Ryan Stevens
Ryan Stevens
Registered with Property118.com
11th January 2024
Total Posts
0
Total Comments
438
Registered with Property118.com
11th January 2024
Total Posts
0
Total Comments
438
Reply to comment left by Mark Alexander at 26/10/2026 - 12:51
Reply to the comment left by Mark Alexander - Founder of Property118 at 26/10/2026 - 12:51Thanks Mark. Tracker funds and other passive investments generally offer a much better return on work and responsibility than BTL property. You can set them...
Read More →26th October 2026, 2 hours ago
If you had put the £100k in a S&P tracker for the last few years you would have made a lot more than 4%pa! AI suggests the returns would have been, for a lot less work and potentially a lot...
Read More →23rd October 2026, 3 days ago
"Any amount above that is covered by the contractor and not taxpayers." And he kept a straight face saying that? I imagine that Clearsprings are very much a for profit company and any money they pay out will be financed...
Read More →23rd October 2026, 3 days ago
Conventional wisdom has generally suggested that 99:1 might be a red rag to a bull for HMRC, but I have never known HMRC to challenge a partnership share in practice.
Read More →Reply to comment left by Ian Narbeth at 20/10/2026 - 10:55
Reply to the comment left by Ian Narbeth at 20/10/2026 - 10:55Possibly. But if it is borderline whether to keep the property or not and there is a risk that rent could go down, not up, then may as well...
Read More →Reply to comment left by Ian Narbeth at 20/10/2026 - 10:41
Reply to the comment left by Ian Narbeth at 20/10/2026 - 10:41It's all about risk v reward. Nowadays there is a lot of risk in being a landlord and increasingly lower reward. A landlord may be willing to keep a...
Read More →20th October 2026, 6 days ago
It says one-off transitional cost of up to £350 and additional annual costs of up to£115. Yet it also says "More than half (58%) expect it to take more than a working week, with more than one in 10 (13%)...
Read More →Reply to comment left by Ian Narbeth at 19/10/2026 - 16:33
Reply to the comment left by Ian Narbeth at 19/10/2026 - 16:33I am planning to sell anyway, everything just nudges the plan in the right direction and convinces me it is the right decision:-) I am now in the KISS...
Read More →Reply to comment left by Ian Narbeth at 19/10/2026 - 15:12
Reply to the comment left by Ian Narbeth at 19/10/2026 - 15:12It would be a commercial decision for me. I would be selling before the sh*te hit the fan and before prices dumped further, if the tribunals decide to make...
Read More →Reply to comment left by Reluctant Landlord at 19/10/2026 - 14:31
Reply to the comment left by Reluctant Landlord at 19/10/2026 - 14:31That's what I was suggesting.
Read More →Reply to comment left by Reluctant Landlord at 19/10/2026 - 14:07
Reply to the comment left by Reluctant Landlord at 19/10/2026 - 14:07I imagine that is what will happen going forwards.
Read More →16th October 2026, 1 week ago
Many landlords with higher income can be paying tax on property income even though they make a loss because they pay tax at 40% on the rental income BEFORE interest and only get 20% tax relief for the interest. The...
Read More →9th October 2026, 2 weeks ago
On Companies House you can have service addresses and certain directors/officers/PSCs can claim exemption from having to disclose their details. Landlords should be afforded the same protections. If not, why not????
Read More →8th October 2026, 3 weeks ago
Redacted addresses are pointless. It isn't rocket science to find someone's address from a surname and postcode or street name.
Read More →5th October 2026, 3 weeks ago
Why would they invest in BTL when they can probably make more money with less risk, tax, costs, stress and administration, by just investing in tracker funds?
Read More →Reply to comment left by [email protected] at 30/09/2026 - 16:30
Reply to the comment left by David at 16:30 The VAT on electricity is only 5% and only for 6 months, so hardly a worthwhile amount. It also has to be paid for by more taxes elsewhere.
Read More →30th September 2026, 4 weeks ago
How is the government going to afford all these initiatives? They are already having to borrow to pay the interest on the debt!
Read More →29th September 2026, 4 weeks ago
Also, whilst HMRC will generally not accept BTL as a trade they will accept it as a business.
Read More →Reply to comment left by Kate Manchester at 29/09/2026 - 10:04
Reply to the comment left by Kate Mellor at 29/09/2026 - 10:04Your accountant is talking nonsense, I have registered numerous clients as partnerships. You can have investment partnerships.
Read More →29th September 2026, 4 weeks ago
Prepare by forming a partnership where possible. Partnerships are exempt from Making Tax Difficult.
Read More →Showing 20 of 438 comments