Tag: mortgage

Research into BTL mortgage arrears – University of York

Author: Alison Wallace

7th November 2013, 13 years ago | 16

I head up an independent and experienced team of researchers at the Centre for Housing Policy at the University of...

HMO Internal locks ‘deal breaker’?

Author: Readers Question

7th November 2013, 13 years ago | 15

I’m at the point of exchange on an HMO licensed 5 bed house, currently let to students. I received a...

Consent to Let – Should I tell my residential lender I am now letting the property?

Author: Neil Patterson

6th November 2013, 13 years ago | 0

“Should I obtain consent to let” has been a very common question over the years asked by both accidental landlords...

Tax Treatment of Equity Loans for Buy to Let Landlords

Author: Mark Alexander

4th November 2013, 13 years ago | 0

I have been posting on numerous forums about the introduction of equity loans into the UK buy to let mortgage...

Equity finance for buy to let landlords

Author: Mark Alexander

1st November 2013, 13 years ago | 0

In this article I will explain the fundamental difference between equity finance for buy to let landlords and traditional buy...

Venture Capital for Buy to Let Landlords

Author: Mark Alexander

31st October 2013, 13 years ago | 0

Until now it has not been possible for private landlords to access venture capital but times are changing. Historically the...

BTL Second Charge Mortgages / No Monthly Payments

Author: Mark Alexander

30th October 2013, 13 years ago | 145

No this is NOT a wind up, it’s 100% genuine and is important that you know how it works so...

Shared Appreciation Mortgages for Buy to Let Landlords

Author: Mark Alexander

30th October 2013, 13 years ago | 0

A radical shared appreciation mortgage product for buy to let landlords is soon to be launched. The detailed criteria is...

Buy to Let Mortgage products and market update – essential reading

Author: Neil Patterson

29th October 2013, 13 years ago | 17

Having just updated the Buy to Let mortgage products on our own in house Buy to Let Mortgage sourcing system...

West Bromwich Tracker Rate Mortgages Legal Action Group

Author: Mark Alexander

29th October 2013, 13 years ago | 0

Nearly 1,000 people have registered an interest in the Class Action groups challenging the legality of the increases to tracker...

Tracker Rate Class Actions Updates

Author: Mark Alexander

28th October 2013, 13 years ago | 0

Over 1,000 people have registered an interest in the Class Action groups challenging the legality of the increases to tracker...

Calling all Wikipedians

Author: Mark Alexander

23rd October 2013, 13 years ago | 0

Neither Property118 nor myself have a page on Wikipedia and that makes me 🙁 Can you help? I understand that...

Home mover statistics which are a real eye opener

Author: Mark Alexander

17th October 2013, 13 years ago | 2

When we first published this info-graphic article we were blown away by the response and positive comments on Twitter. Who...

ONS report record average house price now £247,000

Author: Property118.com Landlord News Team

16th October 2013, 13 years ago | 3

The Office of National Statistics (ONS) have reported the average house price in Britain is now £247,000. This figure reported...

Record levels of Bridging Finance used by Landlords

Author: Property118.com Landlord News Team

16th October 2013, 13 years ago | 0

In the last year Landlords borrowed £640 million on Bridging finance for the purposes of Buy to Let. The use...

Rent to Rent Discussed on Radio 4 today in the next few minutes!

Author: Property118.com Landlord News Team

16th October 2013, 13 years ago | 9

This Broadcast was meant to be last Wednesday but is instead being run today  between 12pm-1pm. Paul Shamplina, Founder of...

Expat couple looking for advice investing in London

Author: Readers Question

15th October 2013, 13 years ago | 12

First off, great site! As a wannabe investor/landlord for several years, I’ve been a keen follower of this and similar...

Development finance using Equity instead of Liquid Cash

Author: Howard

11th October 2013, 13 years ago | 1

I have an example of how the commercial market is changing. Some lenders are now taking a risked based view...

Why Aren’t We More Worried About Withdrawal of Benefits?

Author: Readers Question

11th October 2013, 13 years ago | 14

I am interested that I can’t see any response to, or comment about, George Osborne’s announcement last week to withdraw...

Contra proferentem mortgage conditions

Author: Mark Alexander

9th October 2013, 13 years ago | 49

Unless you are a qualified contracts lawyer who has also studied Latin you will probably not have a clue as...

Financial Advice – how do you pick an adviser?

Author: Mark Alexander

8th October 2013, 13 years ago | 15

All landlords require financial advice from time to time, I’ve listed some of the many reasons below. My question to...