Two-thirds of landlords plan to invest despite Budget concerns

Two-thirds of the UK’s landlords are still planning to invest in the PRS this year, even as uncertainty over tax and costs weighs on confidence, a new survey reveals.

Lendlord’s latest research reveals that 66% of landlords intend to acquire, refinance or refurbish properties in 2026.

Acquisition tops the list of planned actions, with 23% expecting to buy more rental homes over the next 12 months.

Many landlords say they remain committed to buy and hold strategies too, with 58% naming it as their primary approach for 2026.

More scrutiny of costs

The firm’s chief executive and co-founder, Aviram Shahar, said: “While the Budget has increased scrutiny around costs, tax and ownership structure, our latest survey shows that many landlords remain focused on growth and active portfolio management.

“They are adapting their approach rather than stepping back.”

He added: “The data also highlights that confidence in the market is clearly divided, with some landlords opting for a cautious approach and others perceiving opportunity.

“That balance is significant when brokers and lenders are supporting funding and investment decisions going into 2026.”

Landlords to pause investment

However, a sizeable share of respondents plans to sell assets or pause further investment, reflecting the pressure of rising costs and changes to property income and dividend tax.

Confidence in the PRS is split with Lendlord finding that 45% feel very confident about the future, while 43% are very concerned.

The study also confirms increased scrutiny of rent levels and ownership structures as they look to mitigate tax changes.

Some landlords are reassessing whether limited company vehicles offer better long-term value.

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