Two very popular questions on Landlord Facebook groups
Two very popular questions on Landlord Facebook groups at the moment are:
QUESTION 1:
Has anybody got a good CGT calculator?
QUESTION 2:
Where are landlords investing their surplus cash after selling their rental properties?
My stock answer to these questions is: HMRC has the best free online CGT calculators. Book a free 30-minute meeting with Property118, and we will share a link to the most appropriate HMRC CGT calculator for your purposes. We will also explain how landlords are getting a 10% annual return on cash investments, without exposure to stock market volatility.
It amazes me how many people respond to say that they’ve built a CGT calculator on ChatGPT or give a very basic (often flawed) explanation of how to calculate CGT.
What I also find shocking is the number of comments from people suggesting Gold, ETFs and other volatile investment classes. Even more shocking to me is those who still use this as an opportunity to promote cryptocurrencies.
My experience is that landlords want to understand returns, tax outcomes, risk, and to avoid volatility around value. Above all, they are looking for direction and clarity.
Enquire about a free initial discussion with a Property118 consultant
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Member Since January 2024 - Comments: 362
12:03 PM, 7th May 2026, About 7 days ago
“10% annual return on cash investments, without exposure to stock market volatility.” sounds a bit unrealistic.
OK, there may be no exposure to stock market volatility, but presumably there is some risk somewhere because a plain vanilla cash investment is very unlikely to have a consistent 10% annual return.
Member Since May 2017 - Comments: 773
1:48 PM, 7th May 2026, About 7 days ago
Reply to the comment left by Ryan Stevens at 07/05/2026 – 12:03
A 10% return will definitely involve risk