Tag: mortgage

Is he a landlord?

Author: Readers Question

28th April 2013, 13 years ago | 4

My partner’s ex-wife & their son reside in the ex-marital home, courtesy of the divorce agreement. She is required to...

Low value buy to let mortgages

Author: Readers Question

28th April 2013, 13 years ago | 7

I am absolutely amazed that in this current economic climate with the government making people down size to smaller homes...

Holiday Lets purchased using commercial finance on the increase

Author: Neil Patterson

26th April 2013, 13 years ago | 1

Members of The National Association of Commercial Finance Brokers (NACFB) have reported a steady increase in Holiday lets being purchased...

Insolvency compensation rules for deposit and mortgages

Author: Readers Question

20th April 2013, 13 years ago | 3

What are the compensation rules when a customer has both deposits (over £85,000) and an outstanding mortgage with the same...

Newbie property investor seeks advice

Author: Readers Question

19th April 2013, 13 years ago | 22

I am just getting started off in the property game and my ambition it to set up a small portfolio...

Globrix & findaproperty – advice to letting agents

Author: Mark Alexander

15th April 2013, 13 years ago | 1

Letting Agents using the Globrix and findaproperty logo’s on their websites might wish to consider updating their logo’s. The firms...

Barclays Offset mortgage customers – TAKE HEED!

Author: Mark Alexander

15th April 2013, 13 years ago | 42

Around 1 million Woolwich and Barclays Offset customers are to be affected by the changes to their offset reserve accounts. I...

Debt Collection for Landlords “No Win No Fee”

Author: Mark Alexander

13th April 2013, 13 years ago | 5

I have negotiated a “No Win No Fee” debt collection service for landlords. It constantly amazes me how many landlords...

The Best Property Forum in the UK – NLA Survey

Author: Mark Alexander

6th April 2013, 13 years ago | 2

The National Landlord Association are carrying out an online survey of landlords asking which is the best property forum. You...

Will I have to pay tax on rental income or not?

Author: Readers Question

6th April 2013, 13 years ago | 4

I am currently looking to buy a (probably) new property for the sole purposes of letting it out. I currently...

Property swap and tax treatment of peppercorn rents

Author: Readers Question

5th April 2013, 13 years ago | 3

UK Tax and Working Tax Credit question regarding Peppercorn Rent and Rental Property Swap. The lady that I employ part time as...

Can I see your waste carriers licence please Mr Landlord?

Author: Glenn Ackroyd

4th April 2013, 13 years ago | 14

Did you know that if you carry waste in the course of your business (property letting) for profit, then you...

The 2013 buy to let goldrush

Author: Mark Alexander

2nd April 2013, 13 years ago | 13

I have had a ‘gut feeling’ that the property market would turn in 2013 for at least four years, however,...

Missed Second Charge. How to get it removed?

Author: Readers Question

2nd April 2013, 13 years ago | 8

We purchased a property in March 2008 from a rather devious lady who didn’t let on about an impending second...

Kirit Lakhani of My Happy Move Leicester

Author: Property118.com Landlord News Team

2nd April 2013, 13 years ago | 0

Kirit Lakhani of My Happy Move Leicester I am a property professional who is also a Mortgage Adviser and I...

Awaiting FSA second response to Bank of Ireland differential increase

Author: Neil Patterson

30th March 2013, 13 years ago | 9

Martin Wheatley the current head of conduct at the Financial Services Authority (FSA) has been strongly criticised by the Treasury...

Is your landlords insurance renewal coming up in the new tax year?

Author: Mark Alexander

27th March 2013, 13 years ago | 1

Several years ago my business partners and I were approached by an insurance broker who told us we could save...

Am I missing a trick by owning my own property?

Author: Mark Alexander

26th March 2013, 13 years ago | 5

Two of my best friends are far more successful property investors than I am, however, they rent their own homes. ...

Switch to a BuytoLet mortgage within six months of purchase

Author: Neil Patterson

26th March 2013, 13 years ago | 2

New commercial finance facilities are offering the option to switch bridging finance to a  BuytoLet mortgage within the normal 6...

Bank of Ireland 2.99% five year fixed rate sparks outrage

Author: Mark Alexander

25th March 2013, 13 years ago | 3

Customers of The Post Office are controversially being offered a 2.99% five year fixed rate by Bank of Ireland just...