All posts by Howard
Mortgages For Actors...
When you think of an actor who do you think of? Most would think of someone like Tom Cruise, Anna Friel or Brad Pitt.
If I told you that actors have a hard time getting a mortgage, would you believe me?
Precise – Limited Company BTL 75% LTV 5 year fixed at 3.54%...
For a limited period and to take advantage of the Stamp Duty holiday for properties under £500,00, Precise Mortgages has launched a new 5 year fixed rate Buy to Let mortgage for Limited Companies at 3.54%...
Stepping up further and offering a free basic single or joint...
For many years, Property118 and H D Consultants have worked very closely together. The Team at H D Consultants has provided experienced, qualified and fully insured mortgage, life cover and estate planning...
If you were a lender how would you look at a request for a holiday?
I had an Agreement in Principle (AIP) for a Client declined by Paragon yesterday due to credit issues, BUT the credit file is more or less a perfect score, no missed payments, long historical residency,
Stay safe and stay fit – Mind, Muscles and Money...
Keep your mind and body fit. We’re all very conscious of that, and so many of us now go out of our way to include a (socially distancing) walk, run, bike ride, even yoga and a daily dose of Joe Wicks...
We are prepared...
The team of advisers and staff at H D Consultants, long standing mortgage and insurance advisers to the Property118 community, already has a robust business continuity plan and contingency strategy in...
Shawbrook streamline and reduce BTL rates by up to 0.49%...
Specialist property lender Shawbrook Bank has streamlined its product portfolio and reduced rates by up to 0.49%. Their refreshed Buy to Let range boasts new benefits for your portfolio clients.
Rates...
Hodge Bank – Landlord BTL Portfolio Mortgages...
Hodge is a lender more associated to Residential or Equity Release mortgages, but has recently announced a Portfolio Buy-to-Let product for portfolio landlords, where the portfolio can be held under one...
BMS increase exposure limits to 5 properties...
As of the 12th August BM Solutions will finally be increasing the maximum number of Buy to Let mortgages with Lloyds Banking Group from 3 to 5.
Along with this change in criteria for the maximum number...
Innovative 10 year BTL and 15 year residential mortgages launched...
This week sees the launch of 15 year fixed rates for residential mortgages.
Launched by Virgin Money, this long term fixed rate is a great option for rate security against an uncertain backdrop, and clearly...
Landlords already planning Brexit war chest strategy...
With jitters that prices may drop, but still with plans to buy later this year (at reduced prices?), some of our landlords are now capital raising and releasing what they can based on the current (highest?)...
Free valuations with excellent BTL portfolio lender...
One of our excellent Buy to Let portfolio lenders, Fleet mortgages, has announced it is now offering free valuations on properties worth up to £500,000.
On top of this they have reduced the rental stress...
Now it’s a different beast...
“When something gets a bad name it’s difficult for matters to be reversed – whether it’s a school, a street or a pub!
That’s how a lot of people see Equity Release.
You may remember...
BTL Nectar Points with Sainsbury’s Bank!
Sainsbury’s bank has now added the Personal Touch Financial Services network to its list of Buy to Let Partners so they can be added to the list of options for Property118 members and readers.
When...
80% LTV for Trading Ltd co. Buy to Let...
Keystone Property Finance now have a very landlord friendly product and criteria range. In particular they will consider Trading Limited company applications (not just SPVs) for up to 80% Loan to Value...
Paragon release Limited edition BTL products...
Paragon have released a new range of Limited Edition Buy to Let mortgage products.
The first range is Portfolio products which are designed for professional landlords who own four or more mortgaged properties,
‘No End Date’ residential over 55s mortgage –...
This new product has been incredibly popular with property118 readers and they have sent us an update as of Tuesday 3rd July:
The maximum loan size has increased to £1 million
Maximum property value is...
Kensington introduces 85% LTV Buy to Let range...
Kensington have introduced a new Buy to Let range of 85% Loan to Value mortgages based on 2 and 5 year fixed rate terms.
2 year fixed rate options start at:
4.19% with a 1.5% completion fee that can be...
Virgin Money “expect to enter the specialist BTL portfolio...
Boosting confidence in the industry Virgin Money is to enter portfolio Buy to Let mortgage market this year.
Virgin Money announced: “Overall, we achieved a market share of gross lending of 3.3%...
Property118 partners nominated as best Buy to Let broker...
The Business Moneyfacts Awards are the largest finance awards ceremony in the UK and without doubt, one of the major highlights in the financial services industry calendar. These awards look to recognise...
BlueZest – new 85%LTV Buy to Let lender...
As from today, we have direct access to Blue Zest, the new lender offering 85% Loan to Value Buy to Let mortgages. (85% for London and the South East, 80% for the rest of the UK)
Blue Zest comment: “Our...