Reply to the comment left by David at 16:30 The VAT on electricity is only 5% and only for 6 months, so hardly a worthwhile amount. It also has to be paid for by more taxes elsewhere.
Reply to the comment left by Kate Mellor at 29/09/2026 - 10:04Your accountant is talking nonsense, I have registered numerous clients as partnerships. You can have investment partnerships.
Why would someone want to BTL properties now? There are lots of risks and no real gains. In addition, if you buy personally, the rental profits BEFORE interest are added to your other income and can adversely affect your ability...
Unlikely to be particularly viable. If a UK company it is likely subject to UK corporation tax as a default. If a foreign company UK residential property income is likely subject to corporation tax, and all profits would be taxable...
I am probably getting less than 3%pa return after expenses and paying 60% tax due to only 20% tax relief on interest. The capital values are going down, not up, and likely to continue to go down due to high...
Reply to the comment left by Tim Peters at 09/09/2026 - 10:04Sadly, a professor cannot get the basics right. Self-employed cannot take dividends, only shareholders in (generally) small companies can do so, instead of or in addition to a salary....
With high interest rates on gilts mortgages are likely to get more expensive, along with more sellers due to RRA, etc., I would expect property prices to be on a downward spiral.
"....if the government decides to bring CGT rates in line with interest rates". I would be SOOOO happy. Interest rates are about 4-5%! Current CGT rates are somewhat higher:-D
Reply to the comment left by Judith Wordsworth at 09:27 Generally, this would be for married couples and property already held jointly, just not as a partnership, so CGT is not an issue.
The call is always for the government to do something (whilst Shelter does nothing practical). No it doesn't. The government has to do something - they did - RRA. Now landlords are selling, Result - higher rents. The government has...
60% tax for a 40% taxpayer (due to only 20% tax relief for interest) is a bit of a disincentive! Combine that with all the RRA and local authority regulations and potential for fines/criminal records, along with the threat of...
The easy route to avoid MTD, where available, is to set up a partnership. Partnerships and limited companies are exempt from MTD (and likely to remain so. I doubt if the government has the appetite for yet another round of...
HMRC itself has regarded this as an unresolved guidance issue since at least 2024, so it is difficult to accept that thousands of advisers should somehow have known for years that the ordinary refinancing route definitely failed.
Reply to the comment left by Fergus Wilson at 16:41 That was tongue in cheek. I agree we need some migrants, indeed, I am married to one. However, we do not need so many migrants. We have 9.11 million people...
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Reply to comment left by [email protected] at 30/09/2026 - 16:30
Reply to the comment left by David at 16:30 The VAT on electricity is only 5% and only for 6 months, so hardly a worthwhile amount. It also has to be paid for by more taxes elsewhere.
Read More →30th September 2026, 4 days ago
How is the government going to afford all these initiatives? They are already having to borrow to pay the interest on the debt!
Read More →29th September 2026, 5 days ago
Also, whilst HMRC will generally not accept BTL as a trade they will accept it as a business.
Read More →Reply to comment left by Kate Manchester at 29/09/2026 - 10:04
Reply to the comment left by Kate Mellor at 29/09/2026 - 10:04Your accountant is talking nonsense, I have registered numerous clients as partnerships. You can have investment partnerships.
Read More →29th September 2026, 5 days ago
Prepare by forming a partnership where possible. Partnerships are exempt from Making Tax Difficult.
Read More →Reply to comment left by Lou Valdini at 19/09/2026 - 14:58
It's great (for the government) that you have to pay tax, even if you make a loss after interest costs!
Read More →18th September 2026, 2 weeks ago
Why would someone want to BTL properties now? There are lots of risks and no real gains. In addition, if you buy personally, the rental profits BEFORE interest are added to your other income and can adversely affect your ability...
Read More →Reply to comment left by [email protected] at 10/09/2026 - 11:40
Unlikely to be particularly viable. If a UK company it is likely subject to UK corporation tax as a default. If a foreign company UK residential property income is likely subject to corporation tax, and all profits would be taxable...
Read More →10th September 2026, 3 weeks ago
I am probably getting less than 3%pa return after expenses and paying 60% tax due to only 20% tax relief on interest. The capital values are going down, not up, and likely to continue to go down due to high...
Read More →Reply to comment left by Tim Peters at 09/09/2026 - 10:04
Reply to the comment left by Tim Peters at 09/09/2026 - 10:04Sadly, a professor cannot get the basics right. Self-employed cannot take dividends, only shareholders in (generally) small companies can do so, instead of or in addition to a salary....
Read More →7th September 2026, 4 weeks ago
With high interest rates on gilts mortgages are likely to get more expensive, along with more sellers due to RRA, etc., I would expect property prices to be on a downward spiral.
Read More →7th September 2026, 4 weeks ago
Aside from anything else, there are potential tax issues if a property in a limited company is rented to a family member at leas than market rent.
Read More →1st September 2026, 1 month ago
It is not rocket science. What did the government think landlords would do if they have no visibility on income?
Read More →1st September 2026, 1 month ago
"....if the government decides to bring CGT rates in line with interest rates". I would be SOOOO happy. Interest rates are about 4-5%! Current CGT rates are somewhat higher:-D
Read More →Reply to comment left by Judith Wordsworth at 29/08/2026 - 09:27
Reply to the comment left by Judith Wordsworth at 09:27 Generally, this would be for married couples and property already held jointly, just not as a partnership, so CGT is not an issue.
Read More →27th August 2026, 1 month ago
The call is always for the government to do something (whilst Shelter does nothing practical). No it doesn't. The government has to do something - they did - RRA. Now landlords are selling, Result - higher rents. The government has...
Read More →26th August 2026, 1 month ago
60% tax for a 40% taxpayer (due to only 20% tax relief for interest) is a bit of a disincentive! Combine that with all the RRA and local authority regulations and potential for fines/criminal records, along with the threat of...
Read More →25th August 2026, 1 month ago
The easy route to avoid MTD, where available, is to set up a partnership. Partnerships and limited companies are exempt from MTD (and likely to remain so. I doubt if the government has the appetite for yet another round of...
Read More →21st August 2026, 1 month ago
HMRC itself has regarded this as an unresolved guidance issue since at least 2024, so it is difficult to accept that thousands of advisers should somehow have known for years that the ordinary refinancing route definitely failed.
Read More →Reply to comment left by Fergus Wilson at 19/08/2026 - 16:41
Reply to the comment left by Fergus Wilson at 16:41 That was tongue in cheek. I agree we need some migrants, indeed, I am married to one. However, we do not need so many migrants. We have 9.11 million people...
Read More →Showing 20 of 423 comments