Tag: UK Landlords

Rent Guarantee Insurance – Does It Really Work for Landlords?

Author: Mark Alexander

27th January 2026, 8 months ago | 0

Tenant default is one of the biggest risks for landlords. Even with strong referencing, job losses, illness, or disputes can...

Warm Homes Plan raises the stakes for DIY landlords

Author: Property118.com Landlord News Team

26th January 2026, 8 months ago | 4

The government’s push to tighten EPC standards in the private rented sector is set to intensify pressure on DIY landlords,...

Autumn Budget dents landlord confidence but buy to let activity continues

Author: Property118.com Landlord News Team

23rd January 2026, 8 months ago | 0

Four in 10 landlords say they feel negative about the outlook for their buy to let businesses following the Autumn...

Employers’ Liability for Landlords – When You Need It

Author: Mark Alexander

20th January 2026, 8 months ago | 0

Most landlords understand public liability, but fewer appreciate when the law requires employers’ liability (EL). If you directly employ anyone...

Landlord Liability Insurance – What Every Landlord Should Know

Author: Mark Alexander

13th January 2026, 8 months ago | 0

When landlords think of insurance, they often focus on buildings and contents. Yet liability insurance can be even more important....

Why professional landlords still see opportunity despite tougher rules – Leaders

Author: Property118.com Landlord News Team

8th January 2026, 8 months ago | 3

Despite ever-growing stories about landlords in the private rented sector quitting in the face of higher costs and growing legislation,...

Underinsurance and the Average Clause – Avoiding Reduced Payouts

Author: Mark Alexander

6th January 2026, 8 months ago | 0

Underinsurance is one of the most expensive mistakes a landlord can make. If your sum insured is too low, insurers...

Two-thirds of landlords plan to invest despite Budget concerns

Author: Property118.com Landlord News Team

5th January 2026, 8 months ago | 2

Two-thirds of the UK’s landlords are still planning to invest in the PRS this year, even as uncertainty over tax...

Anti-landlord policy U-turns abroad spark warnings for the UK

Author: Property118.com Landlord News Team

31st December 2025, 8 months ago | 10

New Zealand and Portugal have U-turned on rental rules after stricter laws triggered huge landlord exits, prompting calls from experts...

Non-Disclosure and Misrepresentation – Why Insurers Decline Claims

Author: Mark Alexander

30th December 2025, 8 months ago | 0

One of the most frustrating experiences for landlords is having an insurance claim declined. In many cases, the reason is...

Illegal Activity by Tenants – Are You Covered?

Author: Mark Alexander

23rd December 2025, 9 months ago | 2

One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...

Flood Risk and Landlord Insurance – What You Need to Know

Author: Mark Alexander

16th December 2025, 9 months ago | 0

Flooding is one of the fastest-growing risks for UK landlords. Climate change, heavier rainfall, and overloaded drainage systems mean more...

NRLA warns that landlords can’t afford EPC upgrades

Author: Property118.com Landlord News Team

12th December 2025, 9 months ago | 2

Landlords can’t afford to pay for the proposed EPC rental property upgrades because they don’t earn enough in rent, the...

Subsidence and ground movement – What landlords need to know

Author: Mark Alexander

9th December 2025, 9 months ago | 1

Subsidence is one of the most disruptive and time-consuming perils a landlord can face. Unlike a burst pipe or storm...

Incorporation surge gathers pace as landlords brace for tax overhaul

Author: Property118.com Landlord News Team

3rd December 2025, 9 months ago | 0

Landlords are accelerating the shift towards limited company ownership as fresh tax pressures and rising compliance costs reshape the private...

New Builds vs Older Properties – Landlord Insurance Considerations

Author: Mark Alexander

2nd December 2025, 9 months ago | 0

Not all rental properties are created equal in the eyes of insurers. New builds and older properties carry very different...

Unoccupied rental properties – What insurance covers

Author: Mark Alexander

25th November 2025, 10 months ago | 0

Every landlord experiences voids from time to time, but few realise how quickly insurance cover changes when a property is...

Landlords offered a free Renters’ Rights Act health check

Author: Property118.com Landlord News Team

24th November 2025, 10 months ago | 0

Landlords are being advised to get ahead of the Renters’ Rights Act, with one leading letting agency warning that the...

Mystic Mortar Landlord Horoscope – 21 Nov 2025

Author: Property118.com Landlord News Team

21st November 2025, 10 months ago | 0

Mystic Mortar’s Landlord Horoscope Edition: Friday 21 November 2025 Welcome, star-gazers and key-holders, to a week where the stars draw...

Holiday Lets and Airbnb – What’s Covered and What’s Not

Author: Mark Alexander

18th November 2025, 10 months ago | 0

Short-let properties are not the same as standard buy-to-lets from an insurer’s point of view. Higher guest turnover, longer unoccupied...

Mystic Mortar Landlord Horoscope 14 Nov 2025

Author: Property118.com Landlord News Team

14th November 2025, 10 months ago | 0

Mystic Mortar’s Landlord Horoscope Edition: Friday 14 November 2025 Welcome, star-gazers and key-holders, to a week where the stars weave...