Hi Jonathan The Home Insurer has taken on most of the landlord new business and renewals in the last 12-24 months. Please do visit our website and click on...
Read More →3rd May 2022, 4 years ago
Hi Roger If the fire claim is ongoing, then you will struggle to get a new insurer to take it on. Any further claims will potentially end up in contested liability - was the damage existing or prior? In these...
Read More →27th April 2022, 4 years ago
Thanks, Steve, really appreciate the endorsement and glad Doug was able to help!
Read More →Reply to comment left by Stephen Costello at 27/04/2022 - 11:42
Reply to the comment left by The Property Man at 27/04/2022 - 11:42Hi Steve Yes, please see here: https://thehomeinsurer.co.uk/about-the-home-insurer/ Let me know if anything I can assist with?
Read More →Showing 20 of 175 comments