Property Investment Strategy and Advice Required
I wondered if you could give me your thoughts on my situation although I have only 2 properties! 
BTL was bought 1987 for £82k now worth £450k it was my principal private residence (PPR)until 2000. £90K mortgage due to be repaid in full 2025 – variable rate 2% currently producing £16,200 PA rent
My PPR now was bought in 2000 worth £680k.
I would like to avoid selling my PPR if possible but would like to realise largest lump sum possible with least CGT or alternatively use some of lump sum to buy smaller freehold property provide monthly income. The current mortgage on my PPR is 2% variable £90K paid off in 2020
I am 53 and wife is 55
Just a bit confused by all the options!!!
Thanks
Kieron
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The fall out from Divorce
Member Since January 2011 - Comments: 12196 - Articles: 1396
11:04 AM, 14th October 2014, About 12 years ago
Reply to the comment left by “Howard Reuben” at “14/10/2014 – 10:54“:
Hi Howard
Would you like to write an article about lending of this nature, i.e. lenders offering terms to people age 70 and under and 75 and under and maximum the term of mortgages available in these circumstances.
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Member Since June 2013 - Comments: 381 - Articles: 61
11:09 AM, 14th October 2014, About 12 years ago
will do – authoring ‘cap’ on, will send soon 🙂
Member Since January 2011 - Comments: 12196 - Articles: 1396
3:36 PM, 14th October 2014, About 11 years ago
One further thought Keiron
If cashflow is important to you, remember to check out Equity Finance >>> https://www.property118.com/new-btl-mortgage-finance-product/66267/
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