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Tag: Loan to Value

Case study: The landlord who expanded using buy to let gearing

Case study: The landlord who expanded using buy to let ge...

For landlords, growth often depends on using gearing – borrowing against equity in existing properties to fund further acquisitions.
0:00 AM, 8th December 2025, About a month ago|0
The Impact of Stress Testing on Landlords’ Borrowing Power

The Impact of Stress Testing on Landlords’ Borrowing Power

Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders apply...
8:00 AM, 12th November 2025|0
Commercial Mortgages vs Buy to Let Mortgages vs Bridging Finance

Commercial Mortgages vs Buy to Let Mortgages vs Bridging ...

Landlords often ask whether they should use a buy to let mortgage, a commercial mortgage, or bridging finance. The right answer depends...
9:50 AM, 17th September 2025|0
How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Va...

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will need. In...
8:01 AM, 15th September 2025|0
New 85% LTV bridging loan product

New 85% LTV bridging loan product

A Loan to Value of 85% is now possible with Lendinvest, including fees and 12-month roll-up interest of 1.09% per month. Below is a...
9:22 AM, 1st February 2024|0
News Flash – 80% LTV available on New Build Flats!!

News Flash – 80% LTV available on New Build Flats!!

Ever since the Credit Crunch it has been very hard to finance new build flats on Buy to Let mortgages with lenders criteria either...
14:21 PM, 5th March 2014|6
Loan To Value or Loan To Purchase Price?

Loan To Value or Loan To Purchase Price?

Hi everyone Are there any BTL lenders that lend against the property valuation rather than the lower purchase price? For example, if...
12:51 PM, 16th January 2014|7
Kent Reliance Buy to Let no minimum income and 85%!

Kent Reliance Buy to Let no minimum income and 85%!

14:31 PM, 4th December 2013|7
Consent to Let – Should I tell my residential lender I am now letting the property?

Consent to Let – Should I tell my residential lende...

14:57 PM, 6th November 2013|0
Shared Appreciation Mortgages for Buy to Let Landlords

Shared Appreciation Mortgages for Buy to Let Landlords

11:30 AM, 30th October 2013|0
Rics want a 5% annual price rise cap

Rics want a 5% annual price rise cap

10:01 AM, 13th September 2013|13
Buy to Let mortgage products and criteria – market update

Buy to Let mortgage products and criteria – market ...

13:19 PM, 20th August 2013|0
Our own Buy to Let Mortgage sourcing system and calculator

Our own Buy to Let Mortgage sourcing system and calculator

13:38 PM, 19th August 2013|0
The Mortgage Works reduce BuytoLet rates

The Mortgage Works reduce BuytoLet rates

11:38 AM, 21st June 2013|0
Leeds Building Society BuytoLet rates cut by up to 0.7%

Leeds Building Society BuytoLet rates cut by up to 0.7%

13:26 PM, 31st May 2013|2
Switch to a BuytoLet mortgage within six months of purchase

Switch to a BuytoLet mortgage within six months of purchase

9:01 AM, 26th March 2013|2
The 2013 Budget and how it affects Landlords and property Investors

The 2013 Budget and how it affects Landlords and property...

12:02 PM, 21st March 2013|0
Is rent hiking a good business model?

Is rent hiking a good business model?

21:22 PM, 21st January 2013|24
BuytoLet Mortgage Calculator Update

BuytoLet Mortgage Calculator Update

8:00 AM, 2nd November 2012|0
BuytoLet Loan Directory

BuytoLet Loan Directory

9:01 AM, 26th October 2012|0
Couples In Property Limbo

Couples In Property Limbo

9:00 AM, 25th October 2012|5
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