The space for advice in the mis-selling of Interest Rate Hedging Products (IRHP’s) is becoming increasingly busy. A quick Google search of ‘IRHP’ is enough to start your head spinning. Also known as IRSA’s, (Interest Rate Swap Agreements) these were financial products sold by banks to provide protection to businesses from interest rate increases. Bully-Banks […]

A Universal Credit trial of a first group of tenants in Torfaen South Wales has resulted in an increase in arrears from £20,000 to £140,000 in just seven months from July to January. Chief executive Duncan Forbes of Bron Afon Community Housing  who have 950 tenants receiving direct payment of their housing benefit said the […]

Brian Fitzsimons of Liverpool I am a Landlord and support The Good Landlords Campaign

We live in a small two bedroom house with two children already and I have now found out I am pregnant again. I rang the mortgage and asked about switching to a buy to let mortgage so we could let our house and rent instead . They made it sound really easy. The paperwork came […]

I had a question concerning this from our reader Dan today, but many Buy to Let investors I talk to are unprepared when looking to purchase a flat about considering what lenders will take as suitable security. Banks often have a surprisingly vast array of criteria that needs to be considered when lending. I have […]

IRHP stands for Interest Rate Hedging Protection. So how can a form of “protection” result in the collapse of a business you may well wonder? It’s ‘Heads I Win Tails You Lose’ – but from who’s perspective? The following story was submitted by Jon Welsby, a victim of the banks mis-selling of Interest Rate Hedging Protection.

Are there some agents out there frustrated by the declines they get for some of their tenants, when they seem perfectly fine? Below are just a few reasons as to why this could be.

You may get tenants who from time to time leave without giving you the keys. You know the ones… They have some arrears, have left the house, shall we say “lived in” (by prehistoric savages) and don’t want to be accountable for their actions, so they “done one”. Being a lawyer you’re then faced with […]

We have been renting out our property through a letting agent for the past 2 years. The rent was £330 and the agent  takes 10%. Our previous tenant left in November. I saw our flat advertised for £360. Can our letting agent do this without letting us know about the increase? We are still getting […]

I recently asked a plumber to look at a gas boiler in my rented flat. The hot water was patchy so asked him to rectify the problem, do a service and while he has at it give me the annual boiler safety check. However, he took one look and refused to do anything, recommending that […]

My tenant wants to cut a small hole into the kitchen wall that backs into the garden to let her dryer exhaust pipe out. I said no but she is saying its not good for the dryer steam to fill up the kitchen if she turns it on and had to go out. I suggested […]

Gary Nock of SCN Properties Halesowen SCN Properties is is a family run property investment and rental business operated by myself and Sue. We have been landlords for the past ten years. I am an Accredited Member of the National Landlords Association, and an Associate Member of the Institute for Residential Property Management, specialising in […]

Rhett Costin of Shrewsbury I have been a landlord since 2002 and currently own five Buy to Let properties. I will consider DSS tenants and pets, but definitely no smokers. I have no intentions of selling any of my properties and maintain them all to a very good standard. All of my current tenants are […]

Peter Shillcock of Ludlow I am a Landlord and have been investing into Buy to Let for 10 years now. I have six Buy to Let properties all in Scotland with the lettings managed by Belvoir Letting agents.  

Pradip Thaker of Gillingham Kent I have been a landlord for the past seven years and have seen things getting from bad to worse. Agents I have used are not doing the work they supposed to such as managing late payments, arrears, and getting  just anybody to carry out repairs sometimes without consent. Mortgage companies […]

Kirandeep Chahal of Coventry I am a Landlord and support The Good Landlords Campaign

Christopher Farrell of MATZ Palma Spain I am neither a Landlord or a Letting agent, however I do want to support The Good Landlords Campaign and welcome the opportunity to network with members.

Increasing rents, a difficult economy and job losses mean a growing number of tenants are struggling to pay their rent. When rental income is relied upon to cover a buy-to-let mortgage, arrears can be a very real risk and it doesn’t look like the economy is going to improve significantly any time soon. As rents […]

Angela Scarlett-Marshall of Bedfordshire I am Landlord based in Bedfordshire, with a small portfolio of properties throughout the Midlands. My intention has always been to provide properties that I would be happy to live in myself, this is of high importance to me because – yes I have previously been a tenant ! My most […]

Lyndon Whitehouse of L&A Lettings Limited Willenhall I am a Landlord with a portfolio of 36 properties and Letting agent. I would like to welcome you to L & A LETTINGS, we are a family run business and currently manage properties across The Black Country and South Staffordshire. As a company we are accredited with […]

Lee Gough of Belgrave Property Ltd Paignton I am a landlord and an owner of Belgrave Property Ltd which specialises in residential lettings for Devon