Page 75 – Property118

Renters’ Rights Act will push up rents as regulation tightens

5th November 2025

The Renters’ Rights Act will drive up rents as landlords respond to what they see as tougher rules and mounting compliance burdens. Fresh analysis from mortgage market analysts Pegasus Insight reveals widespread concern among landlords about the long-term impact of the legislation. The new law will abolish Section 21 ‘no-fault’ evictions, introduces open-ended tenancies, limits […]

Image of houses and coins to show property market is resilient

Residential property market remains resilient ahead of Autumn Budget

5th November 2025

Despite the residential property market showing signs of improvement, ongoing economic uncertainty remains with the Autumn Budget looming. Data from Octane Capital reveals the resilience of the residential sector compared to weakening demand in the commercial property market. Research shows that while non-residential property transaction volumes are down 5.5% across the UK so far in […]

Image of a house with a buy to let sign as lenders lower BTL rates

Aldermore and Shawbrook roll out major updates for landlords

5th November 2025

Aldermore and Shawbrook have announced product updates aimed at supporting landlords and streamlining the property finance process. Aldermore has unveiled a new range of limited edition buy to let products and reduced rates across several key options. For individual landlords and limited companies with single residential investment properties, the lender has introduced two five-year fixed […]

The unlicensed HMO that cost a landlord £20,000

The unlicensed HMO that cost a landlord £20,000

5th November 2025

The property was in demand, and rooms let quickly. The landlord thought they were simply maximising space by renting each bedroom individually. What they overlooked was that once five unrelated tenants occupied the property, it became a House in Multiple Occupation (HMO) requiring a licence. When the local authority discovered the breach, the fine and […]

027 IHT and Pension Changes: Must-Attend Webinar

2027 IHT and Pension Changes: Must-Attend Webinar

4th November 2025

If wealth planning is about staying ahead, why wait for the rules to change before you act? Major inheritance tax and pension reforms take effect in 2027. Structured landlords and wealth-focused investors need to ensure their estate and pension strategies remain robust. Reviewing and adjusting now reduces the risk of avoidable tax leakage later. To […]

Credit score gauge showing excellent rating on a laptop screen.

Rent payments to be included in credit scoring overhaul

4th November 2025

A leading credit ratings agency is to include rent payments in its new scoring system, the BBC reports. Experian is revamping its criteria which could see tenants having their credit scores boosted for paying on time. The credit reference agency is reshaping how it assesses financial behaviour. It wants to ‘better reflect more of the […]

Laptop showing compliance checklist reminding landlords of legal rental responsibilities

Landlords urged to check compliance after Rachel Reeves licensing scandal

4th November 2025

As controversy continues to engulf the government over property law breaches, lettings expert Leaders is reminding landlords to stay on top of their legal responsibilities. The call comes after Chancellor Rachel Reeves confessed to renting out her London home without the necessary selective licence from Southwark Council. It’s the latest in a string of high-profile […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Student Let Landlord Insurance – What You Need to Know

4th November 2025

Letting to students can be highly profitable, but it comes with a unique set of risks. Higher tenant turnover, seasonal voids, and increased wear and tear make student lets very different from standard single-lets. Insurers recognise this and underwrite student lets differently, meaning landlords need policies that specifically cover these risks. This article explains what […]

Gavel beside a sign reading “Delayed,” symbolizing court case backlogs and justice system delays.

Court section 8 hearing delays?

4th November 2025

I submitted a section 8 and section 21 claim on 28 October, and I now have a hearing date of 4 March 2026. That is 158 days or 23 weeks approximately. (Canterbury Court) It is one thing to be backlogged, but it is another thing for the Courts to be coy about the state of […]

House keychain with falling coins symbolizing rent prices dropping in England.

Rents fall 12% across England as voids lengthen – Goodlord

4th November 2025

The cost of renting a home across England fell sharply in October, marking the biggest monthly drop of the year, Goodlord says. According to its latest Rental Index, average rents tumbled by 12% compared to September. That ends a stretch of record-breaking highs seen during the summer and early autumn. The decline brought the national […]

Leasehold housing reform concept with icons representing property law and ownership changes

Landlords doubt government’s ability to deliver leasehold reform

4th November 2025

Nearly two-thirds of landlords believe the government will fail to deliver its promise to abolish leasehold before the next election, research reveals. According to Landbay, 64% of landlords think ministers will be unable to meet their target of ending the sale of new leasehold homes by the end of this Parliament. The government announced the […]

Glowing house symbolising housing data and regulation among dark surrounding homes

Smaller HMOs fly under the radar as councils call for better data

4th November 2025

A council has warned a lack of data on houses in multiple occupation (HMOs) means it cannot bring in additional regulations. Grimsby Live reports that North East Lincolnshire Council holds “very limited data” on smaller HMOs. A cross-party working group met to hear what information the council currently has and was told that any future […]

Confident landlord raising arm in triumph against sunrise, symbolising renewed optimism in the buy-to-let market.

Landlord optimism surges as confidence rebounds in the buy to let market

4th November 2025

Positivity is returning to the buy to let sector, with landlord confidence more than doubling since last year’s Autumn Budget, Landbay has found. The lender says its survey found that 36% of landlords now feel upbeat about the future of their rental businesses, compared with just 18% a year ago. At the same time, those […]

Hands exchanging a small house model symbolizing partnership in providing homes for the homeless

PRS project helps 160 people out of homelessness in its first year

4th November 2025

Nearly 160 people have found a place to call home thanks to a partnership between homelessness charity Crisis and the TDS Charitable Foundation. Launched just over a year ago, the three-year initiative has shown the potential of the private rented sector to provide homes for those in need. With funding from the TDS Charitable Foundation, […]

Frustrated landlord overwhelmed by unreliable letting agent delays and issues

Late rent payments and no inspections what would you do?

4th November 2025

I’m beyond frustrated and need some real talk from fellow landlords. My letting agent has consistently failed to pay my rental income on time every single month. It’s not just a one-off delay; it’s become a pattern. On top of that, they haven’t carried out the property inspections that were clearly outlined in our agreement. […]

An unprotected tenancy deposit form beside an open padlock and broken chain.

The unprotected deposit that sank a landlord’s case

4th November 2025

The landlord thought they were on top of everything. Rent came in, repairs were done, and the tenancy rolled on smoothly. But when arrears built up and a possession notice was served, the tenant’s solicitor spotted a glaring flaw: the deposit had never been protected. What looked like a routine eviction was thrown out in […]

Professional landlord couple reviewing their life insurance paperwork at home, reflecting on whether their cover still fits their current property portfolio.

How Much Life Cover Do Landlords Really Need?

3rd November 2025

Many landlords have life insurance, but few know whether it still does what they think it does. Over the years, policies are taken out, topped up, replaced, or forgotten. Mortgages are refinanced, portfolios grow, and children leave home. Yet the life cover that once felt reassuring might now be too little, too much, or simply […]

Rachel Reeves faces scrutiny over letting licence breach amid fresh warnings from agents

Rachel Reeves was warned twice about needing a selective licence

3rd November 2025

The Chancellor, Rachel Reeves, was warned by not one but two letting agents that she required a licence to rent out her Dulwich home, the Mail on Sunday reports. Yet she went ahead and let the property illegally for £3,200 a month. The fresh revelation piles more pressure on the Chancellor, who had claimed to […]

House key with tag labeled “Inheritance Tax” symbolizing property tax concerns for homeowners

Inheritance tax overhaul could hit ordinary homeowners hardest

3rd November 2025

Chancellor Rachel Reeves’s expected targeting of property and wealth in this month’s Budget will hit homeowners the hardest, one leading property expert says. According to the chief executive of Scotland’s largest estate and letting agency, DJ Alexander, the mounting speculation about inheritance tax (IHT) changes is causing alarm among ordinary families. David Alexander says they […]

Model house beside stacked coins and rising red arrow symbolizing UK house price growth.

House prices rise slightly as market shows resilience – Nationwide

3rd November 2025

House prices edged slightly higher in October as the property market continued to display resilience despite wider economic pressures. Nationwide’s latest House Price Index reveals that annual growth was up 2.4%, from 2.2% in September. Robert Gardner, Nationwide’s chief economist, said: “The housing market has remained broadly stable in recent months, with house prices rising […]

House surrounded by floating percentage cubes symbolizing mortgage rate reductions

More buy to let lenders reduce rates

3rd November 2025

A string of leading buy to let lenders have announced rate cuts and product enhancements across the commercial and BTL products as sector competition grows. InterBay, part of the OSB Group, has trimmed rates by up to 0.50% across its commercial owner-occupier and semi-commercial product lines. Rates now begin at 5.34%, with reductions designed to […]