Ryan Stevens

HMRC itself has regarded this as an unresolved guidance issue since at least 2024, so it is difficult to accept that thousands of advisers should somehow have known for years that the ordinary refinancing route definitely failed.

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Reply to the comment left by Fergus Wilson at 16:41 That was tongue in cheek. I agree we need some migrants, indeed, I am married to one. However, we do not need so many migrants. We have 9.11 million people...

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Reply to the comment left by Fergus Wilson at 19/08/2026 - 15:46Or possibly 4m less immigrants?

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Reply to the comment left by Markella Mikkelsen at 18/08/2026 - 11:15Per Chat GPT: Yes. There is a meaningful mechanism to contest these penalties on proportionality grounds, and it is considerably stronger than ordinary judicial review because the First-tier Tribunal...

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We should rename ourselves from landlords to something a bit more user friendly. If Labour can rename 'rent control' as 'rent stabilisation' I'm sure we can do the same.

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The elephant in the room is not being able to rent again for 12 months. Complete idiocy when there is a shortage of rental properties! I was trying to sell, but the market is bad, so I am deferring to...

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I hope they take into account whether taxpayers have taken action to avoid MTD by forming partnerships or limited companies. I bet they don't! This will leave many taxpayers who have been automatically registered battling to de-register! Hopefully they will...

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Reply to the comment left by Mark Alexander - Founder of Property118 at 13/08/2026 - 05:13Thanks Mark, you've obviously done your research, whereas I have not:-)

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I use AI to review agent T & Cs and tenancy agreements, and would probably use it if there is a dispute too. I also used it against loss adjusters. So it works both ways.

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Lendy offered 12%, supposedly asset backed, and that went down the pan. A friend of mine invested £250–300k in a similar investment and cannot get his money back, even though there were PGs. The problem is that the PGs were...

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Reply to the comment left by David Lawrenson at 11/08/2026 - 10:25Andy Pandy is far too busy with huge cost saving initiatives. I think he's saved the average Brit about £50 a year so far.... ACCA info may well be...

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Labour urged to regulate private rents

4th August 2026, 3 weeks ago

I would hardly describe a 2.5% gross return before expenses, combined with static or falling sale prices, as “supernormal returns”. If I could sell at a sensible price, I would. I would then put the proceeds into tracker funds: no...

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The market around London seems bad at the moment due to Iran war, interest rates, etc., so I am temporarily holding off selling in the hope that market rates will improve. However, whatever happens, I will want to be out...

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I suppose he has no time for screwing up the PRS now that he's doing his GCSEs.

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The expected figures are probably incorrect. Since 5/4/25 I've set many of my clients up in partnership or as companies, both outside the scope of MTD. I expect many decent advisors have done the same

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I assume that, as it is fair, impartial and binding, there is a similar right for landlords to be awarded up to £25k compensation.

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1. Always apply for a CCJ. The cost is minimal, it goes on the tenant's credit rating and you may even get paid. If not, you are potentially helping other landlords. 2. Always increase to market rent every year. Why...

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Reply to the comment left by Keith Wellburn at 23/06/2026 - 11:12I think it is highly unlikely that there will be a return to indexation. Labour needs all the tax it can get and evil landlords and other investors are...

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Most likely this is because landlords are having difficulty selling due to price drops, mortgage rate increases, etc, so are temporarily putting the idea of selling on hold. There may be more back on the market if prices stabilise, especially...

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The next hit will be when CGT rates are aligned with income tax rates. Best to sell before this happens, Asset prices are not likely to be going up materially any time soon and taxes and regulations will just keep...

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Ryan Stevens

Ryan Stevens


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11th January 2024

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