Ryan Stevens
Ryan Stevens
Registered with Property118.com
11th January 2024
Total Posts
0
Total Comments
363
Registered with Property118.com
11th January 2024
Total Posts
0
Total Comments
363
Reply to comment left by Ed Regent at 14/05/2026 - 12:35
Reply to the comment left by Ed Regent at 14/05/2026 - 12:35Indeed, I hold gold bullion, silver, ETFs and crypto as part of my investment portfolio. I wouldn't recommend them to everyone, but provided you are able to hold them...
Read More →13th May 2026, 2 days ago
Answer: sell your properties, pay the tax and get out of the PRS. There are much easier, more flexible, lower risk and lower administration investments available. Many come with the potential for better income and capital returns and lower taxation...
Read More →13th May 2026, 2 days ago
So presumably this means that HMRC will now accept that renting a property is a business/trade for tax purposes:, given that it is a business for licensing purposes:-D
Read More →8th May 2026, 1 week ago
The easier option is to sell up and avoid all the hassle. There are far better, less risky, less time consuming and more tax efficient investments.
Read More →8th May 2026, 1 week ago
Why would small landlords want to continue to own BTLs or purchase BTLs when it is so detrimental to their tax and financial position and they would be better off investing elsewhere. For example: The rental income BEFORE interest is...
Read More →7th May 2026, 1 week ago
"10% annual return on cash investments, without exposure to stock market volatility." sounds a bit unrealistic. OK, there may be no exposure to stock market volatility, but presumably there is some risk somewhere because a plain vanilla cash investment is...
Read More →Reply to comment left by Ryan Stevens at 05/05/2026 - 10:47
Reply to the comment left by Ryan Stevens at 05/05/2026 - 10:47The position is even worse for younger or higher income landlords. The rental income BEFORE interest is income that counts towards: 1. Student loan repayments 2. Income for Child...
Read More →5th May 2026, 1 week ago
It is difficult to make 10% in the London area. A house I have barely makes 2.5% BEFORE agent's fees and expenses. There isn't even growth at more than inflation at the moment. And of course CGT applies to inflation...
Read More →5th May 2026, 1 week ago
I'm selling up and releasing equity. BTL is no longer an attractive investment, I want low admin, low risk, low tax investments. Paying 50% tax as a 40% taxpayer on BTL profits is not very appealing! If my BTL makes...
Read More →30th April 2026, 2 weeks ago
I'll also be selling. I hear park benches have very low rent.
Read More →29th April 2026, 2 weeks ago
Nothing like a level playing field.
Read More →27th April 2026, 3 weeks ago
A lot of landlords will have given s21 notices now, so they are unlikely to appear as sales for several months.
Read More →23rd April 2026, 3 weeks ago
Decision made, all the new rules and regulations are increasing the amount of time spent on my small portfolio. Even though I use agents I am still at risk and still have to be involved. The answer? I am selling...
Read More →23rd April 2026, 3 weeks ago
I would agree. My version of simplicity is to sell up. I can then invest in other non-PRS investments, put cash into a family investment company, carry out long term estate planning, etc., without having to worry about any nonsense...
Read More →22nd April 2026, 3 weeks ago
The Government can urge and expect whatever it wants. I for one am selling up and want nothing more to do with the PRS.
Read More →22nd April 2026, 3 weeks ago
This sounds very much like a 'quick sale' company seeking leads/information.
Read More →Reply to comment left by Judith Wordsworth at 21/04/2026 - 10:01
Reply to the comment left by Judith Wordsworth at 21/04/2026 - 10:01"Hobby landlords" does not mean bad landlords, so the PRS will lose a number of properties where tenants have been perfectly happy, albeit there may have been minor infringements...
Read More →Reply to comment left by [email protected] at 15/04/2026 - 18:43
Reply to the comment left by Denise G at 15/04/2026 - 18:43I would make two points: 1. You say 'we', so I assume properties are jointly owned, in which case form a partnership. Partnerships are exempt from MTD ITSA. 2....
Read More →13th April 2026, 1 month ago
Why is "We’ve built a property management tool for small landlords?" a question?
Read More →13th April 2026, 1 month ago
I'm ready for 1/5/26 - I've issued s21 notices on my properties.
Read More →Showing 20 of 363 comments