Page 870 – Property118

Increasing the rental market appeal of your student property

31st August 2012

Recently it was revealed that 15,000 fewer young people had applied for university places starting this academic year*. This reduction in student numbers will have a dual impact on landlords who traditionally let their properties in university towns. ARLA’s advice to landlords operating in university towns and cities

End of Tenancy Council Tax Demand – update

30th August 2012

Thanks for the responses to the original post, also entitled “End of Tenancy Council tax Demand“. To clarify the position it was a furnished tenancy so the empty relief is not possible. Most of your responses confirmed my feelings on the matter but, as I had not been in this position before, I wanted to […]

Exclusive Liverpool Student Accommodation 2013

29th August 2012

Whether you are looking for Exclusive Liverpool Student Accommodation for your children or as an investment you really ought to check out Arndale house. It will be ready for occupation in Q4 2013 and is available to purchase off plan now. Please take a few minutes to peruse the details below, watch the embedded video (second picture […]

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BM Solutions BuytoLet rates reduced

29th August 2012

BM Solutions BuytoLet rates have been reduced across their five and 3 year fixed rate range in line with other lenders reductions and a decrease in LIBOR. There are also minor adjustments in the cost of some tracker rate products, but it is the cost of longer term fixed rate BuytoLets that reflect more accurately the direction the […]

Exit plan – move in before selling up to avoid CGT

28th August 2012

This weekend I received an email from Cissie asking “If I move into a buy to let property which has been let for several years, and sell it after 6 months or a year, can I avoid CGT ? “ It’s a very interesting question, one which is close to my own heart as my […]

Buying a property with a regulated tenancy – READERS QUESTION

28th August 2012

I am considering buying a property with a regulated tenancy. It is occupied by one person who is getting on in age. As I understand it once the tenant is no longer living there, either by going into residential care or moving or passing away, the property becomes mine to do with as I wish. […]

Might the word ‘Landlord’ be damaging relationships?

28th August 2012

I’ve been writing for P118 for a while now and feel I have connected with enough sane voices here to put forward a slightly more insane idea for reasoned discussion, ideas that have been occurring to me for some time. The possibility that the very term ‘Landlord’ might be damaging relationships between landlords and tenants. […]

Illegal Eviction – A True Story

24th August 2012

As this is a true story about an illegal eviction I would like to remain anonymous please. I witnessed it, it wasn’t my property and it was not a scene you would associate with an illegal eviction. No thugs with baseball bats, just respectable people in a respectable suburb close and the Police keeping a […]

My letting agent has done a runner

My letting agent has done a runner

24th August 2012

My letting agent has done a runner and left various aspects of my property management in a mess. In some cases, the tenants named no longer exist. The Gas & Electricity Supplier is owed a lot of money from these non-existent former tenants, and current ones which the agent has not advised them of. The […]

Can the Housing Benefit Office Do This?

23rd August 2012

I have a property which I rent to my son who is on Housing Benefit. He has several medical problems mainly brought on by the use of drugs in the past. I had two other properties which I had let out before to claimants that were on Housing Benefit. One of which was sold and […]

End of Tenancy Council Tax Question

23rd August 2012

Has anyone come across this end of tenancy Council Tax situation as I have for a property tenancy which recently ended? The tenants left on the end day of a 6 month assured shorthold tenancy. They were responsible for Council Tax and received the demands and paid the Council direct and contacted the Council to […]

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Principality BuytoLet rates revised downwards

23rd August 2012

Principality BuytoLet rates have been revised downwards by 0.2% and introduced two new products all with low fixed fees down to a minimum of £99 These are two year variable rate products for the Building Society with the biggest advantage being the low set up costs for higher value properties instead of large percentage fees […]

Financing Property Refurbishment Projects

22nd August 2012

We receive hundreds of readers emails and telephone calls every month, the vast majority require contacts to arrange funding, hence this article which explores six very different strategies of financing property refurbishment projects.

Renewal fees from letting agents – READERS QUESTION

22nd August 2012

I have a question regarding renewal fees from letting agents and would very much welcome any feedback or advice that readers of Property118 can offer. I have used the same letting agent for the past 7 years. I do not have a portfolio so felt it would be best to use an agency. The agreement I […]

Tax Treatment of Property Development vs Property Investment

Tax Treatment of Property Development vs Property Investment

22nd August 2012

With so many buy to let  property investors now considering buy/refurb/sell deals I feel the time is right to explain the tax treatment of property development vs property investment. For example, did you knowthat buy/refurb/sell deals are taxed as a trade (property development) and CGT annual exemptions can not be claimed on disposal?

Mortgage fraud surges according to Experian

22nd August 2012

Experian®, the global information services company, today revealed a 23 per cent jump in attempted mortgage fraud rates between April and June 2012. Examples of this being residential mortgages being used to fund buy-to-let purchases and in some cases, buy-to-let mortgages being used to raise larger mortgages than lenders would normally consider based on income […]

Seven Benefits to Tenants of Dealing Directly with a Landlord

Seven Benefits to Tenants of Dealing Directly with a Landlord

21st August 2012

Readers response letter to the article entitled “Landlords should not be allowed to let their own properties” in which our reader lists seven benefits to tenants of dealing directly with a landlord in response to …. “give me 6 good reasons why these other not their fault necessarily but unaware Landlords should be allowed to. If you get […]

Renting HMO's Sussed

Renting HMOs Sussed – BOOK REVIEW

21st August 2012

Property118 Columnists HMO Landlady and Ben Reeve-Lewis have had their book “Renting HMOs Sussed” published and it is now available to purchase via Amazon. If you are a regular reader of Property118 you will know that both Serena (HMO Landlady) and Ben are known for “saying it as they see it“. Neither of them pull […]

Crowdfunding

Crowdfunding – To Be Or Not To Be … A Sophisticated Investor

21st August 2012

The phenomenon of crowdfunding (the collective effort of a large number of individuals who network and pool their resources) is growing exponentially in popularity as a way to fund software development, scientific research, arts projects, small businesses and, through companies like The House Crowd, property investment.

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25 Year fixed rate BuytoLet Mortgage

20th August 2012

The Manchester Building Society has launched two new 25 year fixed rate BuyToLet mortgage products with a 5.74%  and 5.99% notional rate. In the years I have been working in this industry and certainly since the popular advent of BuytoLet I have never before seen a 25 year fixed rate BuytoLet mortgage. The longest term […]