Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at email@example.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at firstname.lastname@example.org, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
|Name of Cookie
||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
|Name of Cookie
||First / Third Party
|__utma, __utmb, __utmc, __utmt, __utmz
||Helps to understand how their visitors engage with our website
||Helps to understand how their visitors engage with our website
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
2:15 AM, 19th June 2013, About 10 years ago
Who cares about impoverished tenants; what about the impoverished LL!?
HB tenants will use LL for a free loan as they know it could take 9 months to evict them.
The logic of these benefit reductions is to cause HB tenants to exit expensive cities;
that is as it should be, we need inactive HB tenants to be economically cleansed to cheaper areas.
This will cause problems for LL in expensive areas.
They should start removing these tenants as they will be knocked by these tenants who will not pay rent and have nothing left of their other benefits after the benefit cap.
They will choose their fags and booze over paying rent and to hell with the consequences!!
LL have to work out for each of their tenanted properties if £500 pw would cover the monthly rent and whether a family in a 4 bed property would be prepared to live on £1000 pm if rent ws £1000 pm.
I doubt it and so the LL will be knocked!
16:57 PM, 19th June 2013, About 10 years ago
interesting piece and timely - I was asked to talk at the Chartered Institute of Housing today on the subject of the Bedroom Tax. To clarify, this only impacts directly tenants in Social housing in receipt of housing benefit. But as a result we may see more being pushed into the private sector (which will do nothing to bring down the housing benefit bill) or into arrears (which won't help the finances of the housing associations expected to provide more social housing to the needy). It may also have the effect of killing two birds with one stone - as single people on HB under 35 only get the room rate, and no longer qualify for a whole property, families and individuals with a spare room may choose to take in a lodger to mitigate the effects of the bedroom tax, and also help to provide much needed accommodation to those single people.
Unfortunately Paul Barrett's comments were not particularly helpful, nor did they shed a good light on the landlord community. There are plenty of landlords who'd like to provide rooms and homes for tenants in need, but unfortunately the system as it stands is not encouraging them to do so. Remember though, that 4/5 recipients of housing benefit is in work, not unemployed, and it's mainly through employers not paying a living wage that the government is forced to supplement their housing costs.
Paul's suggestion that clearing the poor out of cities will cause massive social upheaval and harm, and leave us with segregated communities with massively worse life expectations for those currently not wealthy enough to own their own homes. It will certainly make us all the poorer too. Is this the future you'd like to see in Britain?
17:10 PM, 19th June 2013, About 10 years ago
I thought the 'bedroom tax' only applied to Social Tenants and that the rent cap set under the LHA had been in existence for more than 2 years.
Surely private sector landlords have already been working with the lower HB limits for quite a while.
Admittedly the idea of some tenants being handed a months money and then distributing it appropriately is a bit scary but the current system has been horrendous from a money management point of view. Some income received weekly, some fortnightly, some monthly and some every 4 weeks.
17:24 PM, 19th June 2013, About 10 years ago
Jo; you are of course correct about BT only applying to social housing.
The benefit cap applies to ALL rental accommodation.
BT does NOT concern a private tenant but they will be massively affected by the benefit cap and so will the LL.
LL who receive more than £50 pw of HB will have big problems; those who receive less than £500 will have big problems.
How much is tenant with a family prepared to pay in rent if they are restricted in total benefit receipts to £2188.99 per month!?
I reckon these people will economically cleanse themselves to cheaper areas leaving LL with expensive former HB properties high and dry!
17:33 PM, 19th June 2013, About 10 years ago
There is NOTHING wrong with clearing the poor out of cities; they can always get a job and stay!!
No HB tenants will have to make the same choices as people NOT on HB have always had to make.
We had to move out of expensive cities and move to affordable areas and then COMMUTE!
Well NOW the HB claimants are having to do the same thing......................................................................................welcome to the real world!!!
These economically cleansed HB tenants can create communites where they go to..
The only reason they have the communities where they have been is because of benefits.
Well NOW benefits; just like wages are being reduced and they will have to live within their new means; and about time too.
Nobody is stopping these HB claimants getting jobs and if they have jobs but can't afford a city life...................tough; they'll have to move; just like I had to!!
10:04 AM, 20th June 2013, About 10 years ago
Just to reiterate - 4 out of 5 HB claimants HAVE jobs, they're just not PAID enough to live on - which is why they're being subsidized.
I find the talk of 'economic cleansing' very disturbing. Paris banlieues are the equivalent of what you're suggesting. One of London's strengths is that rich and poor live next door. In Paris, the poor are banished to the outer suburbs where they stew until they riot and set fire to cars - or is that ok because your car won't be parked anywhere near where they live?
17:12 PM, 20th June 2013, About 10 years ago
No all the poor will be sent up North so we won't have to concern ourselves with the likes of them in London.
Why do you seem to think that people who need HB to remain resident in cities should be kept in such style and yet I had to move out to a cheaper area as I didn't have an HB to support my lifestyle.
You might wish to live next to a HB claimants; I don't!!
I also don't want to pay for them.
As we have; to at least they should go to cheaper areas that they can afford.
People on benefit should be in the same position as non-HB claimants as far as where they choose to live caused by their domestic circumstances.
Get rid of them to cheaper areas and this will save govt fortunes in HB payments.
People who are not on benefit are forced by economic circumstances to economically self cleanse them selves from expensive areas; that is what I had to do!
Benefit claimants will now be subject to the same economic pressures.....................should have happened about 40 years ago.
At last they will be got rid of to cheaper areas.
We cannot have rich and poor people living cheek by jowl; the country cannot and does not want to afford it.
Of course it is a shame that our cities are becoming too expensive for poor tenants.
the solution is to build millions of subsidised accommodation..........................................they used to be called council housing!!
This will not and is NOT being done.
Unfortunately this means poorer people will have to move out irrespective of any social consequences.
Benefit claimants of all types will now be forced by economic imperatives to MOVE!
They should NOT be excluded from having to make the same domestic financial decisions as everyone else NOT on benefits.
I don't care if most of these claimants are working; they should still be subject to the same decision making process as non-benefit claimants.
To benefit claimants I say the gravy train is over................welcome to the real world which the rest of us have been inhabiting for over 40 years.