Ryan Stevens
Ryan Stevens
Registered with Property118.com
11th January 2024
Total Posts
0
Total Comments
375
Registered with Property118.com
11th January 2024
Total Posts
0
Total Comments
375
4th June 2026, 10 hours ago
Kids going hungry to school? Hasn't the Government just been trumpeting about 10m Breakfast Club meals at schools? And the reason pensioners and others cannot afford to turn on the heating could be due to Government policies that ensure our...
Read More →Reply to comment left by Markella Mikkelsen at 04/06/2026 - 08:29
Reply to the comment left by Markella Mikkelsen at 04/06/2026 - 08:29And let's see what happens when the employer (tenant?) doesn't pay our salary (rent?) for months.
Read More →Reply to comment left by Reluctant Landlord at 03/06/2026 - 15:17
Reply to the comment left by Reluctant Landlord at 03/06/2026 - 15:17Applying their logic that renting is somehow employment income there would be no NIC after retirement age. But no doubt their (il)logic will change to ensue maximum NIC for...
Read More →3rd June 2026, 1 day ago
The decision nowadays is quite easy, especially having seen the levels of fines that now apply to minor transgressions and enthusiasm of councils to levy fines at every opportunity. Sell up and invest elsewhere!
Read More →3rd June 2026, 1 day ago
Perhaps these morons can explain how investing in property (and being unable to get full income tax relief for interest on loans used for that investment) is the same as being employed?
Read More →1st June 2026, 3 days ago
Surely a bit late. In order to monitor changes in behaviour, etc you need to know about the before and after, not just the after. Many landlords will have sold up before the RRA was enacted. I guess the monitoring...
Read More →21st May 2026, 2 weeks ago
Mine are mainly flats, so probably not do-able. In any event, why would I want to, unless it is going to increase the return on investment in the very short term (unlikely). I would rather sell, avoid all the risk...
Read More →20th May 2026, 2 weeks ago
This is only one of hundreds of hassles. I'm sure governments of all persuasions will be adding more hassles - tenants get carrots, landlords get £7000 sticks. I am/will be selling.
Read More →20th May 2026, 2 weeks ago
I don't think so, I'll be selling mine before the new rules come in. Who needs the hassle for something that may or may not happen.
Read More →19th May 2026, 2 weeks ago
Yes, I have raised it several times. MTD ITSA also does not apply to companies. The likelihood is that partnerships will not be in MTD ITSA for some years.
Read More →19th May 2026, 2 weeks ago
All part of reducing bureaucracy:-) Nothing like a light touch government (and this is nothing like it). Luckily MTD ITSA is currently easily avoided by setting up a partnership (or, in some cases, a company eg self-employed transferred to company).
Read More →Reply to comment left by Suzana Urlich at 17/05/2026 - 08:38
Reply to the comment left by Suzana Urlich at 17/05/2026 - 08:38Selling at the moment is very difficult due to Iran, interest rates and the rush for the exit by many landlords. Hence it may take a while to get...
Read More →Reply to comment left by Ed Regent at 14/05/2026 - 12:35
Reply to the comment left by Ed Regent at 14/05/2026 - 12:35Indeed, I hold gold bullion, silver, ETFs and crypto as part of my investment portfolio. I wouldn't recommend them to everyone, but provided you are able to hold them...
Read More →13th May 2026, 3 weeks ago
Answer: sell your properties, pay the tax and get out of the PRS. There are much easier, more flexible, lower risk and lower administration investments available. Many come with the potential for better income and capital returns and lower taxation...
Read More →13th May 2026, 3 weeks ago
So presumably this means that HMRC will now accept that renting a property is a business/trade for tax purposes:, given that it is a business for licensing purposes:-D
Read More →8th May 2026, 4 weeks ago
The easier option is to sell up and avoid all the hassle. There are far better, less risky, less time consuming and more tax efficient investments.
Read More →8th May 2026, 4 weeks ago
Why would small landlords want to continue to own BTLs or purchase BTLs when it is so detrimental to their tax and financial position and they would be better off investing elsewhere. For example: The rental income BEFORE interest is...
Read More →7th May 2026, 4 weeks ago
"10% annual return on cash investments, without exposure to stock market volatility." sounds a bit unrealistic. OK, there may be no exposure to stock market volatility, but presumably there is some risk somewhere because a plain vanilla cash investment is...
Read More →Reply to comment left by Ryan Stevens at 05/05/2026 - 10:47
Reply to the comment left by Ryan Stevens at 05/05/2026 - 10:47The position is even worse for younger or higher income landlords. The rental income BEFORE interest is income that counts towards: 1. Student loan repayments 2. Income for Child...
Read More →5th May 2026, 1 month ago
It is difficult to make 10% in the London area. A house I have barely makes 2.5% BEFORE agent's fees and expenses. There isn't even growth at more than inflation at the moment. And of course CGT applies to inflation...
Read More →Showing 20 of 375 comments