Tag: Liquidity

How to Present Your Portfolio to a Commercial Lender

Author: Mark Alexander

21st January 2026, 3 months ago | 0

Strong presentation increases approval odds and improves terms. Commercial lenders assess the business behind the properties, not just the bricks...

How to Protect Your Liquidity When Refinancing a Portfolio

Author: Mark Alexander

17th December 2025, 4 months ago | 0

Refinancing is a critical moment for landlords. It can unlock equity, improve terms, or restructure debt – but it can...

Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street

Author: Mark Alexander

24th September 2025, 7 months ago | 0

Many landlords are feeling the squeeze. Rising interest rates, tighter stress testing, and tougher lending criteria mean that refinancing is...

Barry’s story – it could have been you!

Author: Mark Alexander

22nd May 2018, 8 years ago | 0

Barry’s story was written by the Mark Alexander back in December 2010. It has since been updated and re-published several...

Tax Treatment of Equity Loans for Buy to Let Landlords

Author: Mark Alexander

4th November 2013, 12 years ago | 0

I have been posting on numerous forums about the introduction of equity loans into the UK buy to let mortgage...

Is 100% buy to let leverage a good idea or not?

Author: Readers Question

10th September 2013, 13 years ago | 11

I’m looking to do my first time buy to let by releasing c. £25,000 -£37,000 equity from my main residence...

Property Portfolio Review Spreadsheet – FREE Download

Author: Mark Alexander

1st July 2013, 13 years ago | 0

Our property portfolio review spreadsheet is now available as a free download. This property portfolio review spreadsheet calculates your rental...

Insolvency compensation rules for deposit and mortgages

Author: Readers Question

20th April 2013, 13 years ago | 3

What are the compensation rules when a customer has both deposits (over £85,000) and an outstanding mortgage with the same...

Property Portfolio Review Spreadsheet – FREE Download

Author: Property118.com Landlord News Team

13th February 2013, 13 years ago | 7

Our property portfolio review spreadsheet is now available as a free download. This property portfolio review spreadsheet calculates your rental...

Green Deal Finance for Landlords – will it be viable?

Author: Mark Alexander

31st October 2012, 13 years ago | 7

Green Deal Finance is likely to become a major discussion topic on forums, especially as it is now being reported...

property118

Green Deal Referees required by Mark and Neil

Author: Neil Patterson

30th October 2012, 13 years ago | 10

Mark and I have worked together since 2003 and have very rarely fundamentally disagreed on a subject, but the Green...

property118

FSA Mortgage Market Review and the PRS

Author: Neil Patterson

25th October 2012, 14 years ago | 0

The FSA Mortgage Market Review rules will come into effect on 26 April 2014 and I have listed the FSA’s...

Financing Property Refurbishment Projects

Author: Mark Alexander

22nd August 2012, 14 years ago | 1

We receive hundreds of readers emails and telephone calls every month, the vast majority require contacts to arrange funding, hence...

Property Refurbishment – A guide for newbies

Author: Mark Alexander

16th August 2012, 14 years ago | 14

I spent most of yesterday with a lovely couple from Luton who emailed me asking for some guidance. After exchanging...

property118

The Bank of England increase stimulus for the economy

Author: Neil Patterson

5th July 2012, 14 years ago | 0

In today’s Monetary Policy Committee meeting The Bank of England have decided to increase the stimulus into the economy on top...

My first intentional property investment – part 1

Author: Mark Alexander

11th June 2012, 14 years ago | 15

The story began in 1989 when I purchased a property which I soon realised I couldn’t afford to live in....

property118

Development Finance is still supported in the current market

Author: Brooklands Commercial Finance

6th June 2012, 14 years ago | 0

We are witnessing a significant rise in the incidence of some banks refusal to offer new or extended terms to...

property118

Don’t bash the banks

Author: Brooklands Commercial Finance

23rd May 2012, 14 years ago | 3

Is Property Finance Available? This is the first of a series of articles looking at the availability of finance and...

Property Values vs Interest Rates

Author: Mark Alexander

8th May 2012, 14 years ago | 15

A question that came up in conversation this evening whilst in the car on the way back from my fiancée’s offices...

property118

Banks not renewing commercial loans

Author: Neil Patterson

25th April 2012, 14 years ago | 0

We are witnessing a significant rise in the incidence of some banks refusal to offer new or extended terms to...