Tag: bridging finance

Buy to let lenders offer rate cuts and higher HMO terms

Author: Property118.com Landlord News Team

16th October 2026, 6 days ago | 0

Foundation has cut selected buy to let rates by up to 0.10 percentage points, with its range starting at 4.99%...

Buy to let lenders cut rates and one adds bridging

Author: Property118.com Landlord News Team

29th July 2026, 3 months ago | 0

Among the buy to let lenders revamping their ranges this week are ModaMortgages which has removed application fees from a...

More landlord lenders cut their buy to let mortgage rates

Author: Property118.com Landlord News Team

10th July 2026, 3 months ago | 1

Paragon Bank, Landbay, Shawbrook, Coventry for intermediaries and Accord Mortgages have all announced changes across landlord or property investor ranges....

A Tale of Two Applications – Why One Got Rejected and the Other Approved

Author: Mark Alexander

7th January 2026, 10 months ago | 0

On the surface, two landlords submitted similar applications for commercial finance. Yet one was rejected outright while the other sailed...

From Stalled Project to Success – How a Landlord Used Bridging to Complete a Deal

Author: Mark Alexander

24th December 2025, 10 months ago | 0

Not every property project goes to plan. Unexpected costs, tight deadlines, and lender withdrawals can stall even the most experienced...

Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties

Author: Mark Alexander

22nd October 2025, 1 year ago | 1

For landlords looking to add value, development finance is a crucial tool. Whether converting a house into an HMO, redeveloping...

Bridging Finance Explained – When It Works, When It Doesn’t

Author: Mark Alexander

8th October 2025, 1 year ago | 0

Bridging finance is one of the most talked about, yet least understood, tools available to landlords. Fast, flexible, and widely...

Funding Portfolio Growth – Using Equity Release and Leverage Wisely

Author: Mark Alexander

8th October 2025, 1 year ago | 0

For landlords looking to expand, the biggest question is often: where will the capital come from? With property prices and...

Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street

Author: Mark Alexander

24th September 2025, 1 year ago | 0

Many landlords are feeling the squeeze. Rising interest rates, tighter stress testing, and tougher lending criteria mean that refinancing is...

Commercial Mortgages vs Buy to Let Mortgages vs Bridging Finance

Author: Mark Alexander

17th September 2025, 1 year ago | 0

Landlords often ask whether they should use a buy to let mortgage, a commercial mortgage, or bridging finance. The right...

93,000 BTL landlords set to exit the PRS – claim

Author: Property118.com Landlord News Team

12th September 2025, 1 year ago | 6

Researchers have found that a shocking 93,000 buy to let landlords are set to abandon the PRS this year. The...

What Commercial Finance Really Means for Landlords – More Than Just a Mortgage

Author: Mark Alexander

3rd September 2025, 1 year ago | 0

Most landlords are familiar with buy to let mortgages, but fewer understand what commercial finance means in practice. Many assume...

Pensions with Purpose: How SSAS Lending Fuels the Property Investment Community

Author: Kevin Whelan

9th June 2025, 1 year ago | 0

My team and I work with so many property investors and developers, and the continual feedback I get is that...

Short-Term Lending as a Solution

Author: Malcolm Jones

3rd February 2025, 2 years ago | 0

Years ago, bridging finance was considered a very expensive option, but bridging products are a lot cheaper and many savvy...

Landbay and Precise unveil BTL and bridging finance updates

Author: Property118.com Landlord News Team

31st January 2025, 2 years ago | 0

Landbay and Precise have both announced updates to their product offerings, with Landbay reducing buy to let mortgage rates and...

Roma Finance and HTB unveil new products

Author: Property118.com Landlord News Team

21st January 2025, 2 years ago | 0

Roma Finance has launched RomaPro, a new buy to let funding solution designed for property investors which is available exclusively...

HMRC’s Classification of Substantial Incorporation Structure (SIS) and Capital Account Restructure (CAR): Clarifying the Situation

Author: Mark Alexander

23rd September 2024, 2 years ago | 4

Recent developments have led HMRC to name Property118’s Substantial Incorporation Structure (SIS) and Capital Account Restructure (CAR) as tax avoidance...

Bridging Loans for Property Development: A Comprehensive Guide

Author: Aviram Shahar

19th September 2024, 2 years ago | 0

In the world of property development, timing is everything. Whether you’re acquiring a new site, completing a refurbishment, or waiting...

A Bridge Over Troubled Water?

Author: Howard

3rd June 2024, 2 years ago | 0

Bridging is one of those things that people sometimes struggle to understand how it works. Especially those new to this...

Unravelling the DOTAS Controversy – so what’s next?

Author: Property118.com Landlord News Team

3rd March 2024, 3 years ago | 53

UPDATE – 03/03/2024 The Chartered Institute of Taxation has published and submitted the following to HMRC. LINK HERE ORIGINAL POST...

Purchasing auction property with Bridging finance

Author: Howard

7th February 2024, 3 years ago | 0

If you are interested in purchasing property at auction and you are looking to finance this through a bridging loan,...