Page 74 – Property118
Landlord facing a vast maze symbolizing complex housing regulations

Rachel Reeves’ selective licensing row exposes growing regulatory burden on landlords

7th November 2025

Chancellor Rachel Reeves’s selective licensing scandal is a “perfect example of the challenges landlords face”, claims a landlord group chairman. Paul Cunningham, chairman of the Eastern Landlords Association, says penalties for non-compliance must be applied consistently across the board. His comments come after Ms Reeves admitted she had breached housing law by renting out her […]

Chancellor’s licensing scandal sparks debate over complex landlord rules

Free property licensing tool offered to MPs after Rachel Reeves scandal

7th November 2025

Proptech outfit Kamma is rolling out its compliance platform to help with property licensing at no cost to every Member of Parliament through December. It says the initiative comes after Chancellor Rachel Reeves’ admission that she rented out her south London home without the necessary selective licence. Landlords and letting agents have faced mounting headaches […]

Corroded water heater element beside boiler with temperature gauge

Why do boilers in rented properties deteriorate faster than those in my own home?

7th November 2025

Over the years, I have seen that the rented property boiler deteriorates faster than my own property. My property boiler doesn’t require an annual gas safety check however, my tenant’s property does. The outcome is my boiler lasts twice as long as a tenant’s property one. Has anyone else observed this? I hear that the […]

A blank Right to Rent check form on a clipboard beside a UK passport and visa documents.

The Right to Rent slip that cost a landlord dearly

7th November 2025

The tenant seemed trustworthy, references were fine, and the landlord wanted to move quickly. But when immigration officers visited months later, it emerged that no valid Right to Rent check had been carried out. The landlord faced a civil penalty notice running into thousands of pounds, along with the stress of proving what steps they […]

Mystic Mortar Landlord Horoscope 7 November 2025, autumn cartoon design with leaves, key, house and lamppost, Property118

Landlord Horoscope 7 Nov 2025 – Mystic Mortar Insight

7th November 2025

Mystic Mortar’s Landlord Horoscope Edition: Friday 7 November 2025 Welcome, star-gazers and key-holders, to a week where the stars whisper of steady progress, hidden truths, and the charm that wins hearts as surely as rent payments. November opens its doors with cosmic nudges to stay grounded, but not without a little sparkle of attraction along […]

Bank of England keeps interest rates at 4% amid inflation concerns

Bank of England holds interest rates at 4%

6th November 2025

The Bank of England (BoE) has held interest rates at 4%, a move that came as no surprise to markets and economists watching closely for signs of a shift in monetary policy. It marks the final rate decision before Chancellor Rachel Reeves unveils her Budget later this month. Many analysts believe the next BoE meeting […]

Wooden blocks with red cross and green check mark symbolizing correct and incorrect housing policy decisions

Housing Minister admits government has not assessed impact of 12-month re-letting ban

6th November 2025

The Housing Minister has admitted the government has not carried out an assessment of the impact of banning landlords from re-letting homes if a sale falls through. Under the Renters’ Rights Act, landlords who evict tenants in order to sell a property, but whose sale then collapses, must wait 12 months before re-letting it. In […]

Key unlocking glowing keyhole with financial graph symbolizing market confidence and reform

Leasehold reform – Which change will actually unlock the market?

6th November 2025

The government has just seen off a High Court challenge from major freeholders over the Leasehold and Freehold Reform Act (LAFRA) 2024. So, a time for leaseholder celebration? Perhaps, but before we declare victory for flat owners, it is worth asking the one question that really matters:  which of the reforms will actually get leasehold […]

Stack of legal documents with binder clips and a question mark symbol beside them.

Lifting a stayed possession order notice of issue?

6th November 2025

In January, I obtained a N206A Notice of Issue (accelerated possession claim), following the service of a Section 21 notice and accompanying paperwork. Slackness on my part, as I didn’t read it properly, caused me to ‘do nothing further’ till now, when I thought it was a long time in the system. I thought things […]

Finger pressing a glowing pink pause button symbolizing property market uncertainty before the Autumn Budget

First-time buyers hit pause until the Autumn Budget

6th November 2025

Nearly half of first-time buyers have put their property buying plans on hold until after the Autumn Budget, research reveals. According to eXp UK, 47% of aspiring homeowners have decided to delay buying amid uncertainty over housing and tax policy. Yet most are holding out for deeper, long-term changes to make homeownership genuinely affordable, rather […]

Cozy student bedroom with “College Vibes” pillow and study desk under warm fairy lights.

Renters’ Rights Act – 2 bedroom student units?

6th November 2025

I have been thinking about ways around the two-bedroom student house problem. My first thought is it’s hardly rocket science. There is presumably no problem in asking current 2025/26 student tenants to give notice now for the fixed term end date specified in their tenancy contract? I realise that it is likely or at least […]

House key and wooden home keychain symbolising landlords selling properties amid new rental laws

More than a third of landlords plan to sell amid RRA turmoil – Simply Business

6th November 2025

More than a third of landlords could quit the private rented sector within the next year as the Renters’ Rights Act creates uncertainty, research reveals. Simply Business says that 39% of landlords are considering selling up because of the RRA and other regulatory reforms. Its 2025 Landlord Report reveals that a quarter of landlords said […]

A scorched electrical socket showing burn marks from a safety failure.

The electrical safety lapse that sparked trouble

6th November 2025

The landlord had managed the property for years without issues. The wiring seemed fine, the lights worked, and the tenants never complained. When new regulations requiring an Electrical Installation Condition Report (EICR) came into force, the landlord delayed. Inspections cost money and felt unnecessary. But when the tenants reported a blown socket that left scorch […]

Woman holding a house symbolizing tenants staying put amid rising rents

More than half of renters are ‘flathugging’ and avoiding landlords

5th November 2025

More than half of tenants are choosing to stay put, clinging to their current homes despite wanting to move, research reveals. The flatsharing platform SpareRoom says that fears of rent rises and fierce competition have frozen the rental market. It says that 56% of tenants are now ‘flathugging’, a term for renters remaining in properties […]

Regulation blamed for slump in new-build housing supply

5th November 2025

“Regulatory bottlenecks” are to blame for a decline in new-build supply, according to new research. Data by Property Inspect reveals new-build supply in Britain has fallen dramatically and now accounts for just 5.9% of all current residential property listings in Great Britain. Industry experts say a shortage of qualified surveyors and assessors and regulatory rules […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Specialist Lenders Filling the Gap Left by High Street Banks

5th November 2025

High street banks have been retreating from parts of the landlord market, leaving many investors frustrated by rigid criteria and refusals. In their place, specialist lenders have stepped forward, offering tailored solutions for complex portfolios, HMOs, semi-commercial properties, and short-lease assets. For landlords, these lenders are now critical to sustaining and growing their businesses. Why […]