Who is responsible for flat damage?
9:33 AM, 5th September 2022, 4 years ago
13
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Hello everyone, A tenant went on holiday for a month, came back and her flat had been robbed.
Thieves had damaged the windows and wooden flooring, made a mess elsewhere so a deep clean will be needed.
She claims it’s my responsibility to make all good again and organise a clean and fix the windows.
Is that right??
Thank you,
Steven
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Member Since August 2016 - Comments: 508
1:49 PM, 5th September 2022, About 4 years ago
Look at Contract between you and T. Suspect unlikely T is liable?
Look at Insurance for your own escape and remedy.
Unless otherwise provided, down to you?
Member Since June 2021 - Comments: 80
3:26 PM, 5th September 2022, About 4 years ago
Reply to the comment left by SteveoA at 05/09/2022 – 11:11
That’s why you have landlord insurance for that one time when your flat is broken into. Think about car insurance, you never have a crash, but you have it anyway (although it is a legal requirement). Did your tenant tell you she was going away for over a month? My ground floor flats all have timers with radio and lights that come on a various times of the day and night so people think someone is in. Its a simple and cheap option. You don’t have insurance, so yet the cost is yours
Member Since July 2013 - Comments: 1266 - Articles: 1
8:50 AM, 10th September 2022, About 4 years ago
A flat will be insured by the freeholder, get in touch with them. It won’t take long – since you have to do the repairs anyway (yes it is your responsibility, why would you think it is the tenant’s if you are an experienced landlord?) most insurers will pay out on invoices and it doesn’t take long. You have a crime number? Sometimes freeholders can be awkward especially if flat-owner owned but if so apply direct to the insurance company