Tag: equity release

Product Transfers vs Remortgages – Which Is Better for Landlords?

Author: Mark Alexander

19th January 2026, 3 months ago | 1

When a buy-to-let mortgage deal comes to an end, landlords face a key decision: should they do a product transfer...

Case study: The landlord who expanded using buy to let gearing

Author: Mark Alexander

8th December 2025, 5 months ago | 0

For landlords, growth often depends on using gearing – borrowing against equity in existing properties to fund further acquisitions. In...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 6 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

Funding Portfolio Growth – Using Equity Release and Leverage Wisely

Author: Mark Alexander

8th October 2025, 7 months ago | 0

For landlords looking to expand, the biggest question is often: where will the capital come from? With property prices and...

Remortgaging in 2025: How Landlords Can Cut Costs

Author: Mark Alexander

29th September 2025, 7 months ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

Author: Mark Alexander

15th September 2025, 7 months ago | 0

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will...

Barry’s story – it could have been you!

Author: Mark Alexander

22nd May 2018, 8 years ago | 0

Barry’s story was written by the Mark Alexander back in December 2010. It has since been updated and re-published several...

You may have more funding choices than you think!

Author: Simone Gilks

15th January 2014, 12 years ago | 10

Banks aren’t always the friendliest of places when it comes to borrowing money. All the “hoops” they expect you jump...

property118

Get into High Gear with Gearing

Author:

9th May 2012, 14 years ago | 21

Using Finance to Increase your Returns After recently attending local property networking events it still amazes me that investors think...

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Build a balanced property portfolio with no risk’ -The ‘What’, the ‘Why’

Author:

24th February 2012, 14 years ago | 0

Previously I’ve discussed the different types of investment techniques, but all that information is barely worth a plate of beans...

property118

Property Analysis – Part 2 – How it can save you thousands!

Author:

14th December 2011, 14 years ago | 0

Missed Part One? Click to read Property Analysis – Part 1 Mortgage Cap Rate (Interest Only) = Net Annual Rental...

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Property Prices are Still Falling…Except in London

Author: Property118.com Landlord News Team

15th August 2011, 15 years ago | 2

The latest home price survey reveals a no-holds-barred analysis of the property market. Prices in England and Wales fell for...

Could this be the ultimate buy to let investment property exit strategy?

Author: Mark Alexander

5th April 2011, 15 years ago | 2

About a year ago Mark Alexander predicted that Equity Release mortgage providers would enter the buy to let lending business....

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The History of Buy to Let Sale and Rent Back

Author: Mark Alexander

28th October 2010, 15 years ago | 6

By Mark Alexander. I closed my first Sale and Rent Back, “SARB”, deal in 1990. It wasn’t for me personally...

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Bank mortgage lending hits five-month low. Full report from the British Bankers Association and statistics also downloadable

Author: Property118.com Landlord News Team

27th October 2010, 15 years ago | 0

The banks continue to put a brave face on restricted lending by claiming mortgage approvals are up year-on-year – but...