Update with Some success

Update with Some success

11:13 AM, 15th August 2018, About 3 years ago 43

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Some may remember my problem with a tenant owing approx. £4k in rent arrears.

I served the s8 notice and then just as I, via a solicitor as unsure, submitted the court papers I got 4 days notice from her that she was leaving and for me to be there or she would shut the door and throw away the keys.

Well she vacated, leaving trashed carpets, filthy cooker, broken window and unwanted rubbish etc.

Last Wednesday she emailed me to say she had got £3k from a loan shark and would pay me this as long as I would take this as an end of her rental arrears.

I decided that this would at least give some of the arrears, leaving £566 outstanding, but none of the legal/court/interest owing. She didn’t show for the first appointment citing she had something important come up but, surprisingly, did for the 2nd…. with the money in cash. I gave her a receipt which stated that this was for the rental arrears and verbally stated that too.

I then received an email from her saying she was glad this was finalized and that I should remember this for references. I replied that whilst this money cleared her rental arrears this did not clear the court fees/legal costs etc amounting to approx. £1,400.

I got an email back saying I was shameless expecting her to repay these monies, that as she expected me “to wake up” she recorded the meeting and I could see her in court as she wasn’t going to give me another penny and she was going to change her email.

Luckily I have managed to trace her guarantor so have an avenue, also the s8 court hearing on the 2nd September.

She is being chased by at least 4 companies for monies owing, but she is off to Kingston University in October to do a mental health nursing degree with student finance paying her £12k pa in a mix of loan and non-repayable grants, plus fees loan which she has no intention of ever repaying as she says she will be off back to Zimbabwe.

Wonderful isn’t it.

Judith



Comments

by Paul Shears

20:58 PM, 16th August 2018, About 3 years ago

Reply to the comment left by Paul Shears at 16/08/2018 - 20:51The judge released some names and details into the public domain after their lawyer neglected to request that they be held out of the media. That's how I found out another piece of a still incomplete puzzle.
From my interaction, it was obvious that the education system consists of one sided local propaganda.
There is a vast gulf between two cultures here and many, both white and those of local origin in that country, are suffering at multiple levels.

by DALE ROBERTS

21:11 PM, 16th August 2018, About 3 years ago

Reply to the comment left by Paul Shears at 16/08/2018 - 20:58My rogue tenant is Nigerian born (black) but had UK citizenship granted to her in 2013. The whole family now lives in the UK including mother, siblings and partner. None of them work and all are benefits recipients. In fact the tenant crammed partner, brother and sister into my 2 bed unit although she was the only tenant named on the lease. I only discovered this and that she was on benefits during her 8 month refusal to pay rent whilst my eviction process lurched through the courts. Her housing benefits alone was GBP1400 per month. She knew exactly how to manipulate the system in her favour. And her first act of sabotage was to refuse all access to the unit by changing the locks. It's no wonder the UK is a prime refugee destination.

by Paul Shears

21:34 PM, 16th August 2018, About 3 years ago

Reply to the comment left by DALE ROBERTS at 16/08/2018 - 21:11WOW! My heart goes out to you.
I have never been quite so unfortunate.
A combination of the greatest of human tragedies and incompatible cultures with yourself an innocent victim.
I did have a potential tenant apply to join a house share which, for various reasons, is very attractive in the local market. When, on meeting myself, she realised how much due diligence she would have to go through to stand any chance of becoming a tenant, she withdrew her application.
She too was from Nigeria.
I then did some internet investigation out of interest and she seemed to have appeared out of thin air a few years ago, had some rather odd address information recorded in the public domain and worked as an "agency" nurse for the NHS.
To this day, I have the distinct feeling that there might have been problems.

by user_17131

21:57 PM, 16th August 2018, About 3 years ago

Obfuscated Data

by DALE ROBERTS

22:02 PM, 16th August 2018, About 3 years ago

Reply to the comment left by Paul Shears at 16/08/2018 - 21:34Add the unregulated property industry to the mix and an offshore BTL investor like myself and you will find my experience is not that unusual. It keeps Paul Shamplina busy! This tenant was placed in my unit without my approval (I had actually signed a lease for a corporate client with the agency) and only discovered a few months into the lease that I had this unknown tenant in situ. The UK stipulates that the landlord is responsible for the actions of the managing agent (no matter how rogue they may be) so the tenant claimed her right to remain in possession notwithstanding the fact that the lease was fraudulent and signed by persons unkown to us. It was along and horrible process to evict her, it resulted in almost GBP20 000 in rental arrears, the unit was completely trashed and as she was advised by the Council to await the Bailiffs she got an extra 8 months of free accommodation. I learnt that the UK is particularly discriminatory against landlords and undermines their rights to the extent that a tenant is permitted to deliberately thieve from you, ruin your property and walk away without accountability. There is no other industry where this would be allowed.
I am busy disinvesting as a result of this.

by Jay James

18:55 PM, 17th August 2018, About 3 years ago

Reply to the comment left by Paul Shears at 16/08/2018 - 20:51and there was me hoping the UK would tighten up immigration. Clearly we have not. It bugs me that certain people from certain countries(eg some zimbabwe citizens but not native zimbabwe citizens ) can enter the UK willy nilly to live. It also bugs me that where people are here illegally, they are still here. (I wonder if the lady in the case you mention was let off because she is filling a current need for the UK)

by Jay James

19:07 PM, 17th August 2018, About 3 years ago

Reply to the comment left by DALE ROBERTS at 16/08/2018 - 21:11
The kind of situation you outlined really bugs me. I have come across many examples of the like (not least on Property 118). I know many white people who do just as you have described (thru social contacts as well as my time for DWP) However, I don't give two hoots whether such people are from the Uk or are immigrants - they are all dirtbags

by user_17131

20:20 PM, 17th August 2018, About 3 years ago

Obfuscated Data

by DALE ROBERTS

15:12 PM, 18th August 2018, About 3 years ago

Reply to the comment left by Jay James at 17/08/2018 - 18:55
What need? .. Apart from being a social parasite living off the UK taxpayers? Neither she not any of her family work. They are all on benefits. And those benefits, at the expense of bona fide UK taxpayers, were sufficient for her to afford paying a GBP1700 monthly rental in a GBP5000 000 fully furnished, upmarket apartment overlooking the Thames. There is a reason the UK is the preferred destination for immigrants. Not only are they given preferential treatment regarding benefit payouts but the system protects them. And this applies whether you are born in the UK or not - the system encourages and rewards rogues. Otherwise the number of benefit cheats would not keep on increasing.

by Jay James

18:18 PM, 18th August 2018, About 3 years ago

Reply to the comment left by DALE ROBERTS at 18/08/2018 - 15:12Dale, I think our views on this may be very similar.
I refer to the possible (hence I said wonder) need of NHS being short staffed (that's why they use agencies).
Just because I feel particularly strongly against the way immigration is handled, I do not conflate immigration with benefits cheating (as I think some on here are doing).
Point to remember: a number of white immigrants from some former colonies are not treated as benefits cheats (in the UK) despite not being British, whereas the non-whites from the same countries are treated as such in the UK. This contributes in part to us seing non-white faces in main media as foreign benefits cheats.
Despite these views, I suspect that my view of anti-immigration is a lot stronger than yours.

Ditto for benefits cheating.

Ditto for rent cheating which is a third issue not to be conflated (just sometimes linked) with benefits.


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